Msg Life AG (HAM:MSGL) Enterprise Value: €114.0 Mil (As of Jun. 26, 2026) ***


HAM:MSGL Msg Life AG HAM:MSGL
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What is Msg Life AG Enterprise Value?

Msg Life AG HAM:MSGL -1.03% 10 Enterprise Value is €114.0 Mil as of Jun. 26, 2026. GuruFocus rates HAM:MSGL with a GF Score™ of 10/100.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Msg Life AG's Enterprise Value is €114.0 Mil. Msg Life AG's EBIT for the trailing twelve months (TTM) ended in Dec. 2023 was €14.9 Mil. Therefore, Msg Life AG's EV-to-EBIT ratio for today is 7.63.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Msg Life AG's Enterprise Value is €114.0 Mil. Msg Life AG's EBITDA for the trailing twelve months (TTM) ended in Dec. 2023 was €17.1 Mil. Therefore, Msg Life AG's EV-to-EBITDA ratio for today is 6.68.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Msg Life AG's Enterprise Value is €114.0 Mil. Msg Life AG's Revenue for the trailing twelve months (TTM) ended in Dec. 2023 was €179.2 Mil. Therefore, Msg Life AG's EV-to-Revenue ratio for today is 0.64.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Msg Life AG's Enterprise Value is €114.0 Mil. Msg Life AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2023 was €12.0 Mil. Therefore, Msg Life AG's EV-to-OCF ratio for today is 9.49.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Msg Life AG's Enterprise Value is €114.0 Mil. Msg Life AG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was €9.9 Mil. Therefore, Msg Life AG's EV-to-FCF ratio for today is 11.52.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Msg Life AG  (HAM:MSGL) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Msg Life AG's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=113.997/14.942
=7.63

Msg Life AG's current Enterprise Value is €114.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Msg Life AG's EBIT for the trailing twelve months (TTM) ended in Dec. 2023 was €14.9 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Msg Life AG's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=113.997/17.074
=6.68

Msg Life AG's current Enterprise Value is €114.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Msg Life AG's EBITDA for the trailing twelve months (TTM) ended in Dec. 2023 was €17.1 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Msg Life AG's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=113.997/179.159
=0.64

Msg Life AG's current Enterprise Value is €114.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Msg Life AG's Revenue for the trailing twelve months (TTM) ended in Dec. 2023 was €179.2 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Msg Life AG's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=113.997/12.017
=9.49

Msg Life AG's current Enterprise Value is €114.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Msg Life AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2023 was €12.0 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Msg Life AG's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=113.997/9.897
=11.52

Msg Life AG's current Enterprise Value is €114.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Msg Life AG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was €9.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Msg Life AG Enterprise Value Related Terms


Msg Life AG Enterprise Value Historical Data

* Premium members only.

The historical data trend for Msg Life AG's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Msg Life AG Enterprise Value Chart

Msg Life AG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 86.14 81.65 82.01 99.09 87.46

Msg Life AG Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 86.14 81.65 82.01 99.09 87.46

HAM:MSGL vs CRM, UBER, NOW: Enterprise Value Comparison

For the Software - Application subindustry, Msg Life AG's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Msg Life AG Enterprise Value vs Software Industry

For the Software industry and Technology sector, Msg Life AG's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Msg Life AG's Enterprise Value falls into.


HAM:MSGL
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Msg Life AG HAM:MSGL
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Msg Life AG Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Msg Life AG's Enterprise Value for the fiscal year that ended in Dec. 2023 is calculated as

Msg Life AG's Enterprise Value for the quarter that ended in Dec. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €114.0 Mil mean?
Msg Life AG (HAM:MSGL) has a Enterprise Value of €114.0 Mil as of Jun. 26, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Msg Life AG and its competitors.
Is Msg Life AG's Enterprise Value too high?
Msg Life AG's current Enterprise Value is €114.0 Mil. Overall, Msg Life AG has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Msg Life AG's Enterprise Value compare to CRM and UBER?
Msg Life AG's Enterprise Value of €114.0 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Software company?
A good Enterprise Value depends on the Software industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Msg Life AG and its competitors. Msg Life AG's current Enterprise Value is €114.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Msg Life AG stock overvalued right now?
Msg Life AG (HAM:MSGL) has a current Enterprise Value of €114.0 Mil. The current Enterprise Value is €114.0 Mil. Msg Life AG's overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Msg Life AG (HAM:MSGL), the current Enterprise Value is €114.0 Mil as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Msg Life AG Business Description

Address Humboldtstrasse 35, Leinfelden-Echterdingen, BW, DEU, 70771
Msg Life AG is a Germany-based company. It is a consultant and software company for the insurance and retirement savings market. It is a provider of software, advice, and cloud solutions for life insurance companies and pension fund institutions in Europe and, in particular, health insurance companies in the United States. The company's products and services include msg. Life Factory, msg.Insurance Suite, msg.Migration System, msg.Health Factory, msg.The commission, msg.Business Partner, msg.Billing, and others. Geographically, the company exports its services to the United States of America, Austria, Switzerland, Slovenia, Portugal, Spain, and Benelux.
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Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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