ACRE (Ares Commercial Real Estate) Net Debt Paydown Yield % : -4.10% (As of Aug. 26, 2026)

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ACRE Ares Commercial Real Estate Corp ACRE
43 GF Score
Price $4.63
GF Value $11.64
Valuation Possible Value Trap
! 4 Warning Signs
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What is Ares Commercial Real Estate Net Debt Paydown Yield %?

Ares Commercial Real Estate ACRE -2.11% 43 Net Debt Paydown Yield % is -4.10% as of Aug. 26, 2026. GuruFocus rates ACRE with a GF Score™ of 43/100 and a GF Value™ of $11.64 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 670 REITs companies, Ares Commercial Real Estate ranks worse than 65.52% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Ares Commercial Real Estate's Net Debt Paydown Yield % was -4.10%.


Ares Commercial Real Estate  (NYSE:ACRE) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Ares Commercial Real Estate Net Debt Paydown Yield % Related Terms


Ares Commercial Real Estate Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Ares Commercial Real Estate's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ares Commercial Real Estate Net Debt Paydown Yield % Chart

Ares Commercial Real Estate Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -35.47 -28.09 29.05 90.80 167.42

Ares Commercial Real Estate Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 176.08 209.66 167.42 84.65 -4.31

ACRE vs REFI, RC, MITT: Net Debt Paydown Yield % Comparison

For the REIT - Mortgage subindustry, Ares Commercial Real Estate's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ares Commercial Real Estate Net Debt Paydown Yield % vs REITs Industry

For the REITs industry and Real Estate sector, Ares Commercial Real Estate's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Ares Commercial Real Estate's Net Debt Paydown Yield % falls into.


ACRE
43GF Score
Ares Commercial Real Estate Corp ACRE
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ares Commercial Real Estate Net Debt Paydown Yield % Calculation

Ares Commercial Real Estate's Net Debt Paydown Yield % for the quarter that ended in Jun. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 1087.18-1097.93 )/249.6645
=-4.31 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -4.10% mean?
Ares Commercial Real Estate (ACRE) has a Net Debt Paydown Yield % of -4.10% as of Aug. 26, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Ares Commercial Real Estate and its competitors. According to the industry distribution chart, Ares Commercial Real Estate ranks #439 out of 670 companies in the REITs industry, placing it in the top 65.5%.
Is Ares Commercial Real Estate's Net Debt Paydown Yield % too high?
Ares Commercial Real Estate's current Net Debt Paydown Yield % is -4.10%. Based on the distribution chart, Ares Commercial Real Estate ranks #439 out of 670 companies in the REITs industry, which is below the industry midpoint. Overall, Ares Commercial Real Estate has a GF Score™ of 43/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ares Commercial Real Estate's Net Debt Paydown Yield % compare to REFI and RC?
According to the REITs industry distribution chart, Ares Commercial Real Estate ranks #439 out of 670 companies for Net Debt Paydown Yield %. This places Ares Commercial Real Estate in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a REITs company?
A good Net Debt Paydown Yield % depends on the REITs industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Ares Commercial Real Estate and its competitors. Ares Commercial Real Estate's current Net Debt Paydown Yield % is -4.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ares Commercial Real Estate stock overvalued right now?
Based on GuruFocus' analysis, Ares Commercial Real Estate (ACRE) is currently considered Possible Value Trap. The stock's GF Value™ is $11.64, compared to a current price of $4.63 — trading 60.2% below its estimated fair value. The current Net Debt Paydown Yield % is -4.10%. Ares Commercial Real Estate's overall GF Score™ is 43/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Ares Commercial Real Estate (ACRE), the current Net Debt Paydown Yield % is -4.10% as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ares Commercial Real Estate (ACRE) Overvalued in 2026?

Based on GuruFocus' analysis, Ares Commercial Real Estate stock appears to be undervalued. The current stock price of $4.63 is trading 60.2% below its estimated GF Value™ of $11.64. GuruFocus considers Ares Commercial Real Estate to be Possible Value Trap.

Key valuation signals for ACRE:

  • Net Debt Paydown Yield %: -4.10%
  • GF Value™: $11.64 vs. price of $4.63 (60.2% below fair value)
  • GF Score™: 43/100 with 4 warning signs

No single metric tells the full story. See the ACRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ares Commercial Real Estate Business Description

Industry Real EstateREITs
Other Exchanges 41I:Germany
Address 245 Park Avenue, 42nd Floor, New York, NY, USA, 10167
Ares Commercial Real Estate Corp is a specialty finance company and a real estate investment trust mainly engaged in originating and investing in commercial real estate (CRE) loans and related investments. It operates in one segment, namely originating and managing a diversified portfolio of CRE debt-related investments. The company recognizes the majority of its revenues in the form of interest income, which it receives from loans.
43GF Score

Get the complete analysis for ACRE

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.63
Price
$11.64
GF Value