Msg Life AG (HAM:MSGL) EV-to-EBITDA: 6.68 (As of Jul. 20, 2026)

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HAM:MSGL Msg Life AG HAM:MSGL
10 GF Score
Price €3.64
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What is Msg Life AG EV-to-EBITDA?

Msg Life AG HAM:MSGL 10 EV-to-EBITDA is 6.68 as of Jul. 20, 2026. GuruFocus rates HAM:MSGL with a GF Score™ of 10/100.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Msg Life AG's enterprise value is €114.0 Mil. Msg Life AG's EBITDA for the trailing twelve months (TTM) ended in Dec. 2023 was €17.1 Mil. Therefore, Msg Life AG's EV-to-EBITDA for today is 6.68.

The historical rank and industry rank for Msg Life AG's EV-to-EBITDA or its related term are showing as below:

HAM:MSGL's EV-to-EBITDA is not ranked *
in the Software industry.
Industry Median: 10.385
* Ranked among companies with meaningful EV-to-EBITDA only.

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-07-20), Msg Life AG's stock price is €3.64. Msg Life AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was €0.278. Therefore, Msg Life AG's PE Ratio (TTM) for today is 13.09.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Msg Life AG  (HAM:MSGL) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Msg Life AG's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=3.64/0.278
=13.09

Msg Life AG's share price for today is €3.64.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Msg Life AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was €0.278.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Msg Life AG EV-to-EBITDA Related Terms


Msg Life AG EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Msg Life AG's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Msg Life AG EV-to-EBITDA Chart

Msg Life AG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.74 5.50 4.58 6.83 5.12

Msg Life AG Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.74 5.50 4.58 6.83 5.12

HAM:MSGL vs CRM, UBER, NOW: EV-to-EBITDA Comparison

For the Software - Application subindustry, Msg Life AG's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Msg Life AG EV-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Msg Life AG's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Msg Life AG's EV-to-EBITDA falls into.


HAM:MSGL
10GF Score
Msg Life AG HAM:MSGL
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Msg Life AG EV-to-EBITDA Calculation

Msg Life AG's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=113.997/17.074
=6.68

Msg Life AG's current Enterprise Value is €114.0 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Msg Life AG's EBITDA for the trailing twelve months (TTM) ended in Dec. 2023 was €17.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 6.68 mean?
Msg Life AG (HAM:MSGL) has a EV-to-EBITDA of 6.68 as of Jul. 20, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Msg Life AG.
Is Msg Life AG's EV-to-EBITDA too high?
Msg Life AG's current EV-to-EBITDA is 6.68. The Software industry median EV-to-EBITDA is 10.39. Msg Life AG's value of 6.68 is 35.7% below this industry median. Overall, Msg Life AG has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Msg Life AG's EV-to-EBITDA compare to CRM and UBER?
Msg Life AG's EV-to-EBITDA of 6.68 can be compared against companies in the Software industry. The industry median EV-to-EBITDA is 10.39. Msg Life AG's value of 6.68 is 35.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Software company?
The median EV-to-EBITDA among Software companies is 10.39, based on 1,954 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Msg Life AG's current EV-to-EBITDA of 6.68 is 35.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Msg Life AG. For the Software industry, the median EV-to-EBITDA is 10.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Msg Life AG's current EV-to-EBITDA is 6.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Msg Life AG stock overvalued right now?
Msg Life AG (HAM:MSGL) has a current EV-to-EBITDA of 6.68. The current EV-to-EBITDA is 6.68 and 35.7% below the Software industry median of 10.39. Msg Life AG's overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Msg Life AG (HAM:MSGL), the current EV-to-EBITDA is 6.68 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Msg Life AG Business Description

Address Humboldtstrasse 35, Leinfelden-Echterdingen, BW, DEU, 70771
Msg Life AG is a Germany-based company. It is a consultant and software company for the insurance and retirement savings market. It is a provider of software, advice, and cloud solutions for life insurance companies and pension fund institutions in Europe and, in particular, health insurance companies in the United States. The company's products and services include msg. Life Factory, msg.Insurance Suite, msg.Migration System, msg.Health Factory, msg.The commission, msg.Business Partner, msg.Billing, and others. Geographically, the company exports its services to the United States of America, Austria, Switzerland, Slovenia, Portugal, Spain, and Benelux.
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EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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