SOMC (Southern Michigan Bancorp) EV-to-OCF: (As of Sep. 10, 2026)

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What is Southern Michigan Bancorp EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Southern Michigan Bancorp's Enterprise Value is $141.62 Mil. Southern Michigan Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2018 was $0.00 Mil. Therefore, Southern Michigan Bancorp's EV-to-OCF for today is .

The historical rank and industry rank for Southern Michigan Bancorp's EV-to-OCF or its related term are showing as below:

SOMC' s EV-to-OCF Range Over the Past 10 Years
Min: -0.35   Med: 0   Max: 11.96
Current: 11.75

During the past 13 years, the highest EV-to-OCF of Southern Michigan Bancorp was 11.96. The lowest was -0.35. And the median was .

SOMC's EV-to-OCF is not ranked
in the Banks industry.
Industry Median: 4.025 vs SOMC: 11.75

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-10), Southern Michigan Bancorp's stock price is $31.49. Southern Michigan Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2018 was $1.755. Therefore, Southern Michigan Bancorp's PE Ratio (TTM) for today is 17.94.


Southern Michigan Bancorp  (OTCPK:SOMC) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Southern Michigan Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=31.49/1.755
=17.94

Southern Michigan Bancorp's share price for today is $31.49.
Southern Michigan Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2018 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.755.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Southern Michigan Bancorp EV-to-OCF Related Terms


Southern Michigan Bancorp EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Southern Michigan Bancorp's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern Michigan Bancorp EV-to-OCF Chart

Southern Michigan Bancorp Annual Data
Trend Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.28 7.54 9.45 16.33 5.57

Southern Michigan Bancorp Quarterly Data
Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SOMC vs UBNC, EMCF, AMRB: EV-to-OCF Comparison

For the Banks - Regional subindustry, Southern Michigan Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southern Michigan Bancorp EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Southern Michigan Bancorp's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Southern Michigan Bancorp's EV-to-OCF falls into.



Southern Michigan Bancorp EV-to-OCF Calculation

Southern Michigan Bancorp's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=141.622/0
=

Southern Michigan Bancorp's current Enterprise Value is $141.62 Mil.
Southern Michigan Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2018 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Southern Michigan Bancorp Business Description

Address 51 West Pearl Street, Coldwater, MI, USA, 49036
Southern Michigan Bancorp Inc is a United States-based financial holding company. The majority of its operations are carried out by its banking subsidiary, which offers individuals, businesses, institutions, and government agencies a full range of commercial banking products and services. These products and services include time, savings, and demand deposits; safe deposit box services; automated teller machine services; loans, including both commercial and consumer; investment management; trustee services, etc. The Group mainly caters to the communities located in Michigan through its banking and loan production offices. It has one reportable operating segment: commercial banking.