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Insurance Australia GroupIAUGY +10.47%67 5-Year Yield-on-Cost % is 13.00 as of Aug. 26, 2026, which is 10% below its 10-year median of 14.50. GuruFocus rates IAUGY with a GF Score™ of 67/100 and a GF Value™ of $40.91 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 421 Insurance companies, Insurance Australia Group ranks better than 94.06% on this metric.
Insurance Australia Group (OTCPK:IAUGY) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Insurance Australia Group 5-Year Yield-on-Cost % Related Terms
IAUGY vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, Insurance Australia Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insurance Australia Group 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Insurance Australia Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Insurance Australia Group's 5-Year Yield-on-Cost % falls into.
Insurance Australia Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Insurance Australia Group (IAUGY) has a 5-Year Yield-on-Cost % of 13.00 as of Aug. 26, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Insurance Australia Group and its competitors. This is 10% below median its historical median of 14.50. Over the past decade, Insurance Australia Group's 5-Year Yield-on-Cost % has ranged from 4.85 to 25.54. According to the industry distribution chart, Insurance Australia Group ranks #25 out of 421 companies in the Insurance industry, placing it in the top 5.9%.
Is Insurance Australia Group's 5-Year Yield-on-Cost % too high?
Insurance Australia Group's current 5-Year Yield-on-Cost % of 13.00 is 10% below median its 10-year median of 14.50. Over the past 10 years, this metric has ranged from a low of 4.85 to a high of 25.54. The Insurance industry median 5-Year Yield-on-Cost % is 3.86. Insurance Australia Group's value of 13.00 is 236.8% above this industry median. Based on the distribution chart, Insurance Australia Group ranks #25 out of 421 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Insurance Australia Group has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insurance Australia Group's 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, Insurance Australia Group ranks #25 out of 421 companies for 5-Year Yield-on-Cost %. This places Insurance Australia Group in the top 6% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.86. Insurance Australia Group's value of 13.00 is 236.8% above this benchmark. Historically, Insurance Australia Group's own 5-Year Yield-on-Cost % has ranged from 4.85 to 25.54 over the past decade. While the company's 10-year median is 14.50 vs. the industry median of 3.86, Insurance Australia Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.86, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insurance Australia Group's current 5-Year Yield-on-Cost % of 13.00 is 236.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Insurance Australia Group and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insurance Australia Group's current 5-Year Yield-on-Cost % is 13.00, which is 10% below median its own 10-year median of 14.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insurance Australia Group stock overvalued right now?
Based on GuruFocus' analysis, Insurance Australia Group (IAUGY) is currently considered Modestly Undervalued. The stock's GF Value™ is $40.91, compared to a current price of $30.45 — trading 25.6% below its estimated fair value. The current 5-Year Yield-on-Cost % is 13.00, which is 10% below median its 10-year median of 14.50 and 236.8% above the Insurance industry median of 3.86. Insurance Australia Group's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Insurance Australia Group (IAUGY), the current 5-Year Yield-on-Cost % is 13.00 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insurance Australia Group (IAUGY) Overvalued in 2026?
Based on GuruFocus' analysis, Insurance Australia Group stock appears to be undervalued.
The current stock price of $30.45 is trading 25.6% below its estimated GF Value™ of $40.91.
GuruFocus considers Insurance Australia Group to be Modestly Undervalued.
Key valuation signals for IAUGY:
5-Year Yield-on-Cost %: 13.00 (10% below median its 10-year median of 14.50)
GF Value™: $40.91 vs. price of $30.45 (25.6% below fair value)
Industry Position: 236.8% above the Insurance median (#25 of 421)
No single metric tells the full story. See the IAUGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insurance Australia Group is the biggest domestic general insurer by gross written premiums, operating in Australia and New Zealand. The key general insurance markets in which the company operates are home and contents, motor vehicle and compulsory third party, and short-tail commercial. Insurance Australia Group sells insurance under several brands, including NRMA, CGU, SGIO, SGIC, WFI, and Swann in Australia and NZI, State, AMI, and Lumley in New Zealand.
67GF Score
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