PBCRY (PT Bank Central Asia Tbk) PEG Ratio: 1.38 (As of Jun. 28, 2026) — 34% Below Median


PBCRY PT Bank Central Asia Tbk PBCRY
71 GF Score
Price $8.57
GF Value $14.70
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is PT Bank Central Asia Tbk PEG Ratio?

PT Bank Central Asia Tbk PBCRY +2.27% 71 PEG Ratio is 1.38 as of Jun. 28, 2026, which is 34% below its 10-year median of 2.09. GuruFocus rates PBCRY with a GF Score™ of 71/100 and a GF Value™ of $14.70 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,231 Banks companies, PT Bank Central Asia Tbk ranks better than 50.61% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, PT Bank Central Asia Tbk's PE Ratio without NRI is 12.31. PT Bank Central Asia Tbk's 5-Year Book Value growth rate is 8.90%. Therefore, PT Bank Central Asia Tbk's PEG Ratio for today is 1.38.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for PT Bank Central Asia Tbk's PEG Ratio or its related term are showing as below:

PBCRY' s PEG Ratio Range Over the Past 10 Years
Min: 0.99   Med: 2.09   Max: 3.11
Current: 1.5


During the past 13 years, PT Bank Central Asia Tbk's highest PEG Ratio was 3.11. The lowest was 0.99. And the median was 2.09.


PBCRY's PEG Ratio is ranked better than
50.61% of 1231 companies
in the Banks industry
Industry Median: 1.52 vs PBCRY: 1.50

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


PT Bank Central Asia Tbk  (OTCPK:PBCRY) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


PT Bank Central Asia Tbk PEG Ratio Related Terms


PT Bank Central Asia Tbk PEG Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Central Asia Tbk's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Central Asia Tbk PEG Ratio Chart

PT Bank Central Asia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.41 2.60 2.74 2.48 1.96

PT Bank Central Asia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.14 2.16 1.89 1.96 1.63

PT Bank Central Asia Tbk PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Central Asia Tbk's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Central Asia Tbk PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Central Asia Tbk's PEG Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Central Asia Tbk's PEG Ratio falls into.


PBCRY
71GF Score
PT Bank Central Asia Tbk PBCRY
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Central Asia Tbk PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

PT Bank Central Asia Tbk's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=12.313218390805/8.90
=1.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.38 mean?
PT Bank Central Asia Tbk (PBCRY) has a PEG Ratio of 1.38 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Bank Central Asia Tbk and its competitors. This is 34% below median its historical median of 2.09. Over the past decade, PT Bank Central Asia Tbk's PEG Ratio has ranged from 0.99 to 3.11. According to the industry distribution chart, PT Bank Central Asia Tbk ranks #608 out of 1231 companies in the Banks industry, placing it in the top 49.4%.
Is PT Bank Central Asia Tbk's PEG Ratio too high?
PT Bank Central Asia Tbk's current PEG Ratio of 1.38 is 34% below median its 10-year median of 2.09. Over the past 10 years, this metric has ranged from a low of 0.99 to a high of 3.11. The Banks industry median PEG Ratio is 1.52. PT Bank Central Asia Tbk's value of 1.38 is 9.2% below this industry median. Based on the distribution chart, PT Bank Central Asia Tbk ranks #608 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Central Asia Tbk has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Central Asia Tbk's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Central Asia Tbk ranks #608 out of 1231 companies for PEG Ratio. This puts PT Bank Central Asia Tbk in the upper half of its industry. The industry median PEG Ratio is 1.52. PT Bank Central Asia Tbk's value of 1.38 is 9.2% below this benchmark. Historically, PT Bank Central Asia Tbk's own PEG Ratio has ranged from 0.99 to 3.11 over the past decade. While the company's 10-year median is 2.09 vs. the industry median of 1.52, PT Bank Central Asia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Central Asia Tbk's current PEG Ratio of 1.38 is 9.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Bank Central Asia Tbk and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Central Asia Tbk's current PEG Ratio is 1.38, which is 34% below median its own 10-year median of 2.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Central Asia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk (PBCRY) is currently considered Significantly Undervalued. The stock's GF Value™ is $14.70, compared to a current price of $8.57 — trading 41.7% below its estimated fair value. The current PEG Ratio is 1.38, which is 34% below median its 10-year median of 2.09 and 9.2% below the Banks industry median of 1.52. PT Bank Central Asia Tbk's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For PT Bank Central Asia Tbk (PBCRY), the current PEG Ratio is 1.38 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Central Asia Tbk (PBCRY) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Central Asia Tbk stock appears to be undervalued. The current stock price of $8.57 is trading 41.7% below its estimated GF Value™ of $14.70. GuruFocus considers PT Bank Central Asia Tbk to be Significantly Undervalued.

Key valuation signals for PBCRY:

  • PEG Ratio: 1.38 (34% below median its 10-year median of 2.09)
  • GF Value™: $14.70 vs. price of $8.57 (41.7% below fair value)
  • GF Score™: 71/100 with 2 warning signs
  • Industry Position: 9.2% below the Banks median (#608 of 1231)

No single metric tells the full story. See the PBCRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Central Asia Tbk Business Description

Address Jalan. M.H. Thamrin No. 1, Menara BCA, 20th Floor, Grand Indonesia, Jakarta, IDN, 10310
PT Bank Central Asia Tbk is an Indonesia-based banking service provider operating as a Sharia bank. The bank provides various financial solutions to its customers through its inter-branch links, ATM network, and electronic banking services. It offers loans, deposit accounts, mutual fund investments, fixed income products, and credit facilities, among other banking products and services. Its segments are Loans, which derives maximum revenue, Treasury, and Others. The customer base mainly includes individuals, small and medium businesses, and corporations. Its business segment is classified into five geographic areas, which are Sumatera, Java, Kalimantan, East Indonesia, and overseas operations.
71GF Score

Get the complete analysis for PBCRY

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.57
Price
$14.70
GF Value