CB Texim Bank AD (XBUL:TXIM) Enterprise Value: €-71.75 Mil (As of Jul. 21, 2026) ***

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XBUL:TXIM CB Texim Bank AD XBUL:TXIM
58 GF Score
Price €2.00
GF Value €3.76
Valuation Significantly Undervalued
! 2 Warning Signs
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What is CB Texim Bank AD Enterprise Value?

CB Texim Bank AD XBUL:TXIM 58 Enterprise Value is €-71.75 Mil as of Jul. 21, 2026. GuruFocus rates XBUL:TXIM with a GF Score™ of 58/100 and a GF Value™ of €3.76 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, CB Texim Bank AD's Enterprise Value is €-71.75 Mil. CB Texim Bank AD's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €15.06 Mil. Therefore, CB Texim Bank AD's EV-to-Revenue ratio for today is -4.76.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, CB Texim Bank AD's Enterprise Value is €-71.75 Mil. CB Texim Bank AD's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €105.32 Mil. Therefore, CB Texim Bank AD's EV-to-OCF ratio for today is -0.68.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, CB Texim Bank AD's Enterprise Value is €-71.75 Mil. CB Texim Bank AD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €102.03 Mil. Therefore, CB Texim Bank AD's EV-to-FCF ratio for today is -0.70.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


CB Texim Bank AD  (XBUL:TXIM) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

CB Texim Bank AD's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=-71.751/15.061
=-4.76

CB Texim Bank AD's current Enterprise Value is €-71.75 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. CB Texim Bank AD's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €15.06 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

CB Texim Bank AD's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-71.751/105.32
=-0.68

CB Texim Bank AD's current Enterprise Value is €-71.75 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. CB Texim Bank AD's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €105.32 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

CB Texim Bank AD's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-71.751/102.033
=-0.70

CB Texim Bank AD's current Enterprise Value is €-71.75 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. CB Texim Bank AD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €102.03 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CB Texim Bank AD Enterprise Value Related Terms


CB Texim Bank AD Enterprise Value Historical Data

* Premium members only.

The historical data trend for CB Texim Bank AD's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Texim Bank AD Enterprise Value Chart

CB Texim Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.53 3.83 17.15 47.40 -11.41

CB Texim Bank AD Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.53 3.83 17.15 47.40 -11.41

XBUL:TXIM vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, CB Texim Bank AD's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Texim Bank AD Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, CB Texim Bank AD's Enterprise Value distribution charts can be found below:

* The bar in red indicates where CB Texim Bank AD's Enterprise Value falls into.


XBUL:TXIM
58GF Score
CB Texim Bank AD XBUL:TXIM
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CB Texim Bank AD Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

CB Texim Bank AD's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

CB Texim Bank AD's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €-71.75 Mil mean?
CB Texim Bank AD (XBUL:TXIM) has a Enterprise Value of €-71.75 Mil as of Jul. 21, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on CB Texim Bank AD and its competitors.
Is CB Texim Bank AD's Enterprise Value too high?
CB Texim Bank AD's current Enterprise Value is €-71.75 Mil. Overall, CB Texim Bank AD has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CB Texim Bank AD's Enterprise Value compare to PNC and USB?
CB Texim Bank AD's Enterprise Value of €-71.75 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on CB Texim Bank AD and its competitors. CB Texim Bank AD's current Enterprise Value is €-71.75 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Texim Bank AD stock overvalued right now?
Based on GuruFocus' analysis, CB Texim Bank AD (XBUL:TXIM) is currently considered Significantly Undervalued. The stock's GF Value™ is €3.76, compared to a current price of €2.00 — trading 46.8% below its estimated fair value. The current Enterprise Value is €-71.75 Mil. CB Texim Bank AD's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For CB Texim Bank AD (XBUL:TXIM), the current Enterprise Value is €-71.75 Mil as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Texim Bank AD (XBUL:TXIM) Overvalued in 2026?

Based on GuruFocus' analysis, CB Texim Bank AD stock appears to be undervalued. The current stock price of €2.00 is trading 46.8% below its estimated GF Value™ of €3.76. GuruFocus considers CB Texim Bank AD to be Significantly Undervalued.

Key valuation signals for XBUL:TXIM:

  • Enterprise Value: €-71.75 Mil
  • GF Value™: €3.76 vs. price of €2.00 (46.8% below fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the XBUL:TXIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Texim Bank AD Business Description

Address Todor Alexandrov, boulevard 117, Sofia, BGR, 1303
CB Texim Bank AD operates in the banking sector. The company performs general banking functions in Bulgaria.
58GF Score

Get the complete analysis for XBUL:TXIM

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.00
Price
€3.76
GF Value