LX (LexinFintech Holdings) EV-to-OCF: (As of Aug. 19, 2026)

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LX LexinFintech Holdings Ltd LX
61 GF Score
Price $1.36
GF Value $3.05
Valuation Significantly Undervalued
! 4 Warning Signs
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What is LexinFintech Holdings EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, LexinFintech Holdings's Enterprise Value is $582 Mil. LexinFintech Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $0 Mil. Therefore, LexinFintech Holdings's EV-to-OCF for today is .

The historical rank and industry rank for LexinFintech Holdings's EV-to-OCF or its related term are showing as below:

LX' s EV-to-OCF Range Over the Past 10 Years
Min: 1.13   Med: 65.25   Max: 65.67
Current: 1.13

During the past 11 years, the highest EV-to-OCF of LexinFintech Holdings was 65.67. The lowest was 1.13. And the median was 65.25.

LX's EV-to-OCF is ranked worse than
53.93% of 547 companies
in the Credit Services industry
Industry Median: -0.41 vs LX: 1.13

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-19), LexinFintech Holdings's stock price is $1.355. LexinFintech Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.158. Therefore, LexinFintech Holdings's PE Ratio (TTM) for today is 1.17.


LexinFintech Holdings  (NAS:LX) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

LexinFintech Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.355/1.158
=1.17

LexinFintech Holdings's share price for today is $1.355.
LexinFintech Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.158.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


LexinFintech Holdings EV-to-OCF Related Terms


LexinFintech Holdings EV-to-OCF Historical Data

* Premium members only.

The historical data trend for LexinFintech Holdings's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LexinFintech Holdings EV-to-OCF Chart

LexinFintech Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.54 166.63 1.72 9.28 1.80

LexinFintech Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.80 0.00

LX vs TROO, OPRT, MFIN: EV-to-OCF Comparison

For the Credit Services subindustry, LexinFintech Holdings's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LexinFintech Holdings EV-to-OCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, LexinFintech Holdings's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where LexinFintech Holdings's EV-to-OCF falls into.


LX
61GF Score
LexinFintech Holdings Ltd LX
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LexinFintech Holdings EV-to-OCF Calculation

LexinFintech Holdings's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=582.324/0
=

LexinFintech Holdings's current Enterprise Value is $582 Mil.
LexinFintech Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is LexinFintech Holdings (LX) Overvalued in 2026?

Based on GuruFocus' analysis, LexinFintech Holdings stock appears to be undervalued. The current stock price of $1.36 is trading 55.6% below its estimated GF Value™ of $3.05. GuruFocus considers LexinFintech Holdings to be Significantly Undervalued.

Key valuation signals for LX:

  • EV-to-OCF:
  • GF Value™: $3.05 vs. price of $1.36 (55.6% below fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the LX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LexinFintech Holdings Business Description

Other Exchanges 1LFA:Germany
Address No. 3099 Keyuan South Road, 27th Floor, China Energy Storage Tower, Nanshan District, Shenzhen, CHN, 518057
LexinFintech Holdings Ltd is an online consumer finance platform and a technology-driven service provider in China. The group is engaged in online direct sales services and online consumer finance services for its customers in the PRC. Geographically, it derives revenue from China.
61GF Score

Get the complete analysis for LX

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.36
Price
$3.05
GF Value