WFC (Wells Fargo) EV-to-OCF: 14.97 (As of Aug. 06, 2026) — 64% Above Median

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WFC Wells Fargo & Co WFC
74 GF Score
Price $87.84
GF Value $83.81
Valuation Fairly Valued
! 3 Warning Signs
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What is Wells Fargo EV-to-OCF?

Wells Fargo WFC -1.49% 74 EV-to-OCF is 14.97 as of Aug. 06, 2026, which is 64% above its 10-year median of 9.15. GuruFocus rates WFC with a GF Score™ of 74/100 and a GF Value™ of $83.81 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,500 Banks companies, Wells Fargo ranks worse than 82.07% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Wells Fargo's Enterprise Value is $287,041 Mil. Wells Fargo's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $19,170 Mil. Therefore, Wells Fargo's EV-to-OCF for today is 14.97.

The historical rank and industry rank for Wells Fargo's EV-to-OCF or its related term are showing as below:

WFC' s EV-to-OCF Range Over the Past 10 Years
Min: -73.67   Med: 9.15   Max: 572.97
Current: 14.97

During the past 13 years, the highest EV-to-OCF of Wells Fargo was 572.97. The lowest was -73.67. And the median was 9.15.

WFC's EV-to-OCF is ranked worse than
82.07% of 1500 companies
in the Banks industry
Industry Median: 3.985 vs WFC: 14.97

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-06), Wells Fargo's stock price is $87.84. Wells Fargo's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $6.880. Therefore, Wells Fargo's PE Ratio (TTM) for today is 12.77.


Wells Fargo  (NYSE:WFC) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Wells Fargo's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=87.84/6.880
=12.77

Wells Fargo's share price for today is $87.84.
Wells Fargo's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $6.880.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Wells Fargo EV-to-OCF Related Terms


Wells Fargo EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Wells Fargo's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wells Fargo EV-to-OCF Chart

Wells Fargo Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -12.90 7.98 4.47 73.80 -17.14

Wells Fargo Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -31.95 -22.67 -17.14 256.71 14.17

WFC vs C, BNY, BAC: EV-to-OCF Comparison

For the Banks - Diversified subindustry, Wells Fargo's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wells Fargo EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Wells Fargo's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Wells Fargo's EV-to-OCF falls into.


WFC
74GF Score
Wells Fargo & Co WFC
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Wells Fargo EV-to-OCF Calculation

Wells Fargo's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=287041.101/19170
=14.97

Wells Fargo's current Enterprise Value is $287,041 Mil.
Wells Fargo's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $19,170 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 14.97 mean?
Wells Fargo (WFC) has a EV-to-OCF of 14.97 as of Aug. 06, 2026. This is 64% above median its historical median of 9.15. According to the industry distribution chart, Wells Fargo ranks #1231 out of 1500 companies in the Banks industry, placing it in the top 82.1%.
Is Wells Fargo's EV-to-OCF too high?
Wells Fargo's current EV-to-OCF of 14.97 is 64% above median its 10-year median of 9.15. The Banks industry median EV-to-OCF is 3.99. Wells Fargo's value of 14.97 is 275.7% above this industry median. Based on the distribution chart, Wells Fargo ranks #1231 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Wells Fargo has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Wells Fargo's EV-to-OCF compare to C and BNY?
According to the Banks industry distribution chart, Wells Fargo ranks #1231 out of 1500 companies for EV-to-OCF. This places Wells Fargo in the lower half of its industry. The industry median EV-to-OCF is 3.99. Wells Fargo's value of 14.97 is 275.7% above this benchmark. While the company's 10-year median is 9.15 vs. the industry median of 3.99, Wells Fargo has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.99, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wells Fargo's current EV-to-OCF of 14.97 is 275.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wells Fargo's current EV-to-OCF is 14.97, which is 64% above median its own 10-year median of 9.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wells Fargo stock overvalued right now?
Based on GuruFocus' analysis, Wells Fargo (WFC) is currently considered Fairly Valued. The stock's GF Value™ is $83.81, compared to a current price of $87.84 — trading 4.8% above its estimated fair value. The current EV-to-OCF is 14.97, which is 64% above median its 10-year median of 9.15 and 275.7% above the Banks industry median of 3.99. Wells Fargo's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Wells Fargo (WFC), the current EV-to-OCF is 14.97 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wells Fargo (WFC) Overvalued in 2026?

Based on GuruFocus' analysis, Wells Fargo stock appears to be overvalued. The current stock price of $87.84 is trading 4.8% above its estimated GF Value™ of $83.81. GuruFocus considers Wells Fargo to be Fairly Valued.

Key valuation signals for WFC:

  • EV-to-OCF: 14.97 (64% above median its 10-year median of 9.15)
  • GF Value™: $83.81 vs. price of $87.84 (4.8% above fair value)
  • GF Score™: 74/100 with 3 warning signs
  • Industry Position: 275.7% above the Banks median (#1231 of 1500)

No single metric tells the full story. See the WFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wells Fargo Business Description

Address 333 Market Street, San Francisco, CA, USA, 94105
Wells Fargo is a premier, North American-focused banking titan that commands a $2.2 trillion balance sheet and the third-highest deposit market share in the United States. The bank uses a dense, expansive network of 4,093 branches to champion retail consumers and the middle market, where the firm has built a particularly strong reputation. Following the removal of its federal asset cap in 2025, the firm is set to deploy its legacy excess liquidity to expand each of its four segments: consumer & business lending, commercial banking, corporate & investment banking, and wealth & investment management.
74GF Score

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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$87.84
Price
$83.81
GF Value