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Banco MacroBMA +0.36%67 Equity-to-Asset is 0.24 as of Jun. 2026, which is 4% above its 10-year median of 0.23. GuruFocus rates BMA with a GF Score™ of 67/100 and a GF Value™ of $41.17 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,522 Banks companies, Banco Macro ranks better than 94.81% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Banco Macro's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $4,248 Mil. Banco Macro's Total Assets for the quarter that ended in Jun. 2026 was $17,389 Mil.
Therefore, Banco Macro's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.24.
The historical rank and industry rank for Banco Macro's Equity-to-Asset or its related term are showing as below:
BMA'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.14 Med: 0.23 Max: 0.34
Current: 0.24
During the past 13 years, the highest Equity to Asset Ratio of Banco Macro was 0.34. The lowest was 0.14. And the median was 0.23.
BMA's Equity-to-Asset is ranked better than 94.81% of 1522
companies
in the Banks industry
Industry Median: 0.1
vs BMA: 0.24
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Banco Macro Equity-to-Asset Related Terms
Banco Macro Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Banco Macro's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Macro's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Macro Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Banco Macro's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Banco Macro's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Banco Macro's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Macro (BMA) has a Equity-to-Asset of 0.24 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Banco Macro and its competitors. This is near median its historical median of 0.23. Over the past decade, Banco Macro's Equity-to-Asset has ranged from 0.14 to 0.34. According to the industry distribution chart, Banco Macro ranks #79 out of 1522 companies in the Banks industry, placing it in the top 5.2%.
Is Banco Macro's Equity-to-Asset too high?
Banco Macro's current Equity-to-Asset of 0.24 is near median its 10-year median of 0.23. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.34. The Banks industry median Equity-to-Asset is 0.10. Banco Macro's value of 0.24 is 140% above this industry median. Based on the distribution chart, Banco Macro ranks #79 out of 1522 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Macro has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Macro's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Banco Macro ranks #79 out of 1522 companies for Equity-to-Asset. This places Banco Macro in the top 5% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Banco Macro's value of 0.24 is 140% above this benchmark. Historically, Banco Macro's own Equity-to-Asset has ranged from 0.14 to 0.34 over the past decade. While the company's 10-year median is 0.23 vs. the industry median of 0.10, Banco Macro has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Macro's current Equity-to-Asset of 0.24 is 140% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Banco Macro and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Macro's current Equity-to-Asset is 0.24, which is near median its own 10-year median of 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Macro stock overvalued right now?
Based on GuruFocus' analysis, Banco Macro (BMA) is currently considered Significantly Overvalued. The stock's GF Value™ is $41.17, compared to a current price of $78.05 — trading 89.6% above its estimated fair value. The current Equity-to-Asset is 0.24, which is near median its 10-year median of 0.23 and 140% above the Banks industry median of 0.10. Banco Macro's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Banco Macro (BMA), the current Equity-to-Asset is 0.24 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Macro (BMA) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Macro stock appears to be overvalued.
The current stock price of $78.05 is trading 89.6% above its estimated GF Value™ of $41.17.
GuruFocus considers Banco Macro to be Significantly Overvalued.
Key valuation signals for BMA:
Equity-to-Asset: 0.24 (near median its 10-year median of 0.23)
GF Value™: $41.17 vs. price of $78.05 (89.6% above fair value)
Industry Position: 140% above the Banks median (#79 of 1522)
No single metric tells the full story. See the BMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Macro SA is a financial institution and it provides standard banking products and services designed to suit individual needs. It has two categories of customers, retail customers, which include individuals and entrepreneurs, and corporate customers, which include small, medium, and large companies and corporations. In addition, it provides services to four provincial governments. The company generates the majority of its revenue from Argentina.
67GF Score
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