Vienna Insurance Group AGHAM:WSV2 +0.30%73 5-Year Yield-on-Cost % is 4.26 as of Jul. 11, 2026, which is 33% below its 10-year median of 6.37. GuruFocus rates HAM:WSV2 with a GF Score™ of 73/100 and a GF Value™ of €38.37 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 418 Insurance companies, Vienna Insurance Group AG ranks better than 53.59% on this metric.
The historical rank and industry rank for Vienna Insurance Group AG's 5-Year Yield-on-Cost % or its related term are showing as below:
HAM:WSV2'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.45 Med: 6.37 Max: 13.65
Current: 4.26
During the past 13 years, Vienna Insurance Group AG's highest Yield on Cost was 13.65. The lowest was 3.45. And the median was 6.37.
HAM:WSV2's 5-Year Yield-on-Cost % is ranked better than 53.59% of 418
companies
in the Insurance industry
Industry Median: 3.985
vs HAM:WSV2: 4.26
Vienna Insurance Group AG (HAM:WSV2) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Vienna Insurance Group AG 5-Year Yield-on-Cost % Related Terms
HAM:WSV2 vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Vienna Insurance Group AG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vienna Insurance Group AG 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Vienna Insurance Group AG's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Vienna Insurance Group AG's 5-Year Yield-on-Cost % falls into.
Vienna Insurance Group AG 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Vienna Insurance Group AG (HAM:WSV2) has a 5-Year Yield-on-Cost % of 4.26 as of Jul. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Vienna Insurance Group AG and its competitors. This is 33% below median its historical median of 6.37. Over the past decade, Vienna Insurance Group AG's 5-Year Yield-on-Cost % has ranged from 3.45 to 13.65. According to the industry distribution chart, Vienna Insurance Group AG ranks #194 out of 418 companies in the Insurance industry, placing it in the top 46.4%.
Is Vienna Insurance Group AG's 5-Year Yield-on-Cost % too high?
Vienna Insurance Group AG's current 5-Year Yield-on-Cost % of 4.26 is 33% below median its 10-year median of 6.37. Over the past 10 years, this metric has ranged from a low of 3.45 to a high of 13.65. The Insurance industry median 5-Year Yield-on-Cost % is 3.99. Vienna Insurance Group AG's value of 4.26 is 6.9% above this industry median. Based on the distribution chart, Vienna Insurance Group AG ranks #194 out of 418 companies in the Insurance industry, which is above the industry midpoint. Overall, Vienna Insurance Group AG has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vienna Insurance Group AG's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Vienna Insurance Group AG ranks #194 out of 418 companies for 5-Year Yield-on-Cost %. This puts Vienna Insurance Group AG in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.99. Vienna Insurance Group AG's value of 4.26 is 6.9% above this benchmark. Historically, Vienna Insurance Group AG's own 5-Year Yield-on-Cost % has ranged from 3.45 to 13.65 over the past decade. While the company's 10-year median is 6.37 vs. the industry median of 3.99, Vienna Insurance Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.99, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vienna Insurance Group AG's current 5-Year Yield-on-Cost % of 4.26 is 6.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Vienna Insurance Group AG and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vienna Insurance Group AG's current 5-Year Yield-on-Cost % is 4.26, which is 33% below median its own 10-year median of 6.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vienna Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Vienna Insurance Group AG (HAM:WSV2) is currently considered Significantly Overvalued. The stock's GF Value™ is €38.37, compared to a current price of €66.50 — trading 73.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.26, which is 33% below median its 10-year median of 6.37 and 6.9% above the Insurance industry median of 3.99. Vienna Insurance Group AG's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Vienna Insurance Group AG (HAM:WSV2), the current 5-Year Yield-on-Cost % is 4.26 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vienna Insurance Group AG (HAM:WSV2) Overvalued in 2026?
Based on GuruFocus' analysis, Vienna Insurance Group AG stock appears to be overvalued.
The current stock price of €66.50 is trading 73.3% above its estimated GF Value™ of €38.37.
GuruFocus considers Vienna Insurance Group AG to be Significantly Overvalued.
Key valuation signals for HAM:WSV2:
5-Year Yield-on-Cost %: 4.26 (33% below median its 10-year median of 6.37)
GF Value™: €38.37 vs. price of €66.50 (73.3% above fair value)
Industry Position: 6.9% above the Insurance median (#194 of 418)
No single metric tells the full story. See the HAM:WSV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vienna Insurance Group AG is a diversified insurance company that offers property and casualty, life, and health insurance products. The company maintains its goal of consolidating market leadership in Austria while taking advantage of the growth potential in Central and Eastern Europe. The company generates the majority of its revenue in Austria, followed by the Czech Republic and Poland.
73GF Score
Get the complete analysis for HAM:WSV2
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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