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Helia GroupFRA:0GI0 -1.90%67 EV-to-OCF is 32.78 as of Sep. 10, 2026, which is 178% above its 10-year median of 11.78. GuruFocus rates FRA:0GI0 with a GF Score™ of 67/100 and a GF Value™ of €2.22. The stock has 3 warning signs investors should review. Among 501 Insurance companies, Helia Group ranks worse than 91.02% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Helia Group's Enterprise Value is €824.6 Mil.
Helia Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €25.2 Mil. Therefore, Helia Group's EV-to-OCF for today is 32.78.
The historical rank and industry rank for Helia Group's EV-to-OCF or its related term are showing as below:
FRA:0GI0'
s EV-to-OCF Range Over the Past 10 Years
Min: -95.5 Med: 11.78 Max: 28.72
Current: 28.72
During the past 12 years, the highest EV-to-OCF of Helia Group was 28.72. The lowest was -95.50. And the median was 11.78.
FRA:0GI0's EV-to-OCF is ranked worse than 91.02% of 501
companies
in the Insurance industry
Industry Median: 6.3
vs FRA:0GI0: 28.72
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Helia Group's PE Ratio (TTM) for today is calculated as:
Helia Group's share price for today is €3.10.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Helia Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €0.451.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Helia Group EV-to-OCF Related Terms
Helia Group EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Helia Group's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Helia Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helia Group EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Helia Group's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Helia Group's EV-to-OCF falls into.
Helia Group's current Enterprise Value is €824.6 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Helia Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €25.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helia Group (FRA:0GI0) has a EV-to-OCF of 32.78 as of Sep. 10, 2026. This is 178% above median its historical median of 11.78. According to the industry distribution chart, Helia Group ranks #456 out of 501 companies in the Insurance industry, placing it in the top 91%.
Is Helia Group's EV-to-OCF too high?
Helia Group's current EV-to-OCF of 32.78 is 178% above median its 10-year median of 11.78. The Insurance industry median EV-to-OCF is 6.30. Helia Group's value of 32.78 is 420.3% above this industry median. Based on the distribution chart, Helia Group ranks #456 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Helia Group has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Helia Group's EV-to-OCF compare to FNF and RYAN?
According to the Insurance industry distribution chart, Helia Group ranks #456 out of 501 companies for EV-to-OCF. This places Helia Group in the lower half of its industry. The industry median EV-to-OCF is 6.30. Helia Group's value of 32.78 is 420.3% above this benchmark. While the company's 10-year median is 11.78 vs. the industry median of 6.30, Helia Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.30, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helia Group's current EV-to-OCF of 32.78 is 420.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helia Group's current EV-to-OCF is 32.78, which is 178% above median its own 10-year median of 11.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helia Group stock overvalued right now?
Helia Group (FRA:0GI0) has a current EV-to-OCF of 32.78. The stock's GF Value™ is €2.22, compared to a current price of €3.10 — trading 39.6% above its estimated fair value. The current EV-to-OCF is 32.78, which is 178% above median its 10-year median of 11.78 and 420.3% above the Insurance industry median of 6.30. Helia Group's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Helia Group (FRA:0GI0), the current EV-to-OCF is 32.78 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helia Group (FRA:0GI0) Overvalued in 2026?
Based on GuruFocus' analysis, Helia Group stock appears to be overvalued.
The current stock price of €3.10 is trading 39.6% above its estimated GF Value™ of €2.22.
Key valuation signals for FRA:0GI0:
EV-to-OCF: 32.78 (178% above median its 10-year median of 11.78)
GF Value™: €2.22 vs. price of €3.10 (39.6% above fair value)
Industry Position: 420.3% above the Insurance median (#456 of 501)
No single metric tells the full story. See the FRA:0GI0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helia listed on the Australian Securities Exchange in 2014 after its US-based parent, Genworth Financial (NYSE: GNW), sold down its stake. It has since exited. With a history spanning over 50 years, Helia is the largest provider of lenders' mortgage insurance, or LMI, in Australia. In Australia, LMI is predominantly purchased on loans with a loan/value ratio, or LVR, above 80%. LMI protects a lender against a potential loss (gap) between the outstanding loan amount and sale proceeds on a delinquent loan property. LMI does not protect the borrower, however the premium is paid by the borrower. It's regulated by the Australian Prudential Regulation Authority, which requires it to meet minimum regulatory capital requirements.
67GF Score
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