MetroCity BanksharesMCBS +1.08%70 Dividend Yield % is 2.93% as of Jun. 26, 2026, which is 6% above its 10-year median of 2.76. GuruFocus rates MCBS with a GF Score™ of 70/100 and a GF Value™ of $33.69 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,252 Banks companies, MetroCity Bankshares ranks worse than 50.88% on this metric.
As of today (2026-06-26), the Trailing Annual Dividend Yield of MetroCity Bankshares is 2.93%.
Warning Sign:
MetroCity Bankshares Inc stock Dividend Yield % is close to 1-year low.
The historical rank and industry rank for MetroCity Bankshares's Dividend Yield % or its related term are showing as below:
MCBS'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.5 Med: 2.76 Max: 4.94
Current: 2.93
During the past 11 years, the highest Dividend Yield of MetroCity Bankshares was 4.94%. The lowest was 0.50%. And the median was 2.76%.
MCBS's Dividend Yield % is ranked worse than 50.88% of 1252
companies
in the Banks industry
Industry Median: 3.03
vs MCBS: 2.93
During the past 12 months, MetroCity Bankshares's average Dividends Per Share Growth Rate was 14.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 17.00% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 19.80% per year.
During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of MetroCity Bankshares was 31.70% per year. The lowest was 6.60% per year. And the median was 19.30% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
MetroCity Bankshares Dividend Yield % Related Terms
MetroCity Bankshares Dividend Yield % Historical Data
* Premium members only.
The historical data trend for MetroCity Bankshares's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MCBS vs BFST, FMCB, ESQ: Dividend Yield % Comparison
For the Banks - Regional subindustry, MetroCity Bankshares's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MetroCity Bankshares Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, MetroCity Bankshares's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where MetroCity Bankshares's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
MetroCity Bankshares Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.290000
2026-04-29
2026-04-29
2026-05-08
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.250000
2026-02-04
2026-02-04
2026-02-13
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.250000
2025-10-29
2025-10-29
2025-11-07
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.250000
2025-07-30
2025-07-30
2025-08-08
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
MetroCity Bankshares's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MetroCity Bankshares (MCBS) has a Dividend Yield % of 2.93% as of Jun. 26, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on MetroCity Bankshares and its competitors. This is near median its historical median of 2.76. Over the past decade, MetroCity Bankshares' Dividend Yield % has ranged from 0.50 to 4.94. According to the industry distribution chart, MetroCity Bankshares ranks #637 out of 1252 companies in the Banks industry, placing it in the top 50.9%.
Is MetroCity Bankshares' Dividend Yield % too high?
MetroCity Bankshares' current Dividend Yield % of 2.93% is near median its 10-year median of 2.76. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 4.94. The Banks industry median Dividend Yield % is 3.03. MetroCity Bankshares' value of 2.93% is 3.3% below this industry median. Based on the distribution chart, MetroCity Bankshares ranks #637 out of 1252 companies in the Banks industry, which is below the industry midpoint. Overall, MetroCity Bankshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MetroCity Bankshares' Dividend Yield % compare to BFST and FMCB?
According to the Banks industry distribution chart, MetroCity Bankshares ranks #637 out of 1252 companies for Dividend Yield %. This places MetroCity Bankshares in the lower half of its industry. The industry median Dividend Yield % is 3.03. MetroCity Bankshares' value of 2.93% is 3.3% below this benchmark. Historically, MetroCity Bankshares' own Dividend Yield % has ranged from 0.50 to 4.94 over the past decade. While the company's 10-year median is 2.76 vs. the industry median of 3.03, MetroCity Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MetroCity Bankshares's current Dividend Yield % of 2.93% is 3.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on MetroCity Bankshares and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MetroCity Bankshares's current Dividend Yield % is 2.93%, which is near median its own 10-year median of 2.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MetroCity Bankshares stock overvalued right now?
Based on GuruFocus' analysis, MetroCity Bankshares (MCBS) is currently considered Fairly Valued. The stock's GF Value™ is $33.69, compared to a current price of $35.46 — trading 5.3% above its estimated fair value. The current Dividend Yield % is 2.93%, which is near median its 10-year median of 2.76 and 3.3% below the Banks industry median of 3.03. MetroCity Bankshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For MetroCity Bankshares (MCBS), the current Dividend Yield % is 2.93% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MetroCity Bankshares (MCBS) Overvalued in 2026?
Based on GuruFocus' analysis, MetroCity Bankshares stock appears to be overvalued.
The current stock price of $35.46 is trading 5.3% above its estimated GF Value™ of $33.69.
GuruFocus considers MetroCity Bankshares to be Fairly Valued.
Key valuation signals for MCBS:
Dividend Yield %: 2.93% (near median its 10-year median of 2.76)
GF Value™: $33.69 vs. price of $35.46 (5.3% above fair value)
Industry Position: 3.3% below the Banks median (#637 of 1252)
No single metric tells the full story. See the MCBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MetroCity Bankshares Inc is a bank holding company. Through its banking subsidiary, it operates as a full-service commercial bank focused on delivering various financial products and services to the small-to medium-sized businesses and individuals in its markets, including many customers in diverse and multi-ethnic communities in metropolitan markets in the Eastern U.S., Texas and California. The company provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers, and a variety of other banking services. The majority of its revenue is generated in the form of interest income.
70GF Score
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