CB Texim Bank AD (XBUL:TXIM) ROC %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XBUL:TXIM CB Texim Bank AD XBUL:TXIM
58 GF Score
Price €2.00
GF Value €3.76
Valuation Significantly Undervalued
! 2 Warning Signs
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What is CB Texim Bank AD ROC %?

CB Texim Bank AD XBUL:TXIM 58 ROC % is % as of Dec. 2025. GuruFocus rates XBUL:TXIM with a GF Score™ of 58/100 and a GF Value™ of €3.76 (Significantly Undervalued). The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

XBUL:TXIM
58GF Score
CB Texim Bank AD XBUL:TXIM
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
CB Texim Bank AD (XBUL:TXIM) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on CB Texim Bank AD and its competitors.
Is CB Texim Bank AD's ROC % too high?
CB Texim Bank AD's current ROC % is %. Overall, CB Texim Bank AD has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CB Texim Bank AD's ROC % compare to PNC and USB?
CB Texim Bank AD's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on CB Texim Bank AD and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Texim Bank AD's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Texim Bank AD stock overvalued right now?
Based on GuruFocus' analysis, CB Texim Bank AD (XBUL:TXIM) is currently considered Significantly Undervalued. The stock's GF Value™ is €3.76, compared to a current price of €2.00 — trading 46.8% below its estimated fair value. The current ROC % is %. CB Texim Bank AD's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For CB Texim Bank AD (XBUL:TXIM), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Texim Bank AD (XBUL:TXIM) Overvalued in 2026?

Based on GuruFocus' analysis, CB Texim Bank AD stock appears to be undervalued. The current stock price of €2.00 is trading 46.8% below its estimated GF Value™ of €3.76. GuruFocus considers CB Texim Bank AD to be Significantly Undervalued.

Key valuation signals for XBUL:TXIM:

  • ROC %: %
  • GF Value™: €3.76 vs. price of €2.00 (46.8% below fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the XBUL:TXIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CB Texim Bank AD Business Description

Address Todor Alexandrov, boulevard 117, Sofia, BGR, 1303
CB Texim Bank AD operates in the banking sector. The company performs general banking functions in Bulgaria.
58GF Score

Get the complete analysis for XBUL:TXIM

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.00
Price
€3.76
GF Value