Financeira Alfa - Credito Financiamento e Investimentos (BSP:CRIV3) EBIT: R$1,661 Mil (TTM As of Dec. 2023)

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BSP:CRIV3 Financeira Alfa SA - Credito Financiamento e Investimentos BSP:CRIV3
4 GF Score
Price R$6.98
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What is Financeira Alfa - Credito Financiamento e Investimentos EBIT?

Financeira Alfa - Credito Financiamento e Investimentos BSP:CRIV3 4 EBIT is R$1,661 Mil as of Dec. 2023. GuruFocus rates BSP:CRIV3 with a GF Score™ of 4/100.

Financeira Alfa - Credito Financiamento e Investimentos's earnings before interest and taxes (EBIT) for the three months ended in Dec. 2023 was R$422 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2023 was R$1,661 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Financeira Alfa - Credito Financiamento e Investimentos's annualized ROC % for the quarter that ended in Dec. 2023 was 0.00%. Financeira Alfa - Credito Financiamento e Investimentos's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2023 was 26,962.16%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Financeira Alfa - Credito Financiamento e Investimentos's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2023 was 234.93%.

Financeira Alfa - Credito Financiamento e Investimentos  (BSP:CRIV3) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Financeira Alfa - Credito Financiamento e Investimentos's annualized ROC % for the quarter that ended in Dec. 2023 is calculated as:

ROC % (Q: Dec. 2023 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2023 ) + Invested Capital (Q: Dec. 2023 ))/ count )
=1750.38 * ( 1 - 100% )/( (8966.517 + 17330.553)/ 2 )
=0/13148.535
=0.00 %

where

Invested Capital(Q: Sep. 2023 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=14230.912 - 43.055 - ( 7286.295 - max(0, 8830.668 - 14052.008+7286.295))
=8966.517

Invested Capital(Q: Dec. 2023 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=17373.482 - 42.603 - ( 0.326 - max(0, 10772.977 - 16883.182+0.326))
=17330.553

Note: The Operating Income data used here is four times the quarterly (Dec. 2023) data.

2. Joel Greenblatt's definition of Return on Capital:

Financeira Alfa - Credito Financiamento e Investimentos's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2023 is calculated as:

ROC (Joel Greenblatt) %(Q: Dec. 2023 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Sep. 2023  Q: Dec. 2023
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=1689.988/( ( (6.502 + max(-8727.132, 0)) + (6.034 + max(-10676.567, 0)) )/ 2 )
=1689.988/( ( 6.502 + 6.034 )/ 2 )
=1689.988/6.268
=26,962.16 %

where Working Capital is:

Working Capital(Q: Sep. 2023 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 102.771) - (43.055 + 0 + 8786.848)
=-8727.132

Working Capital(Q: Dec. 2023 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 95.404999999999) - (42.603 + 0 + 10729.369)
=-10676.567

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Dec. 2023) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Financeira Alfa - Credito Financiamento e Investimentos's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2023 )
=1660.756/706.904
=234.93 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Financeira Alfa - Credito Financiamento e Investimentos EBIT Related Terms

Financeira Alfa - Credito Financiamento e Investimentos EBIT Historical Data

* Premium members only.

The historical data trend for Financeira Alfa - Credito Financiamento e Investimentos's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Financeira Alfa - Credito Financiamento e Investimentos EBIT Chart

Financeira Alfa - Credito Financiamento e Investimentos Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 329.56 146.80 465.81 1,109.53 1,660.76

Financeira Alfa - Credito Financiamento e Investimentos Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 343.33 401.35 403.28 433.64 422.50

BSP:CRIV3 vs VOYA: EBIT Comparison

For the Financial Conglomerates subindustry, Financeira Alfa - Credito Financiamento e Investimentos's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Financeira Alfa - Credito Financiamento e Investimentos EV-to-EBIT vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Financeira Alfa - Credito Financiamento e Investimentos's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Financeira Alfa - Credito Financiamento e Investimentos's EV-to-EBIT falls into.


BSP:CRIV3
4GF Score
Financeira Alfa SA - Credito Financiamento e Investimentos BSP:CRIV3
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Financeira Alfa - Credito Financiamento e Investimentos EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was R$1,661 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of R$1,661 Mil mean?
Financeira Alfa - Credito Financiamento e Investimentos (BSP:CRIV3) has a EBIT of R$1,661 Mil as of Dec. 2023. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Financeira Alfa - Credito Financiamento e Investimentos.
Is Financeira Alfa - Credito Financiamento e Investimentos' EBIT too high?
Financeira Alfa - Credito Financiamento e Investimentos' current EBIT is R$1,661 Mil. Overall, Financeira Alfa - Credito Financiamento e Investimentos has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Financeira Alfa - Credito Financiamento e Investimentos' EBIT compare to VOYA?
Financeira Alfa - Credito Financiamento e Investimentos' EBIT of R$1,661 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Diversified Financial Services company?
A good EBIT depends on the Diversified Financial Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Financeira Alfa - Credito Financiamento e Investimentos. Financeira Alfa - Credito Financiamento e Investimentos's current EBIT is R$1,661 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financeira Alfa - Credito Financiamento e Investimentos stock overvalued right now?
Financeira Alfa - Credito Financiamento e Investimentos (BSP:CRIV3) has a current EBIT of R$1,661 Mil. The current EBIT is R$1,661 Mil. Financeira Alfa - Credito Financiamento e Investimentos' overall GF Score™ is 4/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Financeira Alfa - Credito Financiamento e Investimentos (BSP:CRIV3), the current EBIT is R$1,661 Mil as of Dec. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Financeira Alfa - Credito Financiamento e Investimentos Business Description

Address Alameda Santos 466 - 4 Andar/parte, Sao Paulo, SP, BRA, 1418000
Financeira Alfa SA - Credito Financiamento e Investimentos is engaged in providing banking and financial services such as checking accounts, fundings, investment funds, insurance, pensions, and fixed income securities, among others.
4GF Score

Get the complete analysis for BSP:CRIV3

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$6.98
Price