Mortgage Advice Bureau (Holdings) (LSE:MAB1) ROCE %: 25.68% (As of Dec. 2025)


LSE:MAB1 Mortgage Advice Bureau (Holdings) PLC LSE:MAB1
82 GF Score
Price £5.14
GF Value £9.56
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Mortgage Advice Bureau (Holdings) ROCE %?

Mortgage Advice Bureau (Holdings) LSE:MAB1 -0.77% 82 ROCE % is 25.68% as of Dec. 2025. GuruFocus rates LSE:MAB1 with a GF Score™ of 82/100 and a GF Value™ of £9.56 (Significantly Undervalued). The stock has 2 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Mortgage Advice Bureau (Holdings)'s annualized ROCE % for the quarter that ended in Dec. 2025 was 25.68%.

Mortgage Advice Bureau (Holdings)  (LSE:MAB1) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Mortgage Advice Bureau (Holdings) ROCE % Related Terms

Mortgage Advice Bureau (Holdings) ROCE % Historical Data

* Premium members only.

The historical data trend for Mortgage Advice Bureau (Holdings)'s ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mortgage Advice Bureau (Holdings) ROCE % Chart

Mortgage Advice Bureau (Holdings) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.98 21.69 16.71 23.46 22.62

Mortgage Advice Bureau (Holdings) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.98 13.89 33.95 20.39 25.68
LSE:MAB1
82GF Score
Mortgage Advice Bureau (Holdings) PLC LSE:MAB1
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mortgage Advice Bureau (Holdings) ROCE % Calculation

Mortgage Advice Bureau (Holdings)'s annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=24.382/( ( (160.83 - 55.218) + (181.434 - 71.434) )/ 2 )
=24.382/( (105.612+110)/ 2 )
=24.382/107.806
=22.62 %

Mortgage Advice Bureau (Holdings)'s ROCE % of for the quarter that ended in Dec. 2025 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=27.428/( ( (167.693 - 64.041) + (181.434 - 71.434) )/ 2 )
=27.428/( ( 103.652 + 110 )/ 2 )
=27.428/106.826
=25.68 %

(1) Note: The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 25.68% mean?
Mortgage Advice Bureau (Holdings) (LSE:MAB1) has a ROCE % of 25.68% as of Dec. 2025.
Is Mortgage Advice Bureau (Holdings)'s ROCE % too high?
Mortgage Advice Bureau (Holdings)'s current ROCE % is 25.68%. The Banks industry median ROCE % is 3.20. Mortgage Advice Bureau (Holdings)'s value of 25.68% is 702.5% above this industry median. Overall, Mortgage Advice Bureau (Holdings) has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mortgage Advice Bureau (Holdings)'s ROCE % compare to RKT and FNMA?
Mortgage Advice Bureau (Holdings)'s ROCE % of 25.68% can be compared against companies in the Banks industry. The industry median ROCE % is 3.20. Mortgage Advice Bureau (Holdings)'s value of 25.68% is 702.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.20, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mortgage Advice Bureau (Holdings)'s current ROCE % of 25.68% is 702.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mortgage Advice Bureau (Holdings)'s current ROCE % is 25.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Advice Bureau (Holdings) stock overvalued right now?
Based on GuruFocus' analysis, Mortgage Advice Bureau (Holdings) (LSE:MAB1) is currently considered Significantly Undervalued. The stock's GF Value™ is £9.56, compared to a current price of £5.14 — trading 46.2% below its estimated fair value. The current ROCE % is 25.68% and 702.5% above the Banks industry median of 3.20. Mortgage Advice Bureau (Holdings)'s overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Mortgage Advice Bureau (Holdings) (LSE:MAB1), the current ROCE % is 25.68% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mortgage Advice Bureau (Holdings) (LSE:MAB1) Overvalued in 2026?

Based on GuruFocus' analysis, Mortgage Advice Bureau (Holdings) stock appears to be undervalued. The current stock price of £5.14 is trading 46.2% below its estimated GF Value™ of £9.56. GuruFocus considers Mortgage Advice Bureau (Holdings) to be Significantly Undervalued.

Key valuation signals for LSE:MAB1:

  • ROCE %: 25.68%
  • GF Value™: £9.56 vs. price of £5.14 (46.2% below fair value)
  • GF Score™: 82/100 with 2 warning signs
  • Industry Position: 702.5% above the Banks median

No single metric tells the full story. See the LSE:MAB1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mortgage Advice Bureau (Holdings) Business Description

Other Exchanges MAB1l:UK
Address Capital House, Pride Place, Pride Park, Derby, GBR, DE24 8QR
Mortgage Advice Bureau (Holdings) PLC provides mortgage advice and also advice on protection and general insurance products. The group offers advice on residential and buy-to-let mortgage products. The company has developed customized support services for intermediary firms that operate in estate agencies, new build, buy-to-let, mortgage shops and telephone-based mortgage services. The company derives its revenues from mortgage procuration fees, insurance commissions, and client fees. Mortgage procuration fees generate the majority of the revenues.
82GF Score

Get the complete analysis for LSE:MAB1

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£5.14
Price
£9.56
GF Value