Sai Gon - Hanoi Commercial Joint Stock Bank (STC:SHB) Cyclically Adjusted Revenue per Share: ₫4,340.13 (As of Mar. 2026)


STC:SHB Sai Gon - Hanoi Commercial Joint Stock Bank STC:SHB
68 GF Score
Price ₫13,400.00
GF Value ₫14,354.03
Valuation Fairly Valued
! 1 Warning Sign
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What is Sai Gon - Hanoi Commercial Joint Stock Bank Cyclically Adjusted Revenue per Share?

Sai Gon - Hanoi Commercial Joint Stock Bank STC:SHB 68 Cyclically Adjusted Revenue per Share is ₫4,340.13 as of Mar. 2026. GuruFocus rates STC:SHB with a GF Score™ of 68/100 and a GF Value™ of ₫14,354.03 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Sai Gon - Hanoi Commercial Joint Stock Bank's adjusted revenue per share for the three months ended in Mar. 2026 was ₫1,600.483. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is ₫4,340.13 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Sai Gon - Hanoi Commercial Joint Stock Bank's average Cyclically Adjusted Revenue Growth Rate was 16.10% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 15.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Sai Gon - Hanoi Commercial Joint Stock Bank was 15.90% per year. The lowest was 15.70% per year. And the median was 15.80% per year.

As of today (2026-07-09), Sai Gon - Hanoi Commercial Joint Stock Bank's current stock price is ₫13400.00. Sai Gon - Hanoi Commercial Joint Stock Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₫4,340.13. Sai Gon - Hanoi Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio of today is 3.09.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Sai Gon - Hanoi Commercial Joint Stock Bank was 6.54. The lowest was 2.19. And the median was 3.09.


Sai Gon - Hanoi Commercial Joint Stock Bank  (STC:SHB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Sai Gon - Hanoi Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=13400.00/4340.13
=3.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Sai Gon - Hanoi Commercial Joint Stock Bank was 6.54. The lowest was 2.19. And the median was 3.09.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Sai Gon - Hanoi Commercial Joint Stock Bank Cyclically Adjusted Revenue per Share Related Terms


Sai Gon - Hanoi Commercial Joint Stock Bank Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Sai Gon - Hanoi Commercial Joint Stock Bank's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sai Gon - Hanoi Commercial Joint Stock Bank Cyclically Adjusted Revenue per Share Chart

Sai Gon - Hanoi Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,306.65 2,674.12 3,119.70 3,592.60 4,145.29

Sai Gon - Hanoi Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,739.84 3,962.30 4,082.13 4,145.29 4,340.13

Sai Gon - Hanoi Commercial Joint Stock Bank Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, Sai Gon - Hanoi Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sai Gon - Hanoi Commercial Joint Stock Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Sai Gon - Hanoi Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Sai Gon - Hanoi Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio falls into.


STC:SHB
68GF Score
Sai Gon - Hanoi Commercial Joint Stock Bank STC:SHB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sai Gon - Hanoi Commercial Joint Stock Bank Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sai Gon - Hanoi Commercial Joint Stock Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1600.483/330.2130*330.2130
=1,600.483

Current CPI (Mar. 2026) = 330.2130.

