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PrudentialCHIX:PRUL -1.16%39 EV-to-EBITDA is 7.56 as of Jul. 29, 2026, which is 39% below its 10-year median of 12.36. GuruFocus rates CHIX:PRUL with a GF Score™ of 39/100. The stock has 3 warning signs investors should review. Among 346 Insurance companies, Prudential ranks better than 56.36% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Prudential's enterprise value is £28,796 Mil.
Prudential's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was £3,810 Mil. Therefore, Prudential's EV-to-EBITDA for today is 7.56.
The historical rank and industry rank for Prudential's EV-to-EBITDA or its related term are showing as below:
CHIX:PRUl'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -110.92 Med: 12.36 Max: 19.41
Current: 7.56
During the past 13 years, the highest EV-to-EBITDA of Prudential was 19.41. The lowest was -110.92. And the median was 12.36.
CHIX:PRUl's EV-to-EBITDA is ranked better than 56.36% of 346
companies
in the Insurance industry
Industry Median: 8.36
vs CHIX:PRUl: 7.56
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Prudential (CHIX:PRUl) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Prudential's share price for today is £10.8575.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Prudential's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £1.142.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Prudential's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:PRUL vs AFL, MET, PRU: EV-to-EBITDA Comparison
For the Insurance - Life subindustry, Prudential's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prudential EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Prudential's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Prudential's EV-to-EBITDA falls into.
Prudential's current Enterprise Value is £28,796 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Prudential's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was £3,810 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prudential (CHIX:PRUL) has a EV-to-EBITDA of 7.56 as of Jul. 29, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Prudential. This is 39% below median its historical median of 12.36. According to the industry distribution chart, Prudential ranks #151 out of 346 companies in the Insurance industry, placing it in the top 43.6%.
Is Prudential's EV-to-EBITDA too high?
Prudential's current EV-to-EBITDA of 7.56 is 39% below median its 10-year median of 12.36. The Insurance industry median EV-to-EBITDA is 8.36. Prudential's value of 7.56 is 9.6% below this industry median. Based on the distribution chart, Prudential ranks #151 out of 346 companies in the Insurance industry, which is above the industry midpoint. Overall, Prudential has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Prudential's EV-to-EBITDA compare to AFL and MET?
According to the Insurance industry distribution chart, Prudential ranks #151 out of 346 companies for EV-to-EBITDA. This puts Prudential in the upper half of its industry. The industry median EV-to-EBITDA is 8.36. Prudential's value of 7.56 is 9.6% below this benchmark. While the company's 10-year median is 12.36 vs. the industry median of 8.36, Prudential has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.36, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prudential's current EV-to-EBITDA of 7.56 is 9.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Prudential. For the Insurance industry, the median EV-to-EBITDA is 8.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prudential's current EV-to-EBITDA is 7.56, which is 39% below median its own 10-year median of 12.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prudential stock overvalued right now?
Prudential (CHIX:PRUL) has a current EV-to-EBITDA of 7.56. The current EV-to-EBITDA is 7.56, which is 39% below median its 10-year median of 12.36 and 9.6% below the Insurance industry median of 8.36. Prudential's overall GF Score™ is 39/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Prudential (CHIX:PRUL), the current EV-to-EBITDA is 7.56 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Originally established in 1848 as the Prudential Mutual Assurance, Investment, and Loan Association, Prudential has changed a lot since. Set up to sell life insurance and loans to the middle class, the company subsequently diversified into Europe and then North America with the purchase of Jackson National Life around 1985. During its time as owner of Jackson, Prudential focused on building a simple chassis-style product portfolio that allowed customers to choose from a variety of add-ons. The company also became renowned for its focus on building the internal capabilities required to support its strong product offerings, including compelling technology and a large well-trained wholesale salesforce.
39GF Score
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