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Chesapeake Financial SharesCPKF 52 5-Year Yield-on-Cost % is 2.34 as of Jul. 20, 2026, which is 18% below its 10-year median of 2.84. GuruFocus rates CPKF with a GF Score™ of 52/100 and a GF Value™ of $25.30 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,255 Banks companies, Chesapeake Financial Shares ranks worse than 76.57% on this metric.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Chesapeake Financial Shares 5-Year Yield-on-Cost % Related Terms
CPKF vs FGFH, ECBK, SBKO: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Chesapeake Financial Shares's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chesapeake Financial Shares 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Chesapeake Financial Shares's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Chesapeake Financial Shares's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Chesapeake Financial Shares (CPKF) has a 5-Year Yield-on-Cost % of 2.34 as of Jul. 20, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Chesapeake Financial Shares and its competitors. This is 18% below median its historical median of 2.84. Over the past decade, Chesapeake Financial Shares' 5-Year Yield-on-Cost % has ranged from 2.13 to 4.81. According to the industry distribution chart, Chesapeake Financial Shares ranks #961 out of 1255 companies in the Banks industry, placing it in the top 76.6%.
Is Chesapeake Financial Shares' 5-Year Yield-on-Cost % too high?
Chesapeake Financial Shares' current 5-Year Yield-on-Cost % of 2.34 is 18% below median its 10-year median of 2.84. Over the past 10 years, this metric has ranged from a low of 2.13 to a high of 4.81. The Banks industry median 5-Year Yield-on-Cost % is 3.86. Chesapeake Financial Shares' value of 2.34 is 39.4% below this industry median. Based on the distribution chart, Chesapeake Financial Shares ranks #961 out of 1255 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Chesapeake Financial Shares has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chesapeake Financial Shares' 5-Year Yield-on-Cost % compare to FGFH and ECBK?
According to the Banks industry distribution chart, Chesapeake Financial Shares ranks #961 out of 1255 companies for 5-Year Yield-on-Cost %. This places Chesapeake Financial Shares in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. Chesapeake Financial Shares' value of 2.34 is 39.4% below this benchmark. Historically, Chesapeake Financial Shares' own 5-Year Yield-on-Cost % has ranged from 2.13 to 4.81 over the past decade. While the company's 10-year median is 2.84 vs. the industry median of 3.86, Chesapeake Financial Shares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chesapeake Financial Shares's current 5-Year Yield-on-Cost % of 2.34 is 39.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Chesapeake Financial Shares and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chesapeake Financial Shares's current 5-Year Yield-on-Cost % is 2.34, which is 18% below median its own 10-year median of 2.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chesapeake Financial Shares stock overvalued right now?
Based on GuruFocus' analysis, Chesapeake Financial Shares (CPKF) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.30, compared to a current price of $37.78 — trading 49.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.34, which is 18% below median its 10-year median of 2.84 and 39.4% below the Banks industry median of 3.86. Chesapeake Financial Shares' overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Chesapeake Financial Shares (CPKF), the current 5-Year Yield-on-Cost % is 2.34 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chesapeake Financial Shares (CPKF) Overvalued in 2026?
Based on GuruFocus' analysis, Chesapeake Financial Shares stock appears to be overvalued.
The current stock price of $37.78 is trading 49.3% above its estimated GF Value™ of $25.30.
GuruFocus considers Chesapeake Financial Shares to be Significantly Overvalued.
Key valuation signals for CPKF:
5-Year Yield-on-Cost %: 2.34 (18% below median its 10-year median of 2.84)
GF Value™: $25.30 vs. price of $37.78 (49.3% above fair value)
Industry Position: 39.4% below the Banks median (#961 of 1255)
No single metric tells the full story. See the CPKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chesapeake Financial Shares Inc is engaged in the business of full-service lending, providing deposit services to individuals and businesses and offering brokerage, trust, and real estate management services. The company's loan portfolio includes Commercial and industrial, Commercial real estate, Construction, land development & other land loans, Residential first mortgages, Home equity loans/lines of credit and Consumer loans. The company operates through its network of branches located throughout the Northern Neck, Middle Peninsula and Richmond areas of Virginia.
52GF Score
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