The People's Insurance Co (Group) of China (HKSE:01339) EPS (Basic): HK$0.48 (TTM As of Dec. 2025)


HKSE:01339 The People's Insurance Co (Group) of China Ltd HKSE:01339
80 GF Score
Price HK$4.87
GF Value HK$4.21
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is The People's Insurance Co (Group) of China EPS (Basic)?

The People's Insurance Co (Group) of China HKSE:01339 +0.21% 80 EPS (Basic) is HK$0.48 as of Dec. 2025. GuruFocus rates HKSE:01339 with a GF Score™ of 80/100 and a GF Value™ of HK$4.21 (Modestly Overvalued). The stock has 2 warning signs investors should review.

The People's Insurance Co (Group) of China's basic earnings per share (Basic EPS) for the three months ended in Dec. 2025 was HK$-0.02. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was HK$0.48.

The People's Insurance Co (Group) of China's EPS (Diluted) for the three months ended in Dec. 2025 was HK$-0.06. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was HK$0.48.

The People's Insurance Co (Group) of China's EPS without NRI for the three months ended in Dec. 2025 was HK$-0.04. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 0.48.

During the past 12 months, The People's Insurance Co (Group) of China's average EPS without NRIGrowth Rate was 14.70% per year. During the past 3 years, the average EPS without NRI Growth Rate was 18.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was 15.00% per year. During the past 10 years, the average EPS without NRI Growth Rate was 8.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, The People's Insurance Co (Group) of China's highest 3-Year average EPS without NRI Growth Rate was 38.70% per year. The lowest was -15.30% per year. And the median was 14.65% per year.


The People's Insurance Co (Group) of China  (HKSE:01339) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


The People's Insurance Co (Group) of China EPS (Basic) Related Terms


The People's Insurance Co (Group) of China EPS (Basic) Historical Data

* Premium members only.

The historical data trend for The People's Insurance Co (Group) of China's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The People's Insurance Co (Group) of China EPS (Basic) Chart

The People's Insurance Co (Group) of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.60 0.64 0.55 1.01 1.15

The People's Insurance Co (Group) of China Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.14 0.00 0.50 -0.02
HKSE:01339
80GF Score
The People's Insurance Co (Group) of China Ltd HKSE:01339
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The People's Insurance Co (Group) of China EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

The People's Insurance Co (Group) of China's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(51046.034-0)/44224.000
=1.15

The People's Insurance Co (Group) of China's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(-679.406-0)/44224.000
=-0.02

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was HK$0.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of HK$0.48 mean?
The People's Insurance Co (Group) of China (HKSE:01339) has a EPS (Basic) of HK$0.48 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on The People's Insurance Co (Group) of China and its competitors.
Is The People's Insurance Co (Group) of China's EPS (Basic) too high?
The People's Insurance Co (Group) of China's current EPS (Basic) is HK$0.48. Overall, The People's Insurance Co (Group) of China has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The People's Insurance Co (Group) of China's EPS (Basic) compare to CB and PGR?
The People's Insurance Co (Group) of China's EPS (Basic) of HK$0.48 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for an Insurance company?
A good EPS (Basic) depends on the Insurance industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on The People's Insurance Co (Group) of China and its competitors. The People's Insurance Co (Group) of China's current EPS (Basic) is HK$0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The People's Insurance Co (Group) of China stock overvalued right now?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China (HKSE:01339) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$4.21, compared to a current price of HK$4.87 — trading 15.7% above its estimated fair value. The current EPS (Basic) is HK$0.48. The People's Insurance Co (Group) of China's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For The People's Insurance Co (Group) of China (HKSE:01339), the current EPS (Basic) is HK$0.48 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The People's Insurance Co (Group) of China (HKSE:01339) Overvalued in 2026?

Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued. The current stock price of HK$4.87 is trading 15.7% above its estimated GF Value™ of HK$4.21. GuruFocus considers The People's Insurance Co (Group) of China to be Modestly Overvalued.

Key valuation signals for HKSE:01339:

  • EPS (Basic): HK$0.48
  • GF Value™: HK$4.21 vs. price of HK$4.87 (15.7% above fair value)
  • GF Score™: 80/100 with 2 warning signs

No single metric tells the full story. See the HKSE:01339 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The People's Insurance Co (Group) of China Business Description

Address No. 88, West Chang’an Avenue, 1st-13th Floor, Xi Cheng District, Beijing, CHN, 100031
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
80GF Score

Get the complete analysis for HKSE:01339

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$4.87
Price
HK$4.21
GF Value