Financeira Alfa - Credito Financiamento e Investimentos (BSP:CRIV3) Enterprise Value: R$707 Mil (As of Jul. 14, 2026) ***

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BSP:CRIV3 Financeira Alfa SA - Credito Financiamento e Investimentos BSP:CRIV3
4 GF Score
Price R$6.98
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What is Financeira Alfa - Credito Financiamento e Investimentos Enterprise Value?

Financeira Alfa - Credito Financiamento e Investimentos BSP:CRIV3 4 Enterprise Value is R$707 Mil as of Jul. 14, 2026. GuruFocus rates BSP:CRIV3 with a GF Score™ of 4/100.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Financeira Alfa - Credito Financiamento e Investimentos's Enterprise Value is R$707 Mil. Financeira Alfa - Credito Financiamento e Investimentos's EBIT for the trailing twelve months (TTM) ended in Dec. 2023 was R$1,661 Mil. Therefore, Financeira Alfa - Credito Financiamento e Investimentos's EV-to-EBIT ratio for today is 0.43.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Financeira Alfa - Credito Financiamento e Investimentos's Enterprise Value is R$707 Mil. Financeira Alfa - Credito Financiamento e Investimentos's EBITDA for the trailing twelve months (TTM) ended in Dec. 2023 was R$1,664 Mil. Therefore, Financeira Alfa - Credito Financiamento e Investimentos's EV-to-EBITDA ratio for today is 0.42.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Financeira Alfa - Credito Financiamento e Investimentos's Enterprise Value is R$707 Mil. Financeira Alfa - Credito Financiamento e Investimentos's Revenue for the trailing twelve months (TTM) ended in Dec. 2023 was R$2,094 Mil. Therefore, Financeira Alfa - Credito Financiamento e Investimentos's EV-to-Revenue ratio for today is 0.34.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Financeira Alfa - Credito Financiamento e Investimentos's Enterprise Value is R$707 Mil. Financeira Alfa - Credito Financiamento e Investimentos's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2023 was R$4,162 Mil. Therefore, Financeira Alfa - Credito Financiamento e Investimentos's EV-to-OCF ratio for today is 0.17.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Financeira Alfa - Credito Financiamento e Investimentos's Enterprise Value is R$707 Mil. Financeira Alfa - Credito Financiamento e Investimentos's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was R$4,161 Mil. Therefore, Financeira Alfa - Credito Financiamento e Investimentos's EV-to-FCF ratio for today is 0.17.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Financeira Alfa - Credito Financiamento e Investimentos  (BSP:CRIV3) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Financeira Alfa - Credito Financiamento e Investimentos's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=706.904/1660.756
=0.43

Financeira Alfa - Credito Financiamento e Investimentos's current Enterprise Value is R$707 Mil.
Financeira Alfa - Credito Financiamento e Investimentos's EBIT for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was R$1,661 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Financeira Alfa - Credito Financiamento e Investimentos's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=706.904/1663.526
=0.42

Financeira Alfa - Credito Financiamento e Investimentos's current Enterprise Value is R$707 Mil.
Financeira Alfa - Credito Financiamento e Investimentos's EBITDA for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was R$1,664 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Financeira Alfa - Credito Financiamento e Investimentos's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=706.904/2094.126
=0.34

Financeira Alfa - Credito Financiamento e Investimentos's current Enterprise Value is R$707 Mil.
Financeira Alfa - Credito Financiamento e Investimentos's Revenue for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was R$2,094 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Financeira Alfa - Credito Financiamento e Investimentos's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=706.904/4162.348
=0.17

Financeira Alfa - Credito Financiamento e Investimentos's current Enterprise Value is R$707 Mil.
Financeira Alfa - Credito Financiamento e Investimentos's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was R$4,162 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Financeira Alfa - Credito Financiamento e Investimentos's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=706.904/4161.141
=0.17

Financeira Alfa - Credito Financiamento e Investimentos's current Enterprise Value is R$707 Mil.
Financeira Alfa - Credito Financiamento e Investimentos's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was R$4,161 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Financeira Alfa - Credito Financiamento e Investimentos Enterprise Value Related Terms


Financeira Alfa - Credito Financiamento e Investimentos Enterprise Value Historical Data

* Premium members only.

The historical data trend for Financeira Alfa - Credito Financiamento e Investimentos's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Financeira Alfa - Credito Financiamento e Investimentos Enterprise Value Chart

Financeira Alfa - Credito Financiamento e Investimentos Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -277.53 1,266.25 -3,561.87 -5,328.80 625.85

Financeira Alfa - Credito Financiamento e Investimentos Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5,328.80 -12,904.18 -13,044.69 -6,642.21 625.85

BSP:CRIV3 vs VOYA: Enterprise Value Comparison

For the Financial Conglomerates subindustry, Financeira Alfa - Credito Financiamento e Investimentos's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Financeira Alfa - Credito Financiamento e Investimentos Enterprise Value vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Financeira Alfa - Credito Financiamento e Investimentos's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Financeira Alfa - Credito Financiamento e Investimentos's Enterprise Value falls into.


BSP:CRIV3
4GF Score
Financeira Alfa SA - Credito Financiamento e Investimentos BSP:CRIV3
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Financeira Alfa - Credito Financiamento e Investimentos Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Financeira Alfa - Credito Financiamento e Investimentos's Enterprise Value for the fiscal year that ended in Dec. 2023 is calculated as

Financeira Alfa - Credito Financiamento e Investimentos's Enterprise Value for the quarter that ended in Dec. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of R$707 Mil mean?
Financeira Alfa - Credito Financiamento e Investimentos (BSP:CRIV3) has a Enterprise Value of R$707 Mil as of Jul. 14, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Financeira Alfa - Credito Financiamento e Investimentos and its competitors.
Is Financeira Alfa - Credito Financiamento e Investimentos' Enterprise Value too high?
Financeira Alfa - Credito Financiamento e Investimentos' current Enterprise Value is R$707 Mil. Overall, Financeira Alfa - Credito Financiamento e Investimentos has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Financeira Alfa - Credito Financiamento e Investimentos' Enterprise Value compare to VOYA?
Financeira Alfa - Credito Financiamento e Investimentos' Enterprise Value of R$707 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Diversified Financial Services company?
A good Enterprise Value depends on the Diversified Financial Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Financeira Alfa - Credito Financiamento e Investimentos and its competitors. Financeira Alfa - Credito Financiamento e Investimentos's current Enterprise Value is R$707 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financeira Alfa - Credito Financiamento e Investimentos stock overvalued right now?
Financeira Alfa - Credito Financiamento e Investimentos (BSP:CRIV3) has a current Enterprise Value of R$707 Mil. The current Enterprise Value is R$707 Mil. Financeira Alfa - Credito Financiamento e Investimentos' overall GF Score™ is 4/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Financeira Alfa - Credito Financiamento e Investimentos (BSP:CRIV3), the current Enterprise Value is R$707 Mil as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Financeira Alfa - Credito Financiamento e Investimentos Business Description

Address Alameda Santos 466 - 4 Andar/parte, Sao Paulo, SP, BRA, 1418000
Financeira Alfa SA - Credito Financiamento e Investimentos is engaged in providing banking and financial services such as checking accounts, fundings, investment funds, insurance, pensions, and fixed income securities, among others.
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Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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