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Toivo Group OyjFRA:0LF -0.46%85 Pretax Margin % is 3.70% as of Jun. 2026, which is 96% below its 10-year median of 85.70. GuruFocus rates FRA:0LF with a GF Score™ of 85/100 and a GF Value™ of €1.60. The stock has 5 warning signs investors should review. Among 1,750 Real Estate companies, Toivo Group Oyj ranks worse than 60.23% on this metric.
Toivo Group Oyj (FRA:0LF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Toivo Group Oyj Pretax Margin % Related Terms
Toivo Group Oyj Pretax Margin % Historical Data
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The historical data trend for Toivo Group Oyj's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Toivo Group Oyj Pretax Margin % Competitor Comparison
For the Real Estate - Diversified subindustry, Toivo Group Oyj's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Toivo Group Oyj Pretax Margin % vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Toivo Group Oyj's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Toivo Group Oyj's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Toivo Group Oyj (FRA:0LF) has a Pretax Margin % of 3.70% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Toivo Group Oyj and its competitors. This is 96% below median its historical median of 85.70. According to the industry distribution chart, Toivo Group Oyj ranks #1054 out of 1750 companies in the Real Estate industry, placing it in the top 60.2%.
Is Toivo Group Oyj's Pretax Margin % too high?
Toivo Group Oyj's current Pretax Margin % of 3.70% is 96% below median its 10-year median of 85.70. The Real Estate industry median Pretax Margin % is 11.91. Toivo Group Oyj's value of 3.70% is 68.9% below this industry median. Based on the distribution chart, Toivo Group Oyj ranks #1054 out of 1750 companies in the Real Estate industry, which is below the industry midpoint. Overall, Toivo Group Oyj has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does Toivo Group Oyj's Pretax Margin % compare to competitors?
According to the Real Estate industry distribution chart, Toivo Group Oyj ranks #1054 out of 1750 companies for Pretax Margin %. This places Toivo Group Oyj in the lower half of its industry. The industry median Pretax Margin % is 11.91. Toivo Group Oyj's value of 3.70% is 68.9% below this benchmark. While the company's 10-year median is 85.70 vs. the industry median of 11.91, Toivo Group Oyj has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Real Estate company?
The median Pretax Margin % among Real Estate companies is 11.91, based on 1,750 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Toivo Group Oyj's current Pretax Margin % of 3.70% is 68.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Toivo Group Oyj and its competitors. For the Real Estate industry, the median Pretax Margin % is 11.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Toivo Group Oyj's current Pretax Margin % is 3.70%, which is 96% below median its own 10-year median of 85.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Toivo Group Oyj stock overvalued right now?
Toivo Group Oyj (FRA:0LF) has a current Pretax Margin % of 3.70%. The stock's GF Value™ is €1.60, compared to a current price of €0.87 — trading 45.4% below its estimated fair value. The current Pretax Margin % is 3.70%, which is 96% below median its 10-year median of 85.70 and 68.9% below the Real Estate industry median of 11.91. Toivo Group Oyj's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Toivo Group Oyj (FRA:0LF), the current Pretax Margin % is 3.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Toivo Group Oyj (FRA:0LF) Overvalued in 2026?
Based on GuruFocus' analysis, Toivo Group Oyj stock appears to be undervalued.
The current stock price of €0.87 is trading 45.4% below its estimated GF Value™ of €1.60.
Key valuation signals for FRA:0LF:
Pretax Margin %: 3.70% (96% below median its 10-year median of 85.70)
GF Value™: €1.60 vs. price of €0.87 (45.4% below fair value)
Industry Position: 68.9% below the Real Estate median (#1054 of 1750)
No single metric tells the full story. See the FRA:0LF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Toivo Group Oyj specializes in construction, real estate development, and property ownership. It develops, builds, owns, and sells apartments, plots, community properties, and business premises. The company generates maximum revenue from project management contracting, and the rest through sales of properties, lease income, real estate development services, and other sales. The firm generates all of its revenue in Finland.
85GF Score
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