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Vienna Insurance Group AGHAM:WSV2 +1.71%73 EV-to-EBIT is 7.24 as of Jul. 23, 2026, which is 5% above its 10-year median of 6.87. GuruFocus rates HAM:WSV2 with a GF Score™ of 73/100 and a GF Value™ of €38.20 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 345 Insurance companies, Vienna Insurance Group AG ranks better than 60.87% on this metric.
Vienna Insurance Group AG (HAM:WSV2) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Vienna Insurance Group AG's Enterprise Value for the quarter that ended in Dec. 2025 was €9,180 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Vienna Insurance Group AG's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was €1,246 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vienna Insurance Group AG EV-to-EBIT Related Terms
Vienna Insurance Group AG EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HAM:WSV2 vs BRK.A, AIG, HIG: EV-to-EBIT Comparison
For the Insurance - Diversified subindustry, Vienna Insurance Group AG's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vienna Insurance Group AG EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Vienna Insurance Group AG's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Vienna Insurance Group AG's EV-to-EBIT falls into.
Vienna Insurance Group AG's current Enterprise Value is €9,027 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Vienna Insurance Group AG's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was €1,246 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vienna Insurance Group AG (HAM:WSV2) has a EV-to-EBIT of 7.24 as of Jul. 23, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Vienna Insurance Group AG and its competitors. This is near median its historical median of 6.87. Over the past decade, Vienna Insurance Group AG's EV-to-EBIT has ranged from 0.10 to 25.62. According to the industry distribution chart, Vienna Insurance Group AG ranks #135 out of 345 companies in the Insurance industry, placing it in the top 39.1%.
Is Vienna Insurance Group AG's EV-to-EBIT too high?
Vienna Insurance Group AG's current EV-to-EBIT of 7.24 is near median its 10-year median of 6.87. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 25.62. The Insurance industry median EV-to-EBIT is 8.56. Vienna Insurance Group AG's value of 7.24 is 15.4% below this industry median. Based on the distribution chart, Vienna Insurance Group AG ranks #135 out of 345 companies in the Insurance industry, which is above the industry midpoint. Overall, Vienna Insurance Group AG has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vienna Insurance Group AG's EV-to-EBIT compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Vienna Insurance Group AG ranks #135 out of 345 companies for EV-to-EBIT. This puts Vienna Insurance Group AG in the upper half of its industry. The industry median EV-to-EBIT is 8.56. Vienna Insurance Group AG's value of 7.24 is 15.4% below this benchmark. Historically, Vienna Insurance Group AG's own EV-to-EBIT has ranged from 0.10 to 25.62 over the past decade. While the company's 10-year median is 6.87 vs. the industry median of 8.56, Vienna Insurance Group AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.56, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vienna Insurance Group AG's current EV-to-EBIT of 7.24 is 15.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Vienna Insurance Group AG and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vienna Insurance Group AG's current EV-to-EBIT is 7.24, which is near median its own 10-year median of 6.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vienna Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Vienna Insurance Group AG (HAM:WSV2) is currently considered Significantly Overvalued. The stock's GF Value™ is €38.20, compared to a current price of €65.50 — trading 71.5% above its estimated fair value. The current EV-to-EBIT is 7.24, which is near median its 10-year median of 6.87 and 15.4% below the Insurance industry median of 8.56. Vienna Insurance Group AG's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Vienna Insurance Group AG (HAM:WSV2), the current EV-to-EBIT is 7.24 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vienna Insurance Group AG (HAM:WSV2) Overvalued in 2026?
Based on GuruFocus' analysis, Vienna Insurance Group AG stock appears to be overvalued.
The current stock price of €65.50 is trading 71.5% above its estimated GF Value™ of €38.20.
GuruFocus considers Vienna Insurance Group AG to be Significantly Overvalued.
Key valuation signals for HAM:WSV2:
EV-to-EBIT: 7.24 (near median its 10-year median of 6.87)
GF Value™: €38.20 vs. price of €65.50 (71.5% above fair value)
Industry Position: 15.4% below the Insurance median (#135 of 345)
No single metric tells the full story. See the HAM:WSV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vienna Insurance Group AG is a diversified insurance company that offers property and casualty, life, and health insurance products. The company maintains its goal of consolidating market leadership in Austria while taking advantage of the growth potential in Central and Eastern Europe. The company generates the majority of its revenue in Austria, followed by the Czech Republic and Poland.
73GF Score
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