IAUGY (Insurance Australia Group) EPS (Basic): $1.51 (TTM As of Dec. 2025)


IAUGY Insurance Australia Group Ltd IAUGY
80 GF Score
Price $28.38
GF Value $27.38
Valuation Fairly Valued
! 2 Warning Signs
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What is Insurance Australia Group EPS (Basic)?

Insurance Australia Group IAUGY +0.45% 80 EPS (Basic) is $1.51 as of Dec. 2025. GuruFocus rates IAUGY with a GF Score™ of 80/100 and a GF Value™ of $27.38 (Fairly Valued). The stock has 2 warning signs investors should review.

Insurance Australia Group's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was $0.71. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.51.

Insurance Australia Group's EPS (Diluted) for the six months ended in Dec. 2025 was $0.70. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.50.

Insurance Australia Group's EPS without NRI for the six months ended in Dec. 2025 was $0.70. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 1.50.

During the past 12 months, Insurance Australia Group's average EPS without NRIGrowth Rate was -10.90% per year. During the past 3 years, the average EPS without NRI Growth Rate was 79.20% per year. During the past 5 years, the average EPS without NRI Growth Rate was 27.50% per year. During the past 10 years, the average EPS without NRI Growth Rate was -6.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Insurance Australia Group's highest 3-Year average EPS without NRI Growth Rate was 149.00% per year. The lowest was -61.00% per year. And the median was 8.60% per year.

Insurance Australia Group  (OTCPK:IAUGY) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Insurance Australia Group EPS (Basic) Related Terms

Insurance Australia Group EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Insurance Australia Group's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insurance Australia Group EPS (Basic) Chart

Insurance Australia Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.68 0.50 1.14 1.24 1.87

Insurance Australia Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.56 0.68 1.04 0.80 0.71
IAUGY
80GF Score
Insurance Australia Group Ltd IAUGY
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Insurance Australia Group EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Insurance Australia Group's Basic EPS for the fiscal year that ended in Jun. 2025 is calculated as

Basic EPS (A: Jun. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(884.766-0)/472.800
=1.87

Insurance Australia Group's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(335.548-0)/472.600
=0.71

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $1.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $1.51 mean?
Insurance Australia Group (IAUGY) has a EPS (Basic) of $1.51 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Insurance Australia Group and its competitors.
Is Insurance Australia Group's EPS (Basic) too high?
Insurance Australia Group's current EPS (Basic) is $1.51. Overall, Insurance Australia Group has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Insurance Australia Group's EPS (Basic) compare to CB and PGR?
Insurance Australia Group's EPS (Basic) of $1.51 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for an Insurance company?
A good EPS (Basic) depends on the Insurance industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Insurance Australia Group and its competitors. Insurance Australia Group's current EPS (Basic) is $1.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insurance Australia Group stock overvalued right now?
Based on GuruFocus' analysis, Insurance Australia Group (IAUGY) is currently considered Fairly Valued. The stock's GF Value™ is $27.38, compared to a current price of $28.38 — trading 3.6% above its estimated fair value. The current EPS (Basic) is $1.51. Insurance Australia Group's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Insurance Australia Group (IAUGY), the current EPS (Basic) is $1.51 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insurance Australia Group (IAUGY) Overvalued in 2026?

Based on GuruFocus' analysis, Insurance Australia Group stock appears to be overvalued. The current stock price of $28.38 is trading 3.6% above its estimated GF Value™ of $27.38. GuruFocus considers Insurance Australia Group to be Fairly Valued.

Key valuation signals for IAUGY:

  • EPS (Basic): $1.51
  • GF Value™: $27.38 vs. price of $28.38 (3.6% above fair value)
  • GF Score™: 80/100 with 2 warning signs

No single metric tells the full story. See the IAUGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Insurance Australia Group Business Description

Address Darling Park, 201 Sussex Street, Level 13, Tower Two, Level 9, Sydney, NSW, AUS, 2000
Insurance Australia Group is the biggest domestic general insurer by gross written premiums, operating in Australia and New Zealand. The key general insurance markets in which the company operates are home and contents, motor vehicle and compulsory third party, and short-tail commercial. Insurance Australia Group sells insurance under several brands, including NRMA, CGU, SGIO, SGIC, WFI, and Swann in Australia and NZI, State, AMI, and Lumley in New Zealand.
80GF Score

Get the complete analysis for IAUGY

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.38
Price
$27.38
GF Value