PBCRY (PT Bank Central Asia Tbk) EV-to-OCF: 9.05 (As of Aug. 04, 2026) — 40% Below Median

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PBCRY PT Bank Central Asia Tbk PBCRY
71 GF Score
Price $8.72
GF Value $13.98
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is PT Bank Central Asia Tbk EV-to-OCF?

PT Bank Central Asia Tbk PBCRY +0.81% 71 EV-to-OCF is 9.05 as of Aug. 04, 2026, which is 40% below its 10-year median of 15.09. GuruFocus rates PBCRY with a GF Score™ of 71/100 and a GF Value™ of $13.98 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,499 Banks companies, PT Bank Central Asia Tbk ranks worse than 69.58% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, PT Bank Central Asia Tbk's Enterprise Value is $37,672 Mil. PT Bank Central Asia Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $4,165 Mil. Therefore, PT Bank Central Asia Tbk's EV-to-OCF for today is 9.05.

The historical rank and industry rank for PT Bank Central Asia Tbk's EV-to-OCF or its related term are showing as below:

PBCRY' s EV-to-OCF Range Over the Past 10 Years
Min: -33.45   Med: 15.09   Max: 120.54
Current: 9.05

During the past 13 years, the highest EV-to-OCF of PT Bank Central Asia Tbk was 120.54. The lowest was -33.45. And the median was 15.09.

PBCRY's EV-to-OCF is ranked worse than
69.58% of 1499 companies
in the Banks industry
Industry Median: 3.99 vs PBCRY: 9.05

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-04), PT Bank Central Asia Tbk's stock price is $8.72. PT Bank Central Asia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $0.694. Therefore, PT Bank Central Asia Tbk's PE Ratio (TTM) for today is 12.56.


PT Bank Central Asia Tbk  (OTCPK:PBCRY) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Bank Central Asia Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=8.72/0.694
=12.56

PT Bank Central Asia Tbk's share price for today is $8.72.
PT Bank Central Asia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.694.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Bank Central Asia Tbk EV-to-OCF Related Terms


PT Bank Central Asia Tbk EV-to-OCF Historical Data

* Premium members only.

The historical data trend for PT Bank Central Asia Tbk's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Central Asia Tbk EV-to-OCF Chart

PT Bank Central Asia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.66 26.49 17.80 20.57 11.68

PT Bank Central Asia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.12 18.38 11.68 7.48 8.55

PT Bank Central Asia Tbk EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, PT Bank Central Asia Tbk's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Central Asia Tbk EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Central Asia Tbk's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where PT Bank Central Asia Tbk's EV-to-OCF falls into.


PBCRY
71GF Score
PT Bank Central Asia Tbk PBCRY
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Central Asia Tbk EV-to-OCF Calculation

PT Bank Central Asia Tbk's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=37672.474/4164.529
=9.05

PT Bank Central Asia Tbk's current Enterprise Value is $37,672 Mil.
PT Bank Central Asia Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4,165 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 9.05 mean?
PT Bank Central Asia Tbk (PBCRY) has a EV-to-OCF of 9.05 as of Aug. 04, 2026. This is 40% below median its historical median of 15.09. According to the industry distribution chart, PT Bank Central Asia Tbk ranks #1043 out of 1499 companies in the Banks industry, placing it in the top 69.6%.
Is PT Bank Central Asia Tbk's EV-to-OCF too high?
PT Bank Central Asia Tbk's current EV-to-OCF of 9.05 is 40% below median its 10-year median of 15.09. The Banks industry median EV-to-OCF is 3.99. PT Bank Central Asia Tbk's value of 9.05 is 126.8% above this industry median. Based on the distribution chart, PT Bank Central Asia Tbk ranks #1043 out of 1499 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Central Asia Tbk has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Central Asia Tbk's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, PT Bank Central Asia Tbk ranks #1043 out of 1499 companies for EV-to-OCF. This places PT Bank Central Asia Tbk in the lower half of its industry. The industry median EV-to-OCF is 3.99. PT Bank Central Asia Tbk's value of 9.05 is 126.8% above this benchmark. While the company's 10-year median is 15.09 vs. the industry median of 3.99, PT Bank Central Asia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.99, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Central Asia Tbk's current EV-to-OCF of 9.05 is 126.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Central Asia Tbk's current EV-to-OCF is 9.05, which is 40% below median its own 10-year median of 15.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Central Asia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk (PBCRY) is currently considered Significantly Undervalued. The stock's GF Value™ is $13.98, compared to a current price of $8.72 — trading 37.6% below its estimated fair value. The current EV-to-OCF is 9.05, which is 40% below median its 10-year median of 15.09 and 126.8% above the Banks industry median of 3.99. PT Bank Central Asia Tbk's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For PT Bank Central Asia Tbk (PBCRY), the current EV-to-OCF is 9.05 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Central Asia Tbk (PBCRY) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Central Asia Tbk stock appears to be undervalued. The current stock price of $8.72 is trading 37.6% below its estimated GF Value™ of $13.98. GuruFocus considers PT Bank Central Asia Tbk to be Significantly Undervalued.

Key valuation signals for PBCRY:

  • EV-to-OCF: 9.05 (40% below median its 10-year median of 15.09)
  • GF Value™: $13.98 vs. price of $8.72 (37.6% below fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 126.8% above the Banks median (#1043 of 1499)

No single metric tells the full story. See the PBCRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Central Asia Tbk Business Description

Address Jalan. M.H. Thamrin No. 1, Menara BCA, 20th Floor, Grand Indonesia, Jakarta, IDN, 10310
PT Bank Central Asia Tbk is an Indonesia-based banking service provider operating as a Sharia bank. The bank provides various financial solutions to its customers through its inter-branch links, ATM network, and electronic banking services. It offers loans, deposit accounts, mutual fund investments, fixed income products, and credit facilities, among other banking products and services. Its segments are Loans, which derives maximum revenue, Treasury, and Others. The customer base mainly includes individuals, small and medium businesses, and corporations. Its business segment is classified into five geographic areas, which are Sumatera, Java, Kalimantan, East Indonesia, and overseas operations.
71GF Score

Get the complete analysis for PBCRY

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.72
Price
$13.98
GF Value