Fast Finance (WAR:FFI) EV-to-EBITDA: -0.22 (As of Sep. 21, 2026)

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WAR:FFI Fast Finance SA WAR:FFI
4 GF Score
Price zł1.01
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What is Fast Finance EV-to-EBITDA?

Fast Finance WAR:FFI 4 EV-to-EBITDA is -0.22 as of Sep. 21, 2026. GuruFocus rates WAR:FFI with a GF Score™ of 4/100.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Fast Finance's enterprise value is zł3.69 Mil. Fast Finance's EBITDA for the trailing twelve months (TTM) ended in Sep. 2023 was zł-16.66 Mil. Therefore, Fast Finance's EV-to-EBITDA for today is -0.22.

The historical rank and industry rank for Fast Finance's EV-to-EBITDA or its related term are showing as below:

WAR:FFI's EV-to-EBITDA is not ranked *
in the Credit Services industry.
Industry Median: 16.95
* Ranked among companies with meaningful EV-to-EBITDA only.

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-21), Fast Finance's stock price is zł1.01. Fast Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2023 was zł-13.326. Therefore, Fast Finance's PE Ratio (TTM) for today is At Loss.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Fast Finance  (WAR:FFI) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Fast Finance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.01/-13.326
=At Loss

Fast Finance's share price for today is zł1.01.
Fast Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-13.326.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Fast Finance EV-to-EBITDA Related Terms


Fast Finance EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Fast Finance's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fast Finance EV-to-EBITDA Chart

Fast Finance Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec20 Dec21 Dec22
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.42 -0.29 25.61 28.38 0.16

Fast Finance Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.99 0.18 0.20 -0.04 -0.07

WAR:FFI vs V, MA, AXP: EV-to-EBITDA Comparison

For the Credit Services subindustry, Fast Finance's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fast Finance EV-to-EBITDA vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Fast Finance's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Fast Finance's EV-to-EBITDA falls into.


WAR:FFI
4GF Score
Fast Finance SA WAR:FFI
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fast Finance EV-to-EBITDA Calculation

Fast Finance's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=3.689/-16.65812461
=-0.22

Fast Finance's current Enterprise Value is zł3.69 Mil.
Fast Finance's EBITDA for the trailing twelve months (TTM) ended in Sep. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-16.66 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of -0.22 mean?
Fast Finance (WAR:FFI) has a EV-to-EBITDA of -0.22 as of Sep. 21, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Fast Finance.
Is Fast Finance's EV-to-EBITDA too high?
Fast Finance's current EV-to-EBITDA is -0.22. Overall, Fast Finance has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Fast Finance's EV-to-EBITDA compare to V and MA?
Fast Finance's EV-to-EBITDA of -0.22 can be compared against companies in the Credit Services industry. The industry median EV-to-EBITDA is 16.95. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 16.95, based on 361 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Fast Finance. For the Credit Services industry, the median EV-to-EBITDA is 16.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fast Finance's current EV-to-EBITDA is -0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fast Finance stock overvalued right now?
Fast Finance (WAR:FFI) has a current EV-to-EBITDA of -0.22. The current EV-to-EBITDA is -0.22. Fast Finance's overall GF Score™ is 4/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Fast Finance (WAR:FFI), the current EV-to-EBITDA is -0.22 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fast Finance Business Description

Address ul. Borowska 283B, Wroclaw, POL, 50-556
Fast Finance SA is a debt collection company. The company is engaged in the recovery of debt portfolios of natural persons, purchased from business entities operating on a regulated market, mainly banks and telecommunications companies. It is also an issuer of corporate bonds listed on the Catalyst market.
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EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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