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BSP:CRIV3's Net Margin % is not ranked *
in the Diversified Financial Services industry.
Industry Median: 7.8 * Ranked among companies with meaningful Net Margin % only.
Financeira Alfa - Credito Financiamento e Investimentos (BSP:CRIV3) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Financeira Alfa - Credito Financiamento e Investimentos Net Margin % Related Terms
Financeira Alfa - Credito Financiamento e Investimentos Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Financeira Alfa - Credito Financiamento e Investimentos Net Margin % Chart
Financeira Alfa - Credito Financiamento e Investimentos Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Financeira Alfa - Credito Financiamento e Investimentos Net Margin % vs Diversified Financial Services Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Financeira Alfa - Credito Financiamento e Investimentos (BSP:CRIV3) has a Net Margin % of -0.32% as of Dec. 2023. Net margin is the ratio of total net income to net sales. View historical data on Financeira Alfa - Credito Financiamento e Investimentos and its competitors.
Is Financeira Alfa - Credito Financiamento e Investimentos' Net Margin % too high?
Financeira Alfa - Credito Financiamento e Investimentos' current Net Margin % is -0.32%. Overall, Financeira Alfa - Credito Financiamento e Investimentos has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Financeira Alfa - Credito Financiamento e Investimentos' Net Margin % compare to VOYA?
Financeira Alfa - Credito Financiamento e Investimentos' Net Margin % of -0.32% can be compared against companies in the Diversified Financial Services industry. The industry median Net Margin % is 7.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Diversified Financial Services company?
The median Net Margin % among Diversified Financial Services companies is 7.80, based on 111 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Financeira Alfa - Credito Financiamento e Investimentos and its competitors. For the Diversified Financial Services industry, the median Net Margin % is 7.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Financeira Alfa - Credito Financiamento e Investimentos's current Net Margin % is -0.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financeira Alfa - Credito Financiamento e Investimentos stock overvalued right now?
Financeira Alfa - Credito Financiamento e Investimentos (BSP:CRIV3) has a current Net Margin % of -0.32%. The current Net Margin % is -0.32%. Financeira Alfa - Credito Financiamento e Investimentos' overall GF Score™ is 4/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Financeira Alfa - Credito Financiamento e Investimentos (BSP:CRIV3), the current Net Margin % is -0.32% as of Dec. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Financeira Alfa - Credito Financiamento e Investimentos Business Description
Financeira Alfa SA - Credito Financiamento e Investimentos is engaged in providing banking and financial services such as checking accounts, fundings, investment funds, insurance, pensions, and fixed income securities, among others.
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