Mortgage Advice Bureau (Holdings) (LSE:MAB1) Net Margin %: 4.84% (As of Dec. 2025) — 47% Below Median


LSE:MAB1 Mortgage Advice Bureau (Holdings) PLC LSE:MAB1
82 GF Score
Price £5.14
GF Value £9.56
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Mortgage Advice Bureau (Holdings) Net Margin %?

Mortgage Advice Bureau (Holdings) LSE:MAB1 -0.77% 82 Net Margin % is 4.84% as of Dec. 2025, which is 47% below its 10-year median of 9.14. GuruFocus rates LSE:MAB1 with a GF Score™ of 82/100 and a GF Value™ of £9.56 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,527 Banks companies, Mortgage Advice Bureau (Holdings) ranks worse than 92.8% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Mortgage Advice Bureau (Holdings)'s Net Income for the six months ended in Dec. 2025 was £8.3 Mil. Mortgage Advice Bureau (Holdings)'s Revenue for the six months ended in Dec. 2025 was £170.6 Mil. Therefore, Mortgage Advice Bureau (Holdings)'s net margin for the quarter that ended in Dec. 2025 was 4.84%.

The historical rank and industry rank for Mortgage Advice Bureau (Holdings)'s Net Margin % or its related term are showing as below:

LSE:MAB1' s Net Margin % Range Over the Past 10 Years
Min: 4.73   Med: 9.14   Max: 13.91
Current: 4.73


LSE:MAB1's Net Margin % is ranked worse than
92.8% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs LSE:MAB1: 4.73

Mortgage Advice Bureau (Holdings)  (LSE:MAB1) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Mortgage Advice Bureau (Holdings) Net Margin % Related Terms


Mortgage Advice Bureau (Holdings) Net Margin % Historical Data

* Premium members only.

The historical data trend for Mortgage Advice Bureau (Holdings)'s Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mortgage Advice Bureau (Holdings) Net Margin % Chart

Mortgage Advice Bureau (Holdings) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.92 5.30 5.62 5.96 4.73

Mortgage Advice Bureau (Holdings) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.77 2.98 8.56 4.60 4.84

LSE:MAB1 vs RKT, FNMA, PFSI: Net Margin % Comparison

For the Mortgage Finance subindustry, Mortgage Advice Bureau (Holdings)'s Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mortgage Advice Bureau (Holdings) Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Mortgage Advice Bureau (Holdings)'s Net Margin % distribution charts can be found below:

* The bar in red indicates where Mortgage Advice Bureau (Holdings)'s Net Margin % falls into.


LSE:MAB1
82GF Score
Mortgage Advice Bureau (Holdings) PLC LSE:MAB1
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mortgage Advice Bureau (Holdings) Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Mortgage Advice Bureau (Holdings)'s Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=15.074/318.765
=4.73 %

Mortgage Advice Bureau (Holdings)'s Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=8.257/170.57
=4.84 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 4.84% mean?
Mortgage Advice Bureau (Holdings) (LSE:MAB1) has a Net Margin % of 4.84% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Mortgage Advice Bureau (Holdings) and its competitors. This is 47% below median its historical median of 9.14. Over the past decade, Mortgage Advice Bureau (Holdings)'s Net Margin % has ranged from 4.73 to 13.91. According to the industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #1417 out of 1527 companies in the Banks industry, placing it in the top 92.8%.
Is Mortgage Advice Bureau (Holdings)'s Net Margin % too high?
Mortgage Advice Bureau (Holdings)'s current Net Margin % of 4.84% is 47% below median its 10-year median of 9.14. Over the past 10 years, this metric has ranged from a low of 4.73 to a high of 13.91. The Banks industry median Net Margin % is 26.95. Mortgage Advice Bureau (Holdings)'s value of 4.84% is 82% below this industry median. Based on the distribution chart, Mortgage Advice Bureau (Holdings) ranks #1417 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mortgage Advice Bureau (Holdings) has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mortgage Advice Bureau (Holdings)'s Net Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #1417 out of 1527 companies for Net Margin %. This places Mortgage Advice Bureau (Holdings) in the lower half of its industry. The industry median Net Margin % is 26.95. Mortgage Advice Bureau (Holdings)'s value of 4.84% is 82% below this benchmark. Historically, Mortgage Advice Bureau (Holdings)'s own Net Margin % has ranged from 4.73 to 13.91 over the past decade. While the company's 10-year median is 9.14 vs. the industry median of 26.95, Mortgage Advice Bureau (Holdings) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mortgage Advice Bureau (Holdings)'s current Net Margin % of 4.84% is 82% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Mortgage Advice Bureau (Holdings) and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mortgage Advice Bureau (Holdings)'s current Net Margin % is 4.84%, which is 47% below median its own 10-year median of 9.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Advice Bureau (Holdings) stock overvalued right now?
Based on GuruFocus' analysis, Mortgage Advice Bureau (Holdings) (LSE:MAB1) is currently considered Significantly Undervalued. The stock's GF Value™ is £9.56, compared to a current price of £5.14 — trading 46.2% below its estimated fair value. The current Net Margin % is 4.84%, which is 47% below median its 10-year median of 9.14 and 82% below the Banks industry median of 26.95. Mortgage Advice Bureau (Holdings)'s overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Mortgage Advice Bureau (Holdings) (LSE:MAB1), the current Net Margin % is 4.84% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mortgage Advice Bureau (Holdings) (LSE:MAB1) Overvalued in 2026?

Based on GuruFocus' analysis, Mortgage Advice Bureau (Holdings) stock appears to be undervalued. The current stock price of £5.14 is trading 46.2% below its estimated GF Value™ of £9.56. GuruFocus considers Mortgage Advice Bureau (Holdings) to be Significantly Undervalued.

Key valuation signals for LSE:MAB1:

  • Net Margin %: 4.84% (47% below median its 10-year median of 9.14)
  • GF Value™: £9.56 vs. price of £5.14 (46.2% below fair value)
  • GF Score™: 82/100 with 2 warning signs
  • Industry Position: 82% below the Banks median (#1417 of 1527)

No single metric tells the full story. See the LSE:MAB1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mortgage Advice Bureau (Holdings) Business Description

Other Exchanges MAB1l:UK
Address Capital House, Pride Place, Pride Park, Derby, GBR, DE24 8QR
Mortgage Advice Bureau (Holdings) PLC provides mortgage advice and also advice on protection and general insurance products. The group offers advice on residential and buy-to-let mortgage products. The company has developed customized support services for intermediary firms that operate in estate agencies, new build, buy-to-let, mortgage shops and telephone-based mortgage services. The company derives its revenues from mortgage procuration fees, insurance commissions, and client fees. Mortgage procuration fees generate the majority of the revenues.
82GF Score

Get the complete analysis for LSE:MAB1

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£5.14
Price
£9.56
GF Value