Meridian (FRA:M7X) Moat Score: 2/10 (As of Aug. 31, 2026)

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FRA:M7X Meridian Corp FRA:M7X
63 GF Score
Price €16.40
GF Value €13.28
! 6 Warning Signs
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What is Meridian Moat Score?

Meridian FRA:M7X 63 Moat Score is 2 as of Aug. 31, 2026. GuruFocus rates FRA:M7X with a GF Score™ of 63/100 and a GF Value™ of €13.28. The stock has 6 warning signs investors should review. Among 1,604 Banks companies, Meridian ranks better than 59.98% on this metric.

Meridian has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Meridian has No Moat: Meridian Corp operates in the competitive banking sector with low switching costs and limited differentiation. It lacks significant brand strength, proprietary technology, or regulatory barriers that would provide a sustainable competitive advantage.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Meridian might have No Moat - Very weak/transient advantages.

Meridian  (FRA:M7X) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Meridian Moat Score Related Terms

FRA:M7X vs FBLA, CMTV, PEBK: Moat Score Comparison

For the Banks - Regional subindustry, Meridian's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Meridian Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Meridian's Moat Score distribution charts can be found below:

* The bar in red indicates where Meridian's Moat Score falls into.


FRA:M7X
63GF Score
Meridian Corp FRA:M7X
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Meridian (FRA:M7X) has a Moat Score of 2 as of Aug. 31, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Meridian ranks #642 out of 1604 companies in the Banks industry, placing it in the top 40%.
Is Meridian's Moat Score too high?
Meridian's current Moat Score is 2. Based on the distribution chart, Meridian ranks #642 out of 1604 companies in the Banks industry, which is above the industry midpoint. Overall, Meridian has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Meridian's Moat Score compare to FBLA and CMTV?
According to the Banks industry distribution chart, Meridian ranks #642 out of 1604 companies for Moat Score. This puts Meridian in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Meridian's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Meridian stock overvalued right now?
Meridian (FRA:M7X) has a current Moat Score of 2. The stock's GF Value™ is €13.28, compared to a current price of €16.40 — trading 23.5% above its estimated fair value. The current Moat Score is 2. Meridian's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Meridian (FRA:M7X), the current Moat Score is 2 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Meridian (FRA:M7X) Overvalued in 2026?

Based on GuruFocus' analysis, Meridian stock appears to be overvalued. The current stock price of €16.40 is trading 23.5% above its estimated GF Value™ of €13.28.

Key valuation signals for FRA:M7X:

  • Moat Score: 2
  • GF Value™: €13.28 vs. price of €16.40 (23.5% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the FRA:M7X stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Meridian Business Description

Other Exchanges MRBK:USA
Address 9 Old Lincoln Highway, Malvern, PA, USA, 19355
Meridian Corp is a bank holding company based in the United States. Through its banking subsidiary, it operates as a full-service, state-chartered commercial bank providing personal and business lending and deposit services. It operates in three reportable segments, including Bank, Wealth, and Mortgage. Meridian generates maximum revenue from the Bank segment, which consists of commercial and retail banking. It generates interest income from its lending (including leasing) and investing activities and is dependent on the gathering of lower-cost deposits from its branch network or borrowed funds from other sources for funding its loans. Geographically, it operates in Pennsylvania, New Jersey, and Delaware, as well as in the Central Maryland market and southwest Florida, U.S.
63GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.40
Price
€13.28
GF Value