SOMC (Southern Michigan Bancorp) OCF Margin %: 0.00% (As of Dec. 2018)


What is Southern Michigan Bancorp OCF Margin %?

Southern Michigan Bancorp SOMC OCF Margin % is 0.00% as of Dec. 2018.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Southern Michigan Bancorp's Cash Flow from Operations for the three months ended in Dec. 2018 was $0.00 Mil. Southern Michigan Bancorp's Revenue for the three months ended in Dec. 2018 was $7.67 Mil. Therefore, Southern Michigan Bancorp's OCF Margin % for the quarter that ended in Dec. 2018 was 0.00%.

As of today, Southern Michigan Bancorp's current OCF Yield % is 8.36%.

The historical rank and industry rank for Southern Michigan Bancorp's OCF Margin % or its related term are showing as below:

SOMC' s OCF Margin % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 0
Current: 38.63

SOMC's OCF Margin % is not ranked
in the Banks industry.
Industry Median: 29.44 vs SOMC: 38.63

Southern Michigan Bancorp OCF Margin % Related Terms

Southern Michigan Bancorp OCF Margin % Historical Data

* Premium members only.

The historical data trend for Southern Michigan Bancorp's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern Michigan Bancorp OCF Margin % Chart

Southern Michigan Bancorp Annual Data
Trend Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30.70 31.92 28.46 24.32 38.63

Southern Michigan Bancorp Quarterly Data
Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SOMC vs UBNC, EMCF, AMRB: OCF Margin % Comparison

For the Banks - Regional subindustry, Southern Michigan Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southern Michigan Bancorp OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Southern Michigan Bancorp's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Southern Michigan Bancorp's OCF Margin % falls into.


Southern Michigan Bancorp OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Southern Michigan Bancorp's OCF Margin for the fiscal year that ended in Dec. 2018 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2018 )/Revenue (A: Dec. 2018 )
=12.058/31.217
=38.63 %

Southern Michigan Bancorp's OCF Margin for the quarter that ended in Dec. 2018 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2018 )/Revenue (Q: Dec. 2018 )
=0/7.669
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
Southern Michigan Bancorp (SOMC) has a OCF Margin % of 0.00% as of Dec. 2018. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Southern Michigan Bancorp and its competitors.
Is Southern Michigan Bancorp's OCF Margin % too high?
Southern Michigan Bancorp's current OCF Margin % is 0.00%.
How does Southern Michigan Bancorp's OCF Margin % compare to UBNC and EMCF?
Southern Michigan Bancorp's OCF Margin % of 0.00% can be compared against companies in the Banks industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Southern Michigan Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southern Michigan Bancorp's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Michigan Bancorp stock overvalued right now?
Southern Michigan Bancorp (SOMC) has a current OCF Margin % of 0.00%. The current OCF Margin % is 0.00%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Southern Michigan Bancorp (SOMC), the current OCF Margin % is 0.00% as of Dec. 2018. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Southern Michigan Bancorp Business Description

Address 51 West Pearl Street, Coldwater, MI, USA, 49036
Southern Michigan Bancorp Inc is a United States-based financial holding company. The majority of its operations are carried out by its banking subsidiary, which offers individuals, businesses, institutions, and government agencies a full range of commercial banking products and services. These products and services include time, savings, and demand deposits; safe deposit box services; automated teller machine services; loans, including both commercial and consumer; investment management; trustee services, etc. The Group mainly caters to the communities located in Michigan through its banking and loan production offices. It has one reportable operating segment: commercial banking.