MetroCity BanksharesMCBS +2.76%70 FCF Yield % is 6.71 as of Jul. 02, 2026, which is 46% below its 10-year median of 12.47. GuruFocus rates MCBS with a GF Score™ of 70/100 and a GF Value™ of $33.80 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, MetroCity Bankshares ranks worse than 56.21% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
MetroCity Bankshares FCF Yield % Related Terms
MetroCity Bankshares FCF Yield % Historical Data
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The historical data trend for MetroCity Bankshares's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MetroCity Bankshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MetroCity Bankshares FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, MetroCity Bankshares's FCF Yield % distribution charts can be found below:
* The bar in red indicates where MetroCity Bankshares's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MetroCity Bankshares (MCBS) has a FCF Yield % of 6.71 as of Jul. 02, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on MetroCity Bankshares and its competitors. This is 46% below median its historical median of 12.47. According to the industry distribution chart, MetroCity Bankshares ranks #846 out of 1505 companies in the Banks industry, placing it in the top 56.2%.
Is MetroCity Bankshares' FCF Yield % too high?
MetroCity Bankshares' current FCF Yield % of 6.71 is 46% below median its 10-year median of 12.47. The Banks industry median FCF Yield % is 8.09. MetroCity Bankshares' value of 6.71 is 17.1% below this industry median. Based on the distribution chart, MetroCity Bankshares ranks #846 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, MetroCity Bankshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MetroCity Bankshares' FCF Yield % compare to EQBK and ESQ?
According to the Banks industry distribution chart, MetroCity Bankshares ranks #846 out of 1505 companies for FCF Yield %. This places MetroCity Bankshares in the lower half of its industry. The industry median FCF Yield % is 8.09. MetroCity Bankshares' value of 6.71 is 17.1% below this benchmark. While the company's 10-year median is 12.47 vs. the industry median of 8.09, MetroCity Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.09, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MetroCity Bankshares's current FCF Yield % of 6.71 is 17.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on MetroCity Bankshares and its competitors. For the Banks industry, the median FCF Yield % is 8.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MetroCity Bankshares's current FCF Yield % is 6.71, which is 46% below median its own 10-year median of 12.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MetroCity Bankshares stock overvalued right now?
Based on GuruFocus' analysis, MetroCity Bankshares (MCBS) is currently considered Fairly Valued. The stock's GF Value™ is $33.80, compared to a current price of $36.92 — trading 9.2% above its estimated fair value. The current FCF Yield % is 6.71, which is 46% below median its 10-year median of 12.47 and 17.1% below the Banks industry median of 8.09. MetroCity Bankshares' overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For MetroCity Bankshares (MCBS), the current FCF Yield % is 6.71 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MetroCity Bankshares (MCBS) Overvalued in 2026?
Based on GuruFocus' analysis, MetroCity Bankshares stock appears to be overvalued.
The current stock price of $36.92 is trading 9.2% above its estimated GF Value™ of $33.80.
GuruFocus considers MetroCity Bankshares to be Fairly Valued.
Key valuation signals for MCBS:
FCF Yield %: 6.71 (46% below median its 10-year median of 12.47)
GF Value™: $33.80 vs. price of $36.92 (9.2% above fair value)
Industry Position: 17.1% below the Banks median (#846 of 1505)
No single metric tells the full story. See the MCBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MetroCity Bankshares Inc is a bank holding company. Through its banking subsidiary, it operates as a full-service commercial bank focused on delivering various financial products and services to the small-to medium-sized businesses and individuals in its markets, including many customers in diverse and multi-ethnic communities in metropolitan markets in the Eastern U.S., Texas and California. The company provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers, and a variety of other banking services. The majority of its revenue is generated in the form of interest income.
70GF Score
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