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Ares Commercial Real Estate (NYSE:ACRE) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Ares Commercial Real Estate Equity-to-Asset Related Terms
Ares Commercial Real Estate Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ACRE vs REFI, RC, MITT: Equity-to-Asset Comparison
For the REIT - Mortgage subindustry, Ares Commercial Real Estate's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ares Commercial Real Estate Equity-to-Asset vs REITs Industry
For the REITs industry and Real Estate sector, Ares Commercial Real Estate's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Ares Commercial Real Estate's Equity-to-Asset falls into.
Ares Commercial Real Estate Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Ares Commercial Real Estate's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ares Commercial Real Estate (ACRE) has a Equity-to-Asset of 0.27 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ares Commercial Real Estate and its competitors. This is near median its historical median of 0.27. Over the past decade, Ares Commercial Real Estate's Equity-to-Asset has ranged from 0.22 to 0.37. According to the industry distribution chart, Ares Commercial Real Estate ranks #837 out of 924 companies in the REITs industry, placing it in the top 90.6%.
Is Ares Commercial Real Estate's Equity-to-Asset too high?
Ares Commercial Real Estate's current Equity-to-Asset of 0.27 is near median its 10-year median of 0.27. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 0.37. The REITs industry median Equity-to-Asset is 0.58. Ares Commercial Real Estate's value of 0.27 is 53.4% below this industry median. Based on the distribution chart, Ares Commercial Real Estate ranks #837 out of 924 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Ares Commercial Real Estate has a GF Score™ of 43/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ares Commercial Real Estate's Equity-to-Asset compare to REFI and RC?
According to the REITs industry distribution chart, Ares Commercial Real Estate ranks #837 out of 924 companies for Equity-to-Asset. This places Ares Commercial Real Estate in the lower half of its industry. The industry median Equity-to-Asset is 0.58. Ares Commercial Real Estate's value of 0.27 is 53.4% below this benchmark. Historically, Ares Commercial Real Estate's own Equity-to-Asset has ranged from 0.22 to 0.37 over the past decade. While the company's 10-year median is 0.27 vs. the industry median of 0.58, Ares Commercial Real Estate has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a REITs company?
The median Equity-to-Asset among REITs companies is 0.58, based on 924 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ares Commercial Real Estate's current Equity-to-Asset of 0.27 is 53.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ares Commercial Real Estate and its competitors. For the REITs industry, the median Equity-to-Asset is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ares Commercial Real Estate's current Equity-to-Asset is 0.27, which is near median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ares Commercial Real Estate stock overvalued right now?
Based on GuruFocus' analysis, Ares Commercial Real Estate (ACRE) is currently considered Possible Value Trap. The stock's GF Value™ is $11.64, compared to a current price of $4.63 — trading 60.2% below its estimated fair value. The current Equity-to-Asset is 0.27, which is near median its 10-year median of 0.27 and 53.4% below the REITs industry median of 0.58. Ares Commercial Real Estate's overall GF Score™ is 43/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Ares Commercial Real Estate (ACRE), the current Equity-to-Asset is 0.27 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ares Commercial Real Estate (ACRE) Overvalued in 2026?
Based on GuruFocus' analysis, Ares Commercial Real Estate stock appears to be undervalued.
The current stock price of $4.63 is trading 60.2% below its estimated GF Value™ of $11.64.
GuruFocus considers Ares Commercial Real Estate to be Possible Value Trap.
Key valuation signals for ACRE:
Equity-to-Asset: 0.27 (near median its 10-year median of 0.27)
GF Value™: $11.64 vs. price of $4.63 (60.2% below fair value)
Industry Position: 53.4% below the REITs median (#837 of 924)
No single metric tells the full story. See the ACRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ares Commercial Real Estate Corp is a specialty finance company and a real estate investment trust mainly engaged in originating and investing in commercial real estate (CRE) loans and related investments. It operates in one segment, namely originating and managing a diversified portfolio of CRE debt-related investments. The company recognizes the majority of its revenues in the form of interest income, which it receives from loans.
43GF Score
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