PT Bank of India Indonesia Tbk (ISX:BSWD) EV-to-OCF: 44.43 (As of Aug. 30, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BSWD PT Bank of India Indonesia Tbk ISX:BSWD
61 GF Score
Price Rp1,500.00
GF Value Rp1,423.97
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is PT Bank of India Indonesia Tbk EV-to-OCF?

PT Bank of India Indonesia Tbk ISX:BSWD +0.67% 61 EV-to-OCF is 44.43 as of Aug. 30, 2026. GuruFocus rates ISX:BSWD with a GF Score™ of 61/100 and a GF Value™ of Rp1,423.97 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,493 Banks companies, PT Bank of India Indonesia Tbk ranks worse than 95.71% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, PT Bank of India Indonesia Tbk's Enterprise Value is Rp4,798,758 Mil. PT Bank of India Indonesia Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was Rp108,018 Mil. Therefore, PT Bank of India Indonesia Tbk's EV-to-OCF for today is 44.43.

The historical rank and industry rank for PT Bank of India Indonesia Tbk's EV-to-OCF or its related term are showing as below:

ISX:BSWD' s EV-to-OCF Range Over the Past 10 Years
Min: -1541.86   Med: -3.51   Max: 44.43
Current: 44.43

During the past 13 years, the highest EV-to-OCF of PT Bank of India Indonesia Tbk was 44.43. The lowest was -1541.86. And the median was -3.51.

ISX:BSWD's EV-to-OCF is ranked worse than
95.71% of 1493 companies
in the Banks industry
Industry Median: 3.89 vs ISX:BSWD: 44.43

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-30), PT Bank of India Indonesia Tbk's stock price is Rp1500.00. PT Bank of India Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was Rp18.888. Therefore, PT Bank of India Indonesia Tbk's PE Ratio (TTM) for today is 79.42.


PT Bank of India Indonesia Tbk  (ISX:BSWD) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Bank of India Indonesia Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1500.00/18.888
=79.42

PT Bank of India Indonesia Tbk's share price for today is Rp1500.00.
PT Bank of India Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp18.888.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Bank of India Indonesia Tbk EV-to-OCF Related Terms


PT Bank of India Indonesia Tbk EV-to-OCF Historical Data

* Premium members only.

The historical data trend for PT Bank of India Indonesia Tbk's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank of India Indonesia Tbk EV-to-OCF Chart

PT Bank of India Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.76 -10.64 -3.94 39.65 7.32

PT Bank of India Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.00 30.51 7.32 11.70 40.33

PT Bank of India Indonesia Tbk EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, PT Bank of India Indonesia Tbk's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank of India Indonesia Tbk EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank of India Indonesia Tbk's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where PT Bank of India Indonesia Tbk's EV-to-OCF falls into.


ISX:BSWD
61GF Score
PT Bank of India Indonesia Tbk ISX:BSWD
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank of India Indonesia Tbk EV-to-OCF Calculation

PT Bank of India Indonesia Tbk's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=4798758.277/108017.906
=44.43

PT Bank of India Indonesia Tbk's current Enterprise Value is Rp4,798,758 Mil.
PT Bank of India Indonesia Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp108,018 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 44.43 mean?
PT Bank of India Indonesia Tbk (ISX:BSWD) has a EV-to-OCF of 44.43 as of Aug. 30, 2026. According to the industry distribution chart, PT Bank of India Indonesia Tbk ranks #1429 out of 1493 companies in the Banks industry, placing it in the top 95.7%.
Is PT Bank of India Indonesia Tbk's EV-to-OCF too high?
PT Bank of India Indonesia Tbk's current EV-to-OCF is 44.43. The Banks industry median EV-to-OCF is 3.89. PT Bank of India Indonesia Tbk's value of 44.43 is 1042.2% above this industry median. Based on the distribution chart, PT Bank of India Indonesia Tbk ranks #1429 out of 1493 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank of India Indonesia Tbk has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank of India Indonesia Tbk's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, PT Bank of India Indonesia Tbk ranks #1429 out of 1493 companies for EV-to-OCF. This places PT Bank of India Indonesia Tbk in the lower half of its industry. The industry median EV-to-OCF is 3.89. PT Bank of India Indonesia Tbk's value of 44.43 is 1042.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.89, based on 1,493 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank of India Indonesia Tbk's current EV-to-OCF of 44.43 is 1042.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank of India Indonesia Tbk's current EV-to-OCF is 44.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank of India Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank of India Indonesia Tbk (ISX:BSWD) is currently considered Fairly Valued. The stock's GF Value™ is Rp1,423.97, compared to a current price of Rp1,500.00 — trading 5.3% above its estimated fair value. The current EV-to-OCF is 44.43 and 1042.2% above the Banks industry median of 3.89. PT Bank of India Indonesia Tbk's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For PT Bank of India Indonesia Tbk (ISX:BSWD), the current EV-to-OCF is 44.43 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank of India Indonesia Tbk (ISX:BSWD) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank of India Indonesia Tbk stock appears to be overvalued. The current stock price of Rp1,500.00 is trading 5.3% above its estimated GF Value™ of Rp1,423.97. GuruFocus considers PT Bank of India Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:BSWD:

  • EV-to-OCF: 44.43
  • GF Value™: Rp1,423.97 vs. price of Rp1,500.00 (5.3% above fair value)
  • GF Score™: 61/100 with 5 warning signs
  • Industry Position: 1042.2% above the Banks median (#1429 of 1493)

No single metric tells the full story. See the ISX:BSWD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank of India Indonesia Tbk Business Description

Address Jalan K.H. Samanhudi, No. 37, Jakarta, IDN, 10710
PT Bank of India Indonesia Tbk is a commercial bank. The bank provides personal and commercial banking services consisting of funding and lending products, Working Capital Financing, Investment loan, Export / Import Financing. It offers general banking services like collecting deposits, granting loans and advances, international trading, international fund transfer, banknotes, letter of credit, foreign exchange transactions. The Bank operates in two main areas: Special District of Jakarta (DKI Jakarta) and outside DKI Jakarta.
61GF Score

Get the complete analysis for ISX:BSWD

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,500.00
Price
Rp1,423.97
GF Value