SOMC (Southern Michigan Bancorp) 3-1 Month Momentum %: 6.29% (As of Sep. 10, 2026)

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What is Southern Michigan Bancorp 3-1 Month Momentum %?

Southern Michigan Bancorp SOMC +1.58% 3-1 Month Momentum % is 6.29% as of Sep. 10, 2026.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-10), Southern Michigan Bancorp's 3-1 Month Momentum % is 6.29%.

The industry rank for Southern Michigan Bancorp's 3-1 Month Momentum % or its related term are showing as below:

SOMC's 3-1 Month Momentum % is not ranked
in the Banks industry.
Industry Median: 4.93 vs SOMC: 6.29

Southern Michigan Bancorp  (OTCPK:SOMC) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.

Southern Michigan Bancorp 3-1 Month Momentum % Related Terms

SOMC vs UBNC, EMCF, AMRB: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Southern Michigan Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southern Michigan Bancorp 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Southern Michigan Bancorp's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Southern Michigan Bancorp's 3-1 Month Momentum % falls into.


Southern Michigan Bancorp  (OTCPK:SOMC) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 6.29% mean?
Southern Michigan Bancorp (SOMC) has a 3-1 Month Momentum % of 6.29% as of Sep. 10, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Southern Michigan Bancorp and its competitors.
Is Southern Michigan Bancorp's 3-1 Month Momentum % too high?
Southern Michigan Bancorp's current 3-1 Month Momentum % is 6.29%. The Banks industry median 3-1 Month Momentum % is 4.93. Southern Michigan Bancorp's value of 6.29% is 27.6% above this industry median.
How does Southern Michigan Bancorp's 3-1 Month Momentum % compare to UBNC and EMCF?
Southern Michigan Bancorp's 3-1 Month Momentum % of 6.29% can be compared against companies in the Banks industry. The industry median 3-1 Month Momentum % is 4.93. Southern Michigan Bancorp's value of 6.29% is 27.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.93, based on 1,573 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Southern Michigan Bancorp's current 3-1 Month Momentum % of 6.29% is 27.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Southern Michigan Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southern Michigan Bancorp's current 3-1 Month Momentum % is 6.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Michigan Bancorp stock overvalued right now?
Southern Michigan Bancorp (SOMC) has a current 3-1 Month Momentum % of 6.29%. The current 3-1 Month Momentum % is 6.29% and 27.6% above the Banks industry median of 4.93. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Southern Michigan Bancorp (SOMC), the current 3-1 Month Momentum % is 6.29% as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Southern Michigan Bancorp Business Description

Address 51 West Pearl Street, Coldwater, MI, USA, 49036
Southern Michigan Bancorp Inc is a United States-based financial holding company. The majority of its operations are carried out by its banking subsidiary, which offers individuals, businesses, institutions, and government agencies a full range of commercial banking products and services. These products and services include time, savings, and demand deposits; safe deposit box services; automated teller machine services; loans, including both commercial and consumer; investment management; trustee services, etc. The Group mainly caters to the communities located in Michigan through its banking and loan production offices. It has one reportable operating segment: commercial banking.