Vienna Insurance Group AG (HAM:WSV2) Long-Term Debt: €1,594 Mil (As of Dec. 2025)


HAM:WSV2 Vienna Insurance Group AG HAM:WSV2
73 GF Score
Price €66.70
GF Value €38.12
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Vienna Insurance Group AG Long-Term Debt?

Vienna Insurance Group AG HAM:WSV2 +1.68% 73 Long-Term Debt is €1,594 Mil as of Dec. 2025. GuruFocus rates HAM:WSV2 with a GF Score™ of 73/100 and a GF Value™ of €38.12 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Vienna Insurance Group AG's Long-Term Debt for the quarter that ended in Dec. 2025 was €1,594 Mil.

Vienna Insurance Group AG's quarterly Long-Term Debt declined from Dec. 2024 (€1,514 Mil) to Jun. 2025 (€0 Mil) but then increased from Jun. 2025 (€0 Mil) to Dec. 2025 (€1,594 Mil).

Vienna Insurance Group AG's annual Long-Term Debt increased from Dec. 2023 (€0 Mil) to Dec. 2024 (€1,514 Mil) and increased from Dec. 2024 (€1,514 Mil) to Dec. 2025 (€1,594 Mil).

Vienna Insurance Group AG  (HAM:WSV2) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Vienna Insurance Group AG Long-Term Debt Related Terms

Vienna Insurance Group AG Long-Term Debt Historical Data

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The historical data trend for Vienna Insurance Group AG's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vienna Insurance Group AG Long-Term Debt Chart

Vienna Insurance Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2,133.18 0.00 1,513.68 1,593.56

Vienna Insurance Group AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 1,513.68 0.00 1,593.56
HAM:WSV2
73GF Score
Vienna Insurance Group AG HAM:WSV2
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €1,594 Mil mean?
Vienna Insurance Group AG (HAM:WSV2) has a Long-Term Debt of €1,594 Mil as of Dec. 2025.
Is Vienna Insurance Group AG's Long-Term Debt too high?
Vienna Insurance Group AG's current Long-Term Debt is €1,594 Mil. Overall, Vienna Insurance Group AG has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vienna Insurance Group AG's Long-Term Debt compare to BRK.A and AIG?
Vienna Insurance Group AG's Long-Term Debt of €1,594 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Vienna Insurance Group AG's current Long-Term Debt is €1,594 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vienna Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Vienna Insurance Group AG (HAM:WSV2) is currently considered Significantly Overvalued. The stock's GF Value™ is €38.12, compared to a current price of €66.70 — trading 75% above its estimated fair value. The current Long-Term Debt is €1,594 Mil. Vienna Insurance Group AG's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Vienna Insurance Group AG (HAM:WSV2), the current Long-Term Debt is €1,594 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vienna Insurance Group AG (HAM:WSV2) Overvalued in 2026?

Based on GuruFocus' analysis, Vienna Insurance Group AG stock appears to be overvalued. The current stock price of €66.70 is trading 75% above its estimated GF Value™ of €38.12. GuruFocus considers Vienna Insurance Group AG to be Significantly Overvalued.

Key valuation signals for HAM:WSV2:

  • Long-Term Debt: €1,594 Mil
  • GF Value™: €38.12 vs. price of €66.70 (75% above fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the HAM:WSV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vienna Insurance Group AG Business Description

Address Schottenring 30, Vienna, AUT, 1010
Vienna Insurance Group AG is a diversified insurance company that offers property and casualty, life, and health insurance products. The company maintains its goal of consolidating market leadership in Austria while taking advantage of the growth potential in Central and Eastern Europe. The company generates the majority of its revenue in Austria, followed by the Czech Republic and Poland.
73GF Score

Get the complete analysis for HAM:WSV2

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€66.70
Price
€38.12
GF Value