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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Marqeta has the GF Score of 68, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Marqeta
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Marqeta GF Score Related Terms
MQ vs FIVN, EVTC, APPN: GF Score Comparison
For the Software - Infrastructure subindustry, Marqeta's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Marqeta GF Score vs Software Industry
For the Software industry and Technology sector, Marqeta's GF Score distribution charts can be found below:
* The bar in red indicates where Marqeta's GF Score falls into.
Marqeta (MQ) has a GF Score of 68 as of Aug. 07, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Marqeta and its competitors. This is 196% above median its historical median of 23.00. Over the past decade, Marqeta's GF Score has ranged from 17.00 to 86.00.
Is Marqeta's GF Score too high?
Marqeta's current GF Score of 68 is 196% above median its 10-year median of 23.00. Over the past 10 years, this metric has ranged from a low of 17.00 to a high of 86.00. Overall, Marqeta has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Marqeta's GF Score compare to FIVN and EVTC?
Marqeta's GF Score of 68 can be compared against companies in the Software industry. Historically, Marqeta's own GF Score has ranged from 17.00 to 86.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Software company?
A good GF Score depends on the Software industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Marqeta and its competitors. Marqeta's current GF Score is 68, which is 196% above median its own 10-year median of 23.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marqeta stock overvalued right now?
Based on GuruFocus' analysis, Marqeta (MQ) is currently considered Possible Value Trap. The stock's GF Value™ is $26.32, compared to a current price of $16.02 — trading 39.2% below its estimated fair value. The current GF Score is 68, which is 196% above median its 10-year median of 23.00. Marqeta's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Marqeta (MQ), the current GF Score is 68 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Marqeta (MQ) Overvalued in 2026?
Based on GuruFocus' analysis, Marqeta stock appears to be undervalued.
The current stock price of $16.02 is trading 39.2% below its estimated GF Value™ of $26.32.
GuruFocus considers Marqeta to be Possible Value Trap.
Key valuation signals for MQ:
GF Score: 68 (196% above median its 10-year median of 23.00)
GF Value™: $26.32 vs. price of $16.02 (39.2% below fair value)
No single metric tells the full story. See the MQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company's open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform.
68GF Score
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