PT Bank of India Indonesia Tbk (ISX:BSWD) Scaled Net Operating Assets: 0.42 (As of Mar. 2026)


ISX:BSWD PT Bank of India Indonesia Tbk ISX:BSWD
54 GF Score
Price Rp1,380.00
GF Value Rp1,444.90
Valuation Fairly Valued
! 5 Warning Signs
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What is PT Bank of India Indonesia Tbk Scaled Net Operating Assets?

PT Bank of India Indonesia Tbk ISX:BSWD 54 Scaled Net Operating Assets is 0.42 as of Mar. 2026. GuruFocus rates ISX:BSWD with a GF Score™ of 54/100 and a GF Value™ of Rp1,444.90 (Fairly Valued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Bank of India Indonesia Tbk's operating assets for the quarter that ended in Mar. 2026 was Rp6,708,904 Mil. PT Bank of India Indonesia Tbk's operating liabilities for the quarter that ended in Mar. 2026 was Rp3,658,961 Mil. PT Bank of India Indonesia Tbk's Total Assets for the quarter that ended in Dec. 2025 was Rp7,177,245 Mil. Therefore, PT Bank of India Indonesia Tbk's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.42.

ISX:BSWD
54GF Score
PT Bank of India Indonesia Tbk ISX:BSWD
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank of India Indonesia Tbk Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Bank of India Indonesia Tbk's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(6159026.369-3662717.427)/6815156.755
=0.37

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=7177245.298 - 1018218.929
=6159026.369

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3664990.897 - 2273.47 - 0
=3662717.427

PT Bank of India Indonesia Tbk's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(6708903.783-3658960.821)/7177245.298
=0.42

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=7199227.55 - 490323.767
=6708903.783

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3661090.305 - 2129.484 - 0
=3658960.821

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.42 mean?
PT Bank of India Indonesia Tbk (ISX:BSWD) has a Scaled Net Operating Assets of 0.42 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Bank of India Indonesia Tbk and its competitors.
Is PT Bank of India Indonesia Tbk's Scaled Net Operating Assets too high?
PT Bank of India Indonesia Tbk's current Scaled Net Operating Assets is 0.42. Overall, PT Bank of India Indonesia Tbk has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank of India Indonesia Tbk's Scaled Net Operating Assets compare to competitors?
PT Bank of India Indonesia Tbk's Scaled Net Operating Assets of 0.42 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Bank of India Indonesia Tbk and its competitors. PT Bank of India Indonesia Tbk's current Scaled Net Operating Assets is 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank of India Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank of India Indonesia Tbk (ISX:BSWD) is currently considered Fairly Valued. The stock's GF Value™ is Rp1,444.90, compared to a current price of Rp1,380.00 — trading 4.5% below its estimated fair value. The current Scaled Net Operating Assets is 0.42. PT Bank of India Indonesia Tbk's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PT Bank of India Indonesia Tbk (ISX:BSWD), the current Scaled Net Operating Assets is 0.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank of India Indonesia Tbk (ISX:BSWD) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank of India Indonesia Tbk stock appears to be undervalued. The current stock price of Rp1,380.00 is trading 4.5% below its estimated GF Value™ of Rp1,444.90. GuruFocus considers PT Bank of India Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:BSWD:

  • Scaled Net Operating Assets: 0.42
  • GF Value™: Rp1,444.90 vs. price of Rp1,380.00 (4.5% below fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the ISX:BSWD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank of India Indonesia Tbk Business Description

Address Jalan K.H. Samanhudi, No. 37, Jakarta, IDN, 10710
PT Bank of India Indonesia Tbk is a commercial bank. The bank provides personal and commercial banking services consisting of funding and lending products, Working Capital Financing, Investment loan, Export / Import Financing. It offers general banking services like collecting deposits, granting loans and advances, international trading, international fund transfer, banknotes, letter of credit, foreign exchange transactions. The Bank operates in two main areas: Special District of Jakarta (DKI Jakarta) and outside DKI Jakarta.
54GF Score

Get the complete analysis for ISX:BSWD

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,380.00
Price
Rp1,444.90
GF Value