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OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
The People's Insurance Co (Group) of China OCF Yield % Explanation
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
The People's Insurance Co (Group) of China OCF Yield % Related Terms
The People's Insurance Co (Group) of China OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The People's Insurance Co (Group) of China OCF Yield % Chart
The People's Insurance Co (Group) of China Annual Data
HKSE:01339 vs CB, PGR, TRV: OCF Yield % Comparison
For the Insurance - Property & Casualty subindustry, The People's Insurance Co (Group) of China's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The People's Insurance Co (Group) of China OCF Yield % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The People's Insurance Co (Group) of China (HKSE:01339) has a OCF Yield % of 32.52 as of Sep. 12, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on The People's Insurance Co (Group) of China and its competitors. This is 11% below median its historical median of 36.46. According to the industry distribution chart, The People's Insurance Co (Group) of China ranks #51 out of 501 companies in the Insurance industry, placing it in the top 10.2%.
Is The People's Insurance Co (Group) of China's OCF Yield % too high?
The People's Insurance Co (Group) of China's current OCF Yield % of 32.52 is 11% below median its 10-year median of 36.46. The Insurance industry median OCF Yield % is 8.77. The People's Insurance Co (Group) of China's value of 32.52 is 270.8% above this industry median. Based on the distribution chart, The People's Insurance Co (Group) of China ranks #51 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, The People's Insurance Co (Group) of China has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The People's Insurance Co (Group) of China's OCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, The People's Insurance Co (Group) of China ranks #51 out of 501 companies for OCF Yield %. This places The People's Insurance Co (Group) of China in the top 10% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 8.77. The People's Insurance Co (Group) of China's value of 32.52 is 270.8% above this benchmark. While the company's 10-year median is 36.46 vs. the industry median of 8.77, The People's Insurance Co (Group) of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.77, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The People's Insurance Co (Group) of China's current OCF Yield % of 32.52 is 270.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on The People's Insurance Co (Group) of China and its competitors. For the Insurance industry, the median OCF Yield % is 8.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The People's Insurance Co (Group) of China's current OCF Yield % is 32.52, which is 11% below median its own 10-year median of 36.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The People's Insurance Co (Group) of China stock overvalued right now?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China (HKSE:01339) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$4.95, compared to a current price of HK$5.90 — trading 19.2% above its estimated fair value. The current OCF Yield % is 32.52, which is 11% below median its 10-year median of 36.46 and 270.8% above the Insurance industry median of 8.77. The People's Insurance Co (Group) of China's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For The People's Insurance Co (Group) of China (HKSE:01339), the current OCF Yield % is 32.52 as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The People's Insurance Co (Group) of China (HKSE:01339) Overvalued in 2026?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued.
The current stock price of HK$5.90 is trading 19.2% above its estimated GF Value™ of HK$4.95.
GuruFocus considers The People's Insurance Co (Group) of China to be Modestly Overvalued.
Key valuation signals for HKSE:01339:
OCF Yield %: 32.52 (11% below median its 10-year median of 36.46)
GF Value™: HK$4.95 vs. price of HK$5.90 (19.2% above fair value)
Industry Position: 270.8% above the Insurance median (#51 of 501)
No single metric tells the full story. See the HKSE:01339 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
83GF Score
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