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Wells FargoWFC +0.81%74 Equity-to-Asset is 0.08 as of Jun. 2026, which is 20% below its 10-year median of 0.10. GuruFocus rates WFC with a GF Score™ of 74/100 and a GF Value™ of $83.99 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,523 Banks companies, Wells Fargo ranks worse than 66.58% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Wells Fargo's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $180,190 Mil. Wells Fargo's Total Assets for the quarter that ended in Jun. 2026 was $2,282,201 Mil.
Therefore, Wells Fargo's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.08.
The historical rank and industry rank for Wells Fargo's Equity-to-Asset or its related term are showing as below:
WFC'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08 Med: 0.1 Max: 0.11
Current: 0.08
During the past 13 years, the highest Equity to Asset Ratio of Wells Fargo was 0.11. The lowest was 0.08. And the median was 0.10.
WFC's Equity-to-Asset is ranked worse than 66.58% of 1523
companies
in the Banks industry
Industry Median: 0.1
vs WFC: 0.08
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Wells Fargo Equity-to-Asset Related Terms
Wells Fargo Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Wells Fargo's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Wells Fargo's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wells Fargo Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Wells Fargo's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Wells Fargo's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Wells Fargo's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wells Fargo (WFC) has a Equity-to-Asset of 0.08 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Wells Fargo and its competitors. This is 20% below median its historical median of 0.10. Over the past decade, Wells Fargo's Equity-to-Asset has ranged from 0.08 to 0.11. According to the industry distribution chart, Wells Fargo ranks #1014 out of 1523 companies in the Banks industry, placing it in the top 66.6%.
Is Wells Fargo's Equity-to-Asset too high?
Wells Fargo's current Equity-to-Asset of 0.08 is 20% below median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.11. The Banks industry median Equity-to-Asset is 0.10. Wells Fargo's value of 0.08 is 20% below this industry median. Based on the distribution chart, Wells Fargo ranks #1014 out of 1523 companies in the Banks industry, which is below the industry midpoint. Overall, Wells Fargo has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Wells Fargo's Equity-to-Asset compare to C and BNY?
According to the Banks industry distribution chart, Wells Fargo ranks #1014 out of 1523 companies for Equity-to-Asset. This places Wells Fargo in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Wells Fargo's value of 0.08 is 20% below this benchmark. Historically, Wells Fargo's own Equity-to-Asset has ranged from 0.08 to 0.11 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.10, Wells Fargo has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wells Fargo's current Equity-to-Asset of 0.08 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Wells Fargo and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wells Fargo's current Equity-to-Asset is 0.08, which is 20% below median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wells Fargo stock overvalued right now?
Based on GuruFocus' analysis, Wells Fargo (WFC) is currently considered Fairly Valued. The stock's GF Value™ is $83.99, compared to a current price of $88.82 — trading 5.8% above its estimated fair value. The current Equity-to-Asset is 0.08, which is 20% below median its 10-year median of 0.10 and 20% below the Banks industry median of 0.10. Wells Fargo's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Wells Fargo (WFC), the current Equity-to-Asset is 0.08 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wells Fargo (WFC) Overvalued in 2026?
Based on GuruFocus' analysis, Wells Fargo stock appears to be overvalued.
The current stock price of $88.82 is trading 5.8% above its estimated GF Value™ of $83.99.
GuruFocus considers Wells Fargo to be Fairly Valued.
Key valuation signals for WFC:
Equity-to-Asset: 0.08 (20% below median its 10-year median of 0.10)
GF Value™: $83.99 vs. price of $88.82 (5.8% above fair value)
Industry Position: 20% below the Banks median (#1014 of 1523)
No single metric tells the full story. See the WFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wells Fargo is a premier, North American-focused banking titan that commands a $2.2 trillion balance sheet and the third-highest deposit market share in the United States. The bank uses a dense, expansive network of 4,093 branches to champion retail consumers and the middle market, where the firm has built a particularly strong reputation. Following the removal of its federal asset cap in 2025, the firm is set to deploy its legacy excess liquidity to expand each of its four segments: consumer & business lending, commercial banking, corporate & investment banking, and wealth & investment management.
74GF Score
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