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Chesapeake Financial SharesCPKF 52 PS Ratio is 2.10 as of Jul. 20, 2026, which is 2% below its 10-year median of 2.14. GuruFocus rates CPKF with a GF Score™ of 52/100 and a GF Value™ of $25.30 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,514 Banks companies, Chesapeake Financial Shares ranks better than 72.72% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Chesapeake Financial Shares's share price is $37.78.
Chesapeake Financial Shares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $18.01. Hence, Chesapeake Financial Shares's PS Ratio for today is 2.10.
Warning Sign:
Chesapeake Financial Shares Inc stock PS Ratio (=2.1) is close to 3-year high of 2.13.
The historical rank and industry rank for Chesapeake Financial Shares's PS Ratio or its related term are showing as below:
CPKF'
s PS Ratio Range Over the Past 10 Years
Min: 1.25 Med: 2.14 Max: 2.9
Current: 2.1
During the past 13 years, Chesapeake Financial Shares's highest PS Ratio was 2.90. The lowest was 1.25. And the median was 2.14.
CPKF's PS Ratio is ranked better than 72.72% of 1514
companies
in the Banks industry
Industry Median: 3.03
vs CPKF: 2.10
Chesapeake Financial Shares Inc has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Chesapeake Financial Shares was 38.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 2.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 6.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 7.40% per year.
During the past 13 years, Chesapeake Financial Shares's highest 3-Year average Revenue per Share Growth Rate was 46.00% per year. The lowest was -0.50% per year. And the median was 7.50% per year.
Back to Basics: PS Ratio
Chesapeake Financial Shares (OTCPK:CPKF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Chesapeake Financial Shares PS Ratio Related Terms
Chesapeake Financial Shares PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Chesapeake Financial Shares's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chesapeake Financial Shares PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Chesapeake Financial Shares's PS Ratio distribution charts can be found below:
* The bar in red indicates where Chesapeake Financial Shares's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Chesapeake Financial Shares's Share Price of today is $37.78. Chesapeake Financial Shares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $18.01.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Chesapeake Financial Shares (CPKF) has a PS Ratio of 2.10 as of Jul. 20, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Chesapeake Financial Shares and its competitors. This is near median its historical median of 2.14. Over the past decade, Chesapeake Financial Shares' PS Ratio has ranged from 1.25 to 2.90. According to the industry distribution chart, Chesapeake Financial Shares ranks #413 out of 1514 companies in the Banks industry, placing it in the top 27.3%.
Is Chesapeake Financial Shares' PS Ratio too high?
Chesapeake Financial Shares' current PS Ratio of 2.10 is near median its 10-year median of 2.14. Over the past 10 years, this metric has ranged from a low of 1.25 to a high of 2.90. The Banks industry median PS Ratio is 3.03. Chesapeake Financial Shares' value of 2.10 is 30.7% below this industry median. Based on the distribution chart, Chesapeake Financial Shares ranks #413 out of 1514 companies in the Banks industry, which is above the industry midpoint. Overall, Chesapeake Financial Shares has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chesapeake Financial Shares' PS Ratio compare to FGFH and ECBK?
According to the Banks industry distribution chart, Chesapeake Financial Shares ranks #413 out of 1514 companies for PS Ratio. This puts Chesapeake Financial Shares in the upper half of its industry. The industry median PS Ratio is 3.03. Chesapeake Financial Shares' value of 2.10 is 30.7% below this benchmark. Historically, Chesapeake Financial Shares' own PS Ratio has ranged from 1.25 to 2.90 over the past decade. While the company's 10-year median is 2.14 vs. the industry median of 3.03, Chesapeake Financial Shares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.03, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chesapeake Financial Shares's current PS Ratio of 2.10 is 30.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Chesapeake Financial Shares and its competitors. For the Banks industry, the median PS Ratio is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chesapeake Financial Shares's current PS Ratio is 2.10, which is near median its own 10-year median of 2.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chesapeake Financial Shares stock overvalued right now?
Based on GuruFocus' analysis, Chesapeake Financial Shares (CPKF) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.30, compared to a current price of $37.78 — trading 49.3% above its estimated fair value. The current PS Ratio is 2.10, which is near median its 10-year median of 2.14 and 30.7% below the Banks industry median of 3.03. Chesapeake Financial Shares' overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Chesapeake Financial Shares (CPKF), the current PS Ratio is 2.10 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chesapeake Financial Shares (CPKF) Overvalued in 2026?
Based on GuruFocus' analysis, Chesapeake Financial Shares stock appears to be overvalued.
The current stock price of $37.78 is trading 49.3% above its estimated GF Value™ of $25.30.
GuruFocus considers Chesapeake Financial Shares to be Significantly Overvalued.
Key valuation signals for CPKF:
PS Ratio: 2.10 (near median its 10-year median of 2.14)
GF Value™: $25.30 vs. price of $37.78 (49.3% above fair value)
Industry Position: 30.7% below the Banks median (#413 of 1514)
No single metric tells the full story. See the CPKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chesapeake Financial Shares Inc is engaged in the business of full-service lending, providing deposit services to individuals and businesses and offering brokerage, trust, and real estate management services. The company's loan portfolio includes Commercial and industrial, Commercial real estate, Construction, land development & other land loans, Residential first mortgages, Home equity loans/lines of credit and Consumer loans. The company operates through its network of branches located throughout the Northern Neck, Middle Peninsula and Richmond areas of Virginia.
52GF Score
Get the complete analysis for CPKF
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