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Toivo Group OyjFRA:0LF -0.46%84 5-Year Yield-on-Cost % is 3.42 as of Aug. 21, 2026, which is 6% above its 10-year median of 3.23. GuruFocus rates FRA:0LF with a GF Score™ of 84/100 and a GF Value™ of €1.60. The stock has 5 warning signs investors should review. Among 853 Real Estate companies, Toivo Group Oyj ranks worse than 56.51% on this metric.
Toivo Group Oyj's yield on cost for the quarter that ended in Jun. 2026 was 3.42.
The historical rank and industry rank for Toivo Group Oyj's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:0LF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.2 Med: 3.23 Max: 3.42
Current: 3.42
During the past 8 years, Toivo Group Oyj's highest Yield on Cost was 3.42. The lowest was 3.20. And the median was 3.23.
FRA:0LF's 5-Year Yield-on-Cost % is ranked worse than 56.51% of 853
companies
in the Real Estate industry
Industry Median: 3.8
vs FRA:0LF: 3.42
Toivo Group Oyj (FRA:0LF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Toivo Group Oyj 5-Year Yield-on-Cost % Related Terms
Toivo Group Oyj 5-Year Yield-on-Cost % Competitor Comparison
For the Real Estate - Diversified subindustry, Toivo Group Oyj's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Toivo Group Oyj 5-Year Yield-on-Cost % vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Toivo Group Oyj's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Toivo Group Oyj's 5-Year Yield-on-Cost % falls into.
Toivo Group Oyj 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Toivo Group Oyj is calculated as
Toivo Group Oyj (FRA:0LF) has a 5-Year Yield-on-Cost % of 3.42 as of Aug. 21, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Toivo Group Oyj and its competitors. This is near median its historical median of 3.23. Over the past decade, Toivo Group Oyj's 5-Year Yield-on-Cost % has ranged from 3.20 to 3.42. According to the industry distribution chart, Toivo Group Oyj ranks #482 out of 853 companies in the Real Estate industry, placing it in the top 56.5%.
Is Toivo Group Oyj's 5-Year Yield-on-Cost % too high?
Toivo Group Oyj's current 5-Year Yield-on-Cost % of 3.42 is near median its 10-year median of 3.23. Over the past 10 years, this metric has ranged from a low of 3.20 to a high of 3.42. The Real Estate industry median 5-Year Yield-on-Cost % is 3.80. Toivo Group Oyj's value of 3.42 is 10% below this industry median. Based on the distribution chart, Toivo Group Oyj ranks #482 out of 853 companies in the Real Estate industry, which is below the industry midpoint. Overall, Toivo Group Oyj has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Toivo Group Oyj's 5-Year Yield-on-Cost % compare to competitors?
According to the Real Estate industry distribution chart, Toivo Group Oyj ranks #482 out of 853 companies for 5-Year Yield-on-Cost %. This places Toivo Group Oyj in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.80. Toivo Group Oyj's value of 3.42 is 10% below this benchmark. Historically, Toivo Group Oyj's own 5-Year Yield-on-Cost % has ranged from 3.20 to 3.42 over the past decade. While the company's 10-year median is 3.23 vs. the industry median of 3.80, Toivo Group Oyj has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Real Estate company?
The median 5-Year Yield-on-Cost % among Real Estate companies is 3.80, based on 853 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Toivo Group Oyj's current 5-Year Yield-on-Cost % of 3.42 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Toivo Group Oyj and its competitors. For the Real Estate industry, the median 5-Year Yield-on-Cost % is 3.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Toivo Group Oyj's current 5-Year Yield-on-Cost % is 3.42, which is near median its own 10-year median of 3.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Toivo Group Oyj stock overvalued right now?
Toivo Group Oyj (FRA:0LF) has a current 5-Year Yield-on-Cost % of 3.42. The stock's GF Value™ is €1.60, compared to a current price of €0.87 — trading 45.4% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.42, which is near median its 10-year median of 3.23 and 10% below the Real Estate industry median of 3.80. Toivo Group Oyj's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Toivo Group Oyj (FRA:0LF), the current 5-Year Yield-on-Cost % is 3.42 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Toivo Group Oyj (FRA:0LF) Overvalued in 2026?
Based on GuruFocus' analysis, Toivo Group Oyj stock appears to be undervalued.
The current stock price of €0.87 is trading 45.4% below its estimated GF Value™ of €1.60.
Key valuation signals for FRA:0LF:
5-Year Yield-on-Cost %: 3.42 (near median its 10-year median of 3.23)
GF Value™: €1.60 vs. price of €0.87 (45.4% below fair value)
Industry Position: 10% below the Real Estate median (#482 of 853)
No single metric tells the full story. See the FRA:0LF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Toivo Group Oyj specializes in construction, real estate development, and property ownership. It develops, builds, owns, and sells apartments, plots, community properties, and business premises. The company generates maximum revenue from project management contracting, and the rest through sales of properties, lease income, real estate development services, and other sales. The firm generates all of its revenue in Finland.
84GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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