Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Toivo Group Oyj's Enterprise Value is €128.24 Mil.
Toivo Group Oyj's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €-14.17 Mil. Therefore, Toivo Group Oyj's EV-to-OCF for today is -9.05.
The historical rank and industry rank for Toivo Group Oyj's EV-to-OCF or its related term are showing as below:
FRA:0LF'
s EV-to-OCF Range Over the Past 10 Years
Min: -1772.97 Med: -14.63 Max: 31.78
Current: -9.06
During the past 8 years, the highest EV-to-OCF of Toivo Group Oyj was 31.78. The lowest was -1772.97. And the median was -14.63.
FRA:0LF's EV-to-OCF is ranked better than 77.3% of 1793
companies
in the Real Estate industry
Industry Median: 7.68
vs FRA:0LF: -9.06
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Toivo Group Oyj's PE Ratio (TTM) for today is calculated as:
Toivo Group Oyj's share price for today is €0.874.
Toivo Group Oyj's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.046.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Toivo Group Oyj EV-to-OCF Related Terms
Toivo Group Oyj EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Toivo Group Oyj's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Diversified subindustry, Toivo Group Oyj's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Toivo Group Oyj EV-to-OCF vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Toivo Group Oyj's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Toivo Group Oyj's EV-to-OCF falls into.
Toivo Group Oyj's current Enterprise Value is €128.24 Mil.
Toivo Group Oyj's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-14.17 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Toivo Group Oyj (FRA:0LF) has a EV-to-OCF of -9.05 as of Aug. 21, 2026. According to the industry distribution chart, Toivo Group Oyj ranks #407 out of 1793 companies in the Real Estate industry, placing it in the top 22.7%.
Is Toivo Group Oyj's EV-to-OCF too high?
Toivo Group Oyj's current EV-to-OCF is -9.05. Based on the distribution chart, Toivo Group Oyj ranks #407 out of 1793 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Toivo Group Oyj has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Toivo Group Oyj's EV-to-OCF compare to competitors?
According to the Real Estate industry distribution chart, Toivo Group Oyj ranks #407 out of 1793 companies for EV-to-OCF. This places Toivo Group Oyj in the top 23% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 7.68. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Real Estate company?
The median EV-to-OCF among Real Estate companies is 7.68, based on 1,793 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median EV-to-OCF is 7.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Toivo Group Oyj's current EV-to-OCF is -9.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Toivo Group Oyj stock overvalued right now?
Toivo Group Oyj (FRA:0LF) has a current EV-to-OCF of -9.05. The stock's GF Value™ is €1.60, compared to a current price of €0.87 — trading 45.4% below its estimated fair value. The current EV-to-OCF is -9.05. Toivo Group Oyj's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Toivo Group Oyj (FRA:0LF), the current EV-to-OCF is -9.05 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Toivo Group Oyj (FRA:0LF) Overvalued in 2026?
Based on GuruFocus' analysis, Toivo Group Oyj stock appears to be undervalued.
The current stock price of €0.87 is trading 45.4% below its estimated GF Value™ of €1.60.
Key valuation signals for FRA:0LF:
EV-to-OCF: -9.05
GF Value™: €1.60 vs. price of €0.87 (45.4% below fair value)
No single metric tells the full story. See the FRA:0LF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Toivo Group Oyj specializes in construction, real estate development, and property ownership. It develops, builds, owns, and sells apartments, plots, community properties, and business premises. The company generates maximum revenue from project management contracting, and the rest through sales of properties, lease income, real estate development services, and other sales. The firm generates all of its revenue in Finland.
84GF Score
Get the complete analysis for FRA:0LF
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:0LF has been successfully added to your 
