Sai Gon - Hanoi Commercial Joint Stock Bank's earnings per share without non-recurring items for the
three
months ended in Mar. 2026 was ₫798.00.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was ₫2,612.72.
During the past 12 months, Sai Gon - Hanoi Commercial Joint Stock Bank's average earnings per share (NRI) Growth Rate was 26.30% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was 15.70% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was 20.80% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was 29.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
STC:SHB'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -73.7 Med: 18.5 Max: 200.7
Current: 15.7
During the past 13 years, Sai Gon - Hanoi Commercial Joint Stock Bank's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 200.70% per year. The lowest was -73.70% per year. And the median was 18.50% per year.
STC:SHB's 3-Year EPS without NRI Growth Rate is ranked better than 69.48% of 1412
companies
in the Banks industry
Industry Median: 7.3
vs STC:SHB: 15.70
Sai Gon - Hanoi Commercial Joint Stock Bank (STC:SHB) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Sai Gon - Hanoi Commercial Joint Stock Bank EPS without NRI Related Terms
Sai Gon - Hanoi Commercial Joint Stock Bank EPS without NRI Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sai Gon - Hanoi Commercial Joint Stock Bank EPS without NRI Chart
Sai Gon - Hanoi Commercial Joint Stock Bank Annual Data
Sai Gon - Hanoi Commercial Joint Stock Bank EPS without NRI Competitor Comparison
For the Banks - Regional subindustry, Sai Gon - Hanoi Commercial Joint Stock Bank's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sai Gon - Hanoi Commercial Joint Stock Bank PE Ratio without NRI vs Banks Industry
Sai Gon - Hanoi Commercial Joint Stock Bank EPS without NRI Calculation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫2,612.72
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sai Gon - Hanoi Commercial Joint Stock Bank (STC:SHB) has a EPS without NRI of ₫2,612.72 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Sai Gon - Hanoi Commercial Joint Stock Bank and its competitors. According to the industry distribution chart, Sai Gon - Hanoi Commercial Joint Stock Bank ranks #431 out of 1412 companies in the Banks industry, placing it in the top 30.5%.
Is Sai Gon - Hanoi Commercial Joint Stock Bank's EPS without NRI too high?
Sai Gon - Hanoi Commercial Joint Stock Bank's current EPS without NRI is ₫2,612.72. Based on the distribution chart, Sai Gon - Hanoi Commercial Joint Stock Bank ranks #431 out of 1412 companies in the Banks industry, which is above the industry midpoint. Overall, Sai Gon - Hanoi Commercial Joint Stock Bank has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sai Gon - Hanoi Commercial Joint Stock Bank's EPS without NRI compare to competitors?
According to the Banks industry distribution chart, Sai Gon - Hanoi Commercial Joint Stock Bank ranks #431 out of 1412 companies for EPS without NRI. This puts Sai Gon - Hanoi Commercial Joint Stock Bank in the upper half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Sai Gon - Hanoi Commercial Joint Stock Bank and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sai Gon - Hanoi Commercial Joint Stock Bank's current EPS without NRI is ₫2,612.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sai Gon - Hanoi Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Sai Gon - Hanoi Commercial Joint Stock Bank (STC:SHB) is currently considered Fairly Valued. The stock's GF Value™ is ₫14,336.39, compared to a current price of ₫13,650.00 — trading 4.8% below its estimated fair value. The current EPS without NRI is ₫2,612.72. Sai Gon - Hanoi Commercial Joint Stock Bank's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Sai Gon - Hanoi Commercial Joint Stock Bank (STC:SHB), the current EPS without NRI is ₫2,612.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sai Gon - Hanoi Commercial Joint Stock Bank (STC:SHB) Overvalued in 2026?
Based on GuruFocus' analysis, Sai Gon - Hanoi Commercial Joint Stock Bank stock appears to be undervalued.
The current stock price of ₫13,650.00 is trading 4.8% below its estimated GF Value™ of ₫14,336.39.
GuruFocus considers Sai Gon - Hanoi Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for STC:SHB:
EPS without NRI: ₫2,612.72
GF Value™: ₫14,336.39 vs. price of ₫13,650.00 (4.8% below fair value)
No single metric tells the full story. See the STC:SHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sai Gon - Hanoi Commercial Joint Stock Bank Business Description
Sai Gon - Hanoi Commercial Joint Stock Bank is a Vietnam-based banking corporation. It offers various banking services to its customers, including retail banking, corporate banking, and other banking-related services. Its products and services include savings, current accounts, money transfer services, E-banking, guarantee service, and forex trading and treasury services. It also provides credit in the form of car loans, rubber loans, agricultural product loans, business overdrafts, and medium and long-term loans and credit facilities. The company operates in four reportable segments: credit, investment, services, and treasury. The primary source of its revenue is interest income, commission, and fees received by providing advisory and financial services to the customer.
68GF Score
Get the complete analysis for STC:SHB
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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