Msg Life AG (HAM:MSGL) EV-to-OCF: 9.49 (As of Jul. 29, 2026)

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HAM:MSGL Msg Life AG HAM:MSGL
10 GF Score
Price €3.70
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What is Msg Life AG EV-to-OCF?

Msg Life AG HAM:MSGL 10 EV-to-OCF is 9.49 as of Jul. 29, 2026. GuruFocus rates HAM:MSGL with a GF Score™ of 10/100.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Msg Life AG's Enterprise Value is €114.0 Mil. Msg Life AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2023 was €12.0 Mil. Therefore, Msg Life AG's EV-to-OCF for today is 9.49.

The historical rank and industry rank for Msg Life AG's EV-to-OCF or its related term are showing as below:

HAM:MSGL's EV-to-OCF is not ranked *
in the Software industry.
Industry Median: 6.73
* Ranked among companies with meaningful EV-to-OCF only.

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-29), Msg Life AG's stock price is €3.70. Msg Life AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was €0.278. Therefore, Msg Life AG's PE Ratio (TTM) for today is 13.31.


Msg Life AG  (HAM:MSGL) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Msg Life AG's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=3.70/0.278
=13.31

Msg Life AG's share price for today is €3.70.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Msg Life AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was €0.278.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Msg Life AG EV-to-OCF Related Terms


Msg Life AG EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Msg Life AG's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Msg Life AG EV-to-OCF Chart

Msg Life AG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -6.73 4.30 11.09 -45.64 7.28

Msg Life AG Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
HAM:MSGL
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Msg Life AG HAM:MSGL
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Msg Life AG EV-to-OCF Calculation

Msg Life AG's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=113.997/12.017
=9.49

Msg Life AG's current Enterprise Value is €114.0 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Msg Life AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2023 was €12.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 9.49 mean?
Msg Life AG (HAM:MSGL) has a EV-to-OCF of 9.49 as of Jul. 29, 2026.
Is Msg Life AG's EV-to-OCF too high?
Msg Life AG's current EV-to-OCF is 9.49. The Software industry median EV-to-OCF is 6.73. Msg Life AG's value of 9.49 is 41% above this industry median. Overall, Msg Life AG has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Msg Life AG's EV-to-OCF compare to CRM and UBER?
Msg Life AG's EV-to-OCF of 9.49 can be compared against companies in the Software industry. The industry median EV-to-OCF is 6.73. Msg Life AG's value of 9.49 is 41% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Software company?
The median EV-to-OCF among Software companies is 6.73, based on 2,874 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Msg Life AG's current EV-to-OCF of 9.49 is 41% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median EV-to-OCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Msg Life AG's current EV-to-OCF is 9.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Msg Life AG stock overvalued right now?
Msg Life AG (HAM:MSGL) has a current EV-to-OCF of 9.49. The current EV-to-OCF is 9.49 and 41% above the Software industry median of 6.73. Msg Life AG's overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Msg Life AG (HAM:MSGL), the current EV-to-OCF is 9.49 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Msg Life AG Business Description

Address Humboldtstrasse 35, Leinfelden-Echterdingen, BW, DEU, 70771
Msg Life AG is a Germany-based company. It is a consultant and software company for the insurance and retirement savings market. It is a provider of software, advice, and cloud solutions for life insurance companies and pension fund institutions in Europe and, in particular, health insurance companies in the United States. The company's products and services include msg. Life Factory, msg.Insurance Suite, msg.Migration System, msg.Health Factory, msg.The commission, msg.Business Partner, msg.Billing, and others. Geographically, the company exports its services to the United States of America, Austria, Switzerland, Slovenia, Portugal, Spain, and Benelux.
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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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