Sai Gon - Hanoi Commercial Joint Stock Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 281.580 241.018 385.786
201609 431.201 241.428 589.775
201612 424.016 241.432 579.938
201703 308.248 243.801 417.502
201706 370.410 244.955 499.333
201709 508.959 246.819 680.924
201712 640.113 246.524 857.416
201803 354.026 249.554 468.452
201806 409.225 251.989 536.259
201809 367.108 252.439 480.210
201812 825.411 251.233 1,084.895
201903 442.305 254.202 574.562
201906 554.318 256.143 714.613
201909 717.282 256.759 922.483
201912 970.206 256.974 1,246.720
202003 521.385 258.115 667.021
202006 681.841 257.797 873.372
202009 1,087.982 260.280 1,380.305
202012 1,470.058 260.474 1,863.650
202103 888.270 264.877 1,107.376
202106 1,799.677 271.696 2,187.286
202109 1,010.812 274.310 1,216.810
202112 1,184.073 278.802 1,402.416
202203 1,024.440 287.504 1,176.622
202206 1,014.302 296.311 1,130.352
202209 1,158.053 296.808 1,288.389
202212 865.759 296.797 963.234
202303 1,347.705 301.836 1,474.409
202306 956.031 305.109 1,034.692
202309 1,000.738 307.789 1,073.647
202312 1,171.877 306.746 1,261.529
202403 1,267.993 312.332 1,340.586
202406 953.004 314.175 1,001.653
202409 827.143 315.301 866.262
202412 2,060.291 315.605 2,155.653
202503 1,298.631 319.799 1,340.920
202506 2,224.758 322.561 2,277.535
202509 1,380.478 324.800 1,403.485
202512 1,250.923 324.054 1,274.698
202603 1,600.483 330.213 1,600.483

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of ₫4,340.13 mean?
Sai Gon - Hanoi Commercial Joint Stock Bank (STC:SHB) has a Cyclically Adjusted Revenue per Share of ₫4,340.13 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sai Gon - Hanoi Commercial Joint Stock Bank and its competitors.
Is Sai Gon - Hanoi Commercial Joint Stock Bank's Cyclically Adjusted Revenue per Share too high?
Sai Gon - Hanoi Commercial Joint Stock Bank's current Cyclically Adjusted Revenue per Share is ₫4,340.13. Overall, Sai Gon - Hanoi Commercial Joint Stock Bank has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sai Gon - Hanoi Commercial Joint Stock Bank's Cyclically Adjusted Revenue per Share compare to competitors?
Sai Gon - Hanoi Commercial Joint Stock Bank's Cyclically Adjusted Revenue per Share of ₫4,340.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sai Gon - Hanoi Commercial Joint Stock Bank and its competitors. Sai Gon - Hanoi Commercial Joint Stock Bank's current Cyclically Adjusted Revenue per Share is ₫4,340.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sai Gon - Hanoi Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Sai Gon - Hanoi Commercial Joint Stock Bank (STC:SHB) is currently considered Fairly Valued. The stock's GF Value™ is ₫14,354.03, compared to a current price of ₫13,400.00 — trading 6.6% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is ₫4,340.13. Sai Gon - Hanoi Commercial Joint Stock Bank's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Sai Gon - Hanoi Commercial Joint Stock Bank (STC:SHB), the current Cyclically Adjusted Revenue per Share is ₫4,340.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sai Gon - Hanoi Commercial Joint Stock Bank (STC:SHB) Overvalued in 2026?

Based on GuruFocus' analysis, Sai Gon - Hanoi Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫13,400.00 is trading 6.6% below its estimated GF Value™ of ₫14,354.03. GuruFocus considers Sai Gon - Hanoi Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:SHB:

  • Cyclically Adjusted Revenue per Share: ₫4,340.13
  • GF Value™: ₫14,354.03 vs. price of ₫13,400.00 (6.6% below fair value)
  • GF Score™: 68/100 with 1 warning sign

No single metric tells the full story. See the STC:SHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sai Gon - Hanoi Commercial Joint Stock Bank Business Description

Address 77 Tran Hung Dao Street, Hoan Kiem District, Cua Nam Ward, Hanoi, VNM
Sai Gon - Hanoi Commercial Joint Stock Bank is a Vietnam-based banking corporation. It offers various banking services to its customers, including retail banking, corporate banking, and other banking-related services. Its products and services include savings, current accounts, money transfer services, E-banking, guarantee service, and forex trading and treasury services. It also provides credit in the form of car loans, rubber loans, agricultural product loans, business overdrafts, and medium and long-term loans and credit facilities. The company operates in four reportable segments: credit, investment, services, and treasury. The primary source of its revenue is interest income, commission, and fees received by providing advisory and financial services to the customer.
68GF Score

Get the complete analysis for STC:SHB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫13,400.00
Price
₫14,354.03
GF Value