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MarqetaMQ -3.72%68 EV-to-EBITDA is 47.38 as of Aug. 07, 2026. GuruFocus rates MQ with a GF Score™ of 68/100 and a GF Value™ of $26.32 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,961 Software companies, Marqeta ranks worse than 87.3% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Marqeta's enterprise value is $985.3 Mil.
Marqeta's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was $20.8 Mil. Therefore, Marqeta's EV-to-EBITDA for today is 47.38.
The historical rank and industry rank for Marqeta's EV-to-EBITDA or its related term are showing as below:
MQ'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -429.69 Med: -17.16 Max: 246.81
Current: 47.38
During the past 7 years, the highest EV-to-EBITDA of Marqeta was 246.81. The lowest was -429.69. And the median was -17.16.
MQ's EV-to-EBITDA is ranked worse than 87.3% of 1961
companies
in the Software industry
Industry Median: 10.64
vs MQ: 47.38
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Marqeta's share price for today is $16.05.
Marqeta's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.110.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Marqeta's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Marqeta's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Marqeta EV-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Marqeta's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Marqeta's EV-to-EBITDA falls into.
Marqeta's current Enterprise Value is $985.3 Mil.
Marqeta's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $20.8 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Marqeta (MQ) has a EV-to-EBITDA of 47.38 as of Aug. 07, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Marqeta. According to the industry distribution chart, Marqeta ranks #1712 out of 1961 companies in the Software industry, placing it in the top 87.3%.
Is Marqeta's EV-to-EBITDA too high?
Marqeta's current EV-to-EBITDA is 47.38. The Software industry median EV-to-EBITDA is 10.64. Marqeta's value of 47.38 is 345.3% above this industry median. Based on the distribution chart, Marqeta ranks #1712 out of 1961 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Marqeta has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Marqeta's EV-to-EBITDA compare to FIVN and EVTC?
According to the Software industry distribution chart, Marqeta ranks #1712 out of 1961 companies for EV-to-EBITDA. This places Marqeta in the lower half of its industry. The industry median EV-to-EBITDA is 10.64. Marqeta's value of 47.38 is 345.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Software company?
The median EV-to-EBITDA among Software companies is 10.64, based on 1,961 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marqeta's current EV-to-EBITDA of 47.38 is 345.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Marqeta. For the Software industry, the median EV-to-EBITDA is 10.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marqeta's current EV-to-EBITDA is 47.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marqeta stock overvalued right now?
Based on GuruFocus' analysis, Marqeta (MQ) is currently considered Possible Value Trap. The stock's GF Value™ is $26.32, compared to a current price of $16.05 — trading 39% below its estimated fair value. The current EV-to-EBITDA is 47.38 and 345.3% above the Software industry median of 10.64. Marqeta's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Marqeta (MQ), the current EV-to-EBITDA is 47.38 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Marqeta (MQ) Overvalued in 2026?
Based on GuruFocus' analysis, Marqeta stock appears to be undervalued.
The current stock price of $16.05 is trading 39% below its estimated GF Value™ of $26.32.
GuruFocus considers Marqeta to be Possible Value Trap.
Key valuation signals for MQ:
EV-to-EBITDA: 47.38
GF Value™: $26.32 vs. price of $16.05 (39% below fair value)
Industry Position: 345.3% above the Software median (#1712 of 1961)
No single metric tells the full story. See the MQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company's open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform.
68GF Score
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