CPKF (Chesapeake Financial Shares) EPS (Diluted): $4.22 (TTM As of Mar. 2026)

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CPKF Chesapeake Financial Shares Inc CPKF
52 GF Score
Price $37.78
GF Value $25.29
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Chesapeake Financial Shares EPS (Diluted)?

Chesapeake Financial Shares CPKF 52 EPS (Diluted) is $4.22 as of Mar. 2026. GuruFocus rates CPKF with a GF Score™ of 52/100 and a GF Value™ of $25.29 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Chesapeake Financial Shares's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $1.15. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.22.

Chesapeake Financial Shares's EPS (Basic) for the three months ended in Mar. 2026 was $1.15. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.22.

Chesapeake Financial Shares's EPS without NRI for the three months ended in Mar. 2026 was $1.15. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $4.21.

During the past 12 months, Chesapeake Financial Shares's average EPS without NRIGrowth Rate was 353.10% per year. During the past 3 years, the average EPS without NRIGrowth Rate was -18.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was -6.20% per year. During the past 10 years, the average EPS without NRI Growth Rate was 5.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Chesapeake Financial Shares's highest 3-Year average EPS without NRI Growth Rate was 19.50% per year. The lowest was -18.40% per year. And the median was 10.65% per year.


Chesapeake Financial Shares  (OTCPK:CPKF) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Chesapeake Financial Shares EPS (Diluted) Related Terms


Chesapeake Financial Shares EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for Chesapeake Financial Shares's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chesapeake Financial Shares EPS (Diluted) Chart

Chesapeake Financial Shares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.11 3.73 2.15 2.42 2.12

Chesapeake Financial Shares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.94 0.67 1.03 1.37 1.15

CPKF vs FGFH, ECBK, SBKO: EPS (Diluted) Comparison

For the Banks - Regional subindustry, Chesapeake Financial Shares's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chesapeake Financial Shares PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Chesapeake Financial Shares's PE Ratio distribution charts can be found below:

* The bar in red indicates where Chesapeake Financial Shares's PE Ratio falls into.


CPKF
52GF Score
Chesapeake Financial Shares Inc CPKF
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chesapeake Financial Shares EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

Chesapeake Financial Shares's Diluted EPS for the fiscal year that ended in Dec. 2025 is calculated as

Diluted EPS (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(10-0)/4.717
=2.12

Chesapeake Financial Shares's Diluted EPS for the quarter that ended in Mar. 2026 is calculated as

Diluted EPS (Q: Mar. 2026 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(5.391-0)/4.700
=1.15

EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of $4.22 mean?
Chesapeake Financial Shares (CPKF) has a EPS (Diluted) of $4.22 as of Mar. 2026. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Chesapeake Financial Shares and its competitors.
Is Chesapeake Financial Shares' EPS (Diluted) too high?
Chesapeake Financial Shares' current EPS (Diluted) is $4.22. Overall, Chesapeake Financial Shares has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chesapeake Financial Shares' EPS (Diluted) compare to FGFH and ECBK?
Chesapeake Financial Shares' EPS (Diluted) of $4.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Banks company?
A good EPS (Diluted) depends on the Banks industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Chesapeake Financial Shares and its competitors. Chesapeake Financial Shares's current EPS (Diluted) is $4.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chesapeake Financial Shares stock overvalued right now?
Based on GuruFocus' analysis, Chesapeake Financial Shares (CPKF) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.29, compared to a current price of $37.78 — trading 49.4% above its estimated fair value. The current EPS (Diluted) is $4.22. Chesapeake Financial Shares' overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For Chesapeake Financial Shares (CPKF), the current EPS (Diluted) is $4.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chesapeake Financial Shares (CPKF) Overvalued in 2026?

Based on GuruFocus' analysis, Chesapeake Financial Shares stock appears to be overvalued. The current stock price of $37.78 is trading 49.4% above its estimated GF Value™ of $25.29. GuruFocus considers Chesapeake Financial Shares to be Significantly Overvalued.

Key valuation signals for CPKF:

  • EPS (Diluted): $4.22
  • GF Value™: $25.29 vs. price of $37.78 (49.4% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the CPKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chesapeake Financial Shares Business Description

Address 35 School Street, P.O. Box 1419, Kilmarnock, VA, USA, 22482
Chesapeake Financial Shares Inc is engaged in the business of full-service lending, providing deposit services to individuals and businesses and offering brokerage, trust, and real estate management services. The company's loan portfolio includes Commercial and industrial, Commercial real estate, Construction, land development & other land loans, Residential first mortgages, Home equity loans/lines of credit and Consumer loans. The company operates through its network of branches located throughout the Northern Neck, Middle Peninsula and Richmond areas of Virginia.
52GF Score

Get the complete analysis for CPKF

EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.78
Price
$25.29
GF Value