PBCRY (PT Bank Central Asia Tbk) Scaled Net Operating Assets: 0.09 (As of Mar. 2026)


PBCRY PT Bank Central Asia Tbk PBCRY
71 GF Score
Price $8.57
GF Value $15.54
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is PT Bank Central Asia Tbk Scaled Net Operating Assets?

PT Bank Central Asia Tbk PBCRY +2.27% 71 Scaled Net Operating Assets is 0.09 as of Mar. 2026. GuruFocus rates PBCRY with a GF Score™ of 71/100 and a GF Value™ of $15.54 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Bank Central Asia Tbk's operating assets for the quarter that ended in Mar. 2026 was $89,853 Mil. PT Bank Central Asia Tbk's operating liabilities for the quarter that ended in Mar. 2026 was $81,466 Mil. PT Bank Central Asia Tbk's Total Assets for the quarter that ended in Dec. 2025 was $94,979 Mil. Therefore, PT Bank Central Asia Tbk's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.09.

PBCRY
71GF Score
PT Bank Central Asia Tbk PBCRY
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Central Asia Tbk Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Bank Central Asia Tbk's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(89537.889-77975.421)/90379.007
=0.13

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=94979.119 - 5441.23
=89537.889

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=78118.8 - 143.379 - 0
=77975.421

PT Bank Central Asia Tbk's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(89852.974-81465.651)/94979.119
=0.09

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=96922.164 - 7069.19
=89852.974

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=81602.109 - 136.458 - 0
=81465.651

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.09 mean?
PT Bank Central Asia Tbk (PBCRY) has a Scaled Net Operating Assets of 0.09 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Bank Central Asia Tbk and its competitors.
Is PT Bank Central Asia Tbk's Scaled Net Operating Assets too high?
PT Bank Central Asia Tbk's current Scaled Net Operating Assets is 0.09. Overall, PT Bank Central Asia Tbk has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Central Asia Tbk's Scaled Net Operating Assets compare to competitors?
PT Bank Central Asia Tbk's Scaled Net Operating Assets of 0.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Bank Central Asia Tbk and its competitors. PT Bank Central Asia Tbk's current Scaled Net Operating Assets is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Central Asia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk (PBCRY) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.54, compared to a current price of $8.57 — trading 44.9% below its estimated fair value. The current Scaled Net Operating Assets is 0.09. PT Bank Central Asia Tbk's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PT Bank Central Asia Tbk (PBCRY), the current Scaled Net Operating Assets is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Central Asia Tbk (PBCRY) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Central Asia Tbk stock appears to be undervalued. The current stock price of $8.57 is trading 44.9% below its estimated GF Value™ of $15.54. GuruFocus considers PT Bank Central Asia Tbk to be Significantly Undervalued.

Key valuation signals for PBCRY:

  • Scaled Net Operating Assets: 0.09
  • GF Value™: $15.54 vs. price of $8.57 (44.9% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the PBCRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Central Asia Tbk Business Description

Address Jalan. M.H. Thamrin No. 1, Menara BCA, 20th Floor, Grand Indonesia, Jakarta, IDN, 10310
PT Bank Central Asia Tbk is an Indonesia-based banking service provider operating as a Sharia bank. The bank provides various financial solutions to its customers through its inter-branch links, ATM network, and electronic banking services. It offers loans, deposit accounts, mutual fund investments, fixed income products, and credit facilities, among other banking products and services. Its segments are Loans, which derives maximum revenue, Treasury, and Others. The customer base mainly includes individuals, small and medium businesses, and corporations. Its business segment is classified into five geographic areas, which are Sumatera, Java, Kalimantan, East Indonesia, and overseas operations.
71GF Score

Get the complete analysis for PBCRY

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.57
Price
$15.54
GF Value