Meridian (FRA:M7X) EV-to-OCF: 17.60 (As of Aug. 31, 2026) — 123% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:M7X Meridian Corp FRA:M7X
63 GF Score
Price €16.40
GF Value €13.28
! 6 Warning Signs
View Full Analysis

What is Meridian EV-to-OCF?

Meridian FRA:M7X 63 EV-to-OCF is 17.60 as of Aug. 31, 2026, which is 123% above its 10-year median of 7.91. GuruFocus rates FRA:M7X with a GF Score™ of 63/100 and a GF Value™ of €13.28. The stock has 6 warning signs investors should review. Among 1,492 Banks companies, Meridian ranks worse than 86.8% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Meridian's Enterprise Value is €302.5 Mil. Meridian's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €17.2 Mil. Therefore, Meridian's EV-to-OCF for today is 17.60.

The historical rank and industry rank for Meridian's EV-to-OCF or its related term are showing as below:

FRA:M7X' s EV-to-OCF Range Over the Past 10 Years
Min: -52.75   Med: 7.91   Max: 65.23
Current: 17.45

During the past 11 years, the highest EV-to-OCF of Meridian was 65.23. The lowest was -52.75. And the median was 7.91.

FRA:M7X's EV-to-OCF is ranked worse than
86.8% of 1492 companies
in the Banks industry
Industry Median: 3.895 vs FRA:M7X: 17.45

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-31), Meridian's stock price is €16.40. Meridian's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €1.579. Therefore, Meridian's PE Ratio (TTM) for today is 10.39.


Meridian  (FRA:M7X) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Meridian's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=16.40/1.579
=10.39

Meridian's share price for today is €16.40.
Meridian's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.579.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Meridian EV-to-OCF Related Terms


Meridian EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Meridian's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Meridian EV-to-OCF Chart

Meridian Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.46 2.07 7.88 18.90 9.10

Meridian Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.77 11.05 9.10 40.35 17.88

FRA:M7X vs FBLA, CMTV, PEBK: EV-to-OCF Comparison

For the Banks - Regional subindustry, Meridian's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Meridian EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Meridian's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Meridian's EV-to-OCF falls into.


FRA:M7X
63GF Score
Meridian Corp FRA:M7X
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Meridian EV-to-OCF Calculation

Meridian's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=302.479/17.185
=17.60

Meridian's current Enterprise Value is €302.5 Mil.
Meridian's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €17.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 17.60 mean?
Meridian (FRA:M7X) has a EV-to-OCF of 17.60 as of Aug. 31, 2026. This is 123% above median its historical median of 7.91. According to the industry distribution chart, Meridian ranks #1295 out of 1492 companies in the Banks industry, placing it in the top 86.8%.
Is Meridian's EV-to-OCF too high?
Meridian's current EV-to-OCF of 17.60 is 123% above median its 10-year median of 7.91. The Banks industry median EV-to-OCF is 3.90. Meridian's value of 17.60 is 351.9% above this industry median. Based on the distribution chart, Meridian ranks #1295 out of 1492 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Meridian has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Meridian's EV-to-OCF compare to FBLA and CMTV?
According to the Banks industry distribution chart, Meridian ranks #1295 out of 1492 companies for EV-to-OCF. This places Meridian in the lower half of its industry. The industry median EV-to-OCF is 3.90. Meridian's value of 17.60 is 351.9% above this benchmark. While the company's 10-year median is 7.91 vs. the industry median of 3.90, Meridian has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.90, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Meridian's current EV-to-OCF of 17.60 is 351.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Meridian's current EV-to-OCF is 17.60, which is 123% above median its own 10-year median of 7.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Meridian stock overvalued right now?
Meridian (FRA:M7X) has a current EV-to-OCF of 17.60. The stock's GF Value™ is €13.28, compared to a current price of €16.40 — trading 23.5% above its estimated fair value. The current EV-to-OCF is 17.60, which is 123% above median its 10-year median of 7.91 and 351.9% above the Banks industry median of 3.90. Meridian's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Meridian (FRA:M7X), the current EV-to-OCF is 17.60 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Meridian (FRA:M7X) Overvalued in 2026?

Based on GuruFocus' analysis, Meridian stock appears to be overvalued. The current stock price of €16.40 is trading 23.5% above its estimated GF Value™ of €13.28.

Key valuation signals for FRA:M7X:

  • EV-to-OCF: 17.60 (123% above median its 10-year median of 7.91)
  • GF Value™: €13.28 vs. price of €16.40 (23.5% above fair value)
  • GF Score™: 63/100 with 6 warning signs
  • Industry Position: 351.9% above the Banks median (#1295 of 1492)

No single metric tells the full story. See the FRA:M7X stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Meridian Business Description

Other Exchanges MRBK:USA
Address 9 Old Lincoln Highway, Malvern, PA, USA, 19355
Meridian Corp is a bank holding company based in the United States. Through its banking subsidiary, it operates as a full-service, state-chartered commercial bank providing personal and business lending and deposit services. It operates in three reportable segments, including Bank, Wealth, and Mortgage. Meridian generates maximum revenue from the Bank segment, which consists of commercial and retail banking. It generates interest income from its lending (including leasing) and investing activities and is dependent on the gathering of lower-cost deposits from its branch network or borrowed funds from other sources for funding its loans. Geographically, it operates in Pennsylvania, New Jersey, and Delaware, as well as in the Central Maryland market and southwest Florida, U.S.
63GF Score

Get the complete analysis for FRA:M7X

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.40
Price
€13.28
GF Value