MCBS (MetroCity Bankshares) EPS (Basic): $2.81 (TTM As of Mar. 2026)

What is MetroCity Bankshares EPS (Basic)?

MetroCity Bankshares MCBS -0.26% 70 EPS (Basic) is $2.81 as of Mar. 2026. GuruFocus rates MCBS with a GF Score™ of 70/100 and a GF Value™ of $33.69 (Fairly Valued). The stock has 5 warning signs investors should review.

MetroCity Bankshares's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $0.78. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.81.

MetroCity Bankshares's EPS (Diluted) for the three months ended in Mar. 2026 was $0.77. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.77.

MetroCity Bankshares's EPS without NRI for the three months ended in Mar. 2026 was $0.81. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 2.81.

During the past 12 months, MetroCity Bankshares's average EPS without NRIGrowth Rate was 9.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was 4.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was 10.10% per year. During the past 10 years, the average EPS without NRI Growth Rate was 13.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 11 years, MetroCity Bankshares's highest 3-Year average EPS without NRI Growth Rate was 34.00% per year. The lowest was 1.80% per year. And the median was 11.35% per year.

MetroCity Bankshares (NAS:MCBS) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

MetroCity Bankshares EPS (Basic) Related Terms

MetroCity Bankshares EPS (Basic) Historical Data

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The historical data trend for MetroCity Bankshares's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MetroCity Bankshares EPS (Basic) Chart

MetroCity Bankshares Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

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2.41

2.46

2.05

2.55

2.66

MetroCity Bankshares Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															0.64	0.66	0.68	0.69	0.78

70GF Score

MetroCity Bankshares Inc MCBS

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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MetroCity Bankshares EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

MetroCity Bankshares's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(68.532	-	0)	/	25.734
	=	2.66

MetroCity Bankshares's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(22.314	-	0)	/	28.780
	=	0.78

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.81

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of $2.81 mean?

MetroCity Bankshares (MCBS) has a EPS (Basic) of $2.81 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on MetroCity Bankshares and its competitors.

Is MetroCity Bankshares' EPS (Basic) too high?

MetroCity Bankshares' current EPS (Basic) is $2.81. Overall, MetroCity Bankshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does MetroCity Bankshares' EPS (Basic) compare to BFST and FMCB?

MetroCity Bankshares' EPS (Basic) of $2.81 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Banks company?

A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on MetroCity Bankshares and its competitors. MetroCity Bankshares's current EPS (Basic) is $2.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is MetroCity Bankshares stock overvalued right now?

Based on GuruFocus' analysis, MetroCity Bankshares (MCBS) is currently considered Fairly Valued. The stock's GF Value™ is $33.69, compared to a current price of $35.08 — trading 4.1% above its estimated fair value. The current EPS (Basic) is $2.81. MetroCity Bankshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For MetroCity Bankshares (MCBS), the current EPS (Basic) is $2.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MetroCity Bankshares (MCBS) Overvalued in 2026?

Based on GuruFocus' analysis, MetroCity Bankshares stock appears to be overvalued. The current stock price of $35.08 is trading 4.1% above its estimated GF Value™ of $33.69. GuruFocus considers MetroCity Bankshares to be Fairly Valued.

Key valuation signals for MCBS:

EPS (Basic): $2.81
GF Value™: $33.69 vs. price of $35.08 (4.1% above fair value)
GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the MCBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MetroCity Bankshares Business Description

Industry Financial Services Banks

Comparable Companies BFST FMCB ESQ EQBK HBNC MBWM AMTB CCNE CFFN TRST SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Other Exchanges 7IR:Germany

Address 5114 Buford Highway, Doraville, GA, USA, 30340

Website https://www.metrocitybank.com

MetroCity Bankshares Inc is a bank holding company. Through its banking subsidiary, it operates as a full-service commercial bank focused on delivering various financial products and services to the small-to medium-sized businesses and individuals in its markets, including many customers in diverse and multi-ethnic communities in metropolitan markets in the Eastern U.S., Texas and California. The company provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers, and a variety of other banking services. The majority of its revenue is generated in the form of interest income.

70GF Score

Get the complete analysis for MCBS

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.08

Price

$33.69

GF Value

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