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LSE:MAB1'
s EV-to-OCF Range Over the Past 10 Years
Min: 6.71 Med: 18.1 Max: 43.4
Current: 6.71
During the past 13 years, the highest EV-to-OCF of Mortgage Advice Bureau (Holdings) was 43.40. The lowest was 6.71. And the median was 18.10.
LSE:MAB1's EV-to-OCF is ranked worse than 59.77% of 1489
companies
in the Banks industry
Industry Median: 4.16
vs LSE:MAB1: 6.71
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Mortgage Advice Bureau (Holdings) (LSE:MAB1) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Mortgage Advice Bureau (Holdings)'s PE Ratio (TTM) for today is calculated as:
Mortgage Advice Bureau (Holdings)'s share price for today is £3.70.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Mortgage Advice Bureau (Holdings)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.258.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Mortgage Advice Bureau (Holdings) EV-to-OCF Related Terms
Mortgage Advice Bureau (Holdings) EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Mortgage Advice Bureau (Holdings)'s EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mortgage Advice Bureau (Holdings) EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Mortgage Advice Bureau (Holdings)'s EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Mortgage Advice Bureau (Holdings)'s EV-to-OCF falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mortgage Advice Bureau (Holdings) (LSE:MAB1) has a EV-to-OCF of 6.90 as of Sep. 21, 2026. This is 62% below median its historical median of 18.10. Over the past decade, Mortgage Advice Bureau (Holdings)'s EV-to-OCF has ranged from 6.71 to 43.40. According to the industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #890 out of 1489 companies in the Banks industry, placing it in the top 59.8%.
Is Mortgage Advice Bureau (Holdings)'s EV-to-OCF too high?
Mortgage Advice Bureau (Holdings)'s current EV-to-OCF of 6.90 is 62% below median its 10-year median of 18.10. Over the past 10 years, this metric has ranged from a low of 6.71 to a high of 43.40. The Banks industry median EV-to-OCF is 4.16. Mortgage Advice Bureau (Holdings)'s value of 6.90 is 65.9% above this industry median. Based on the distribution chart, Mortgage Advice Bureau (Holdings) ranks #890 out of 1489 companies in the Banks industry, which is below the industry midpoint. Overall, Mortgage Advice Bureau (Holdings) has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mortgage Advice Bureau (Holdings)'s EV-to-OCF compare to RKT and FNMA?
According to the Banks industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #890 out of 1489 companies for EV-to-OCF. This places Mortgage Advice Bureau (Holdings) in the lower half of its industry. The industry median EV-to-OCF is 4.16. Mortgage Advice Bureau (Holdings)'s value of 6.90 is 65.9% above this benchmark. Historically, Mortgage Advice Bureau (Holdings)'s own EV-to-OCF has ranged from 6.71 to 43.40 over the past decade. While the company's 10-year median is 18.10 vs. the industry median of 4.16, Mortgage Advice Bureau (Holdings) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.16, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mortgage Advice Bureau (Holdings)'s current EV-to-OCF of 6.90 is 65.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mortgage Advice Bureau (Holdings)'s current EV-to-OCF is 6.90, which is 62% below median its own 10-year median of 18.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Advice Bureau (Holdings) stock overvalued right now?
Based on GuruFocus' analysis, Mortgage Advice Bureau (Holdings) (LSE:MAB1) is currently considered Significantly Undervalued. The stock's GF Value™ is £9.35, compared to a current price of £3.70 — trading 60.4% below its estimated fair value. The current EV-to-OCF is 6.90, which is 62% below median its 10-year median of 18.10 and 65.9% above the Banks industry median of 4.16. Mortgage Advice Bureau (Holdings)'s overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Mortgage Advice Bureau (Holdings) (LSE:MAB1), the current EV-to-OCF is 6.90 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mortgage Advice Bureau (Holdings) (LSE:MAB1) Overvalued in 2026?
Based on GuruFocus' analysis, Mortgage Advice Bureau (Holdings) stock appears to be undervalued.
The current stock price of £3.70 is trading 60.4% below its estimated GF Value™ of £9.35.
GuruFocus considers Mortgage Advice Bureau (Holdings) to be Significantly Undervalued.
Key valuation signals for LSE:MAB1:
EV-to-OCF: 6.90 (62% below median its 10-year median of 18.10)
GF Value™: £9.35 vs. price of £3.70 (60.4% below fair value)
Industry Position: 65.9% above the Banks median (#890 of 1489)
No single metric tells the full story. See the LSE:MAB1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mortgage Advice Bureau (Holdings) PLC provides mortgage advice and also advice on protection and general insurance products. The group offers advice on residential and buy-to-let mortgage products. The company has developed customized support services for intermediary firms that operate in estate agencies, new build, buy-to-let, mortgage shops and telephone-based mortgage services. The company derives its revenues from mortgage procuration fees, insurance commissions, and client fees. Mortgage procuration fees generate the majority of the revenues.
79GF Score
